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Employee Benefits
11 min read
January 06, 2026

Summary of 2026 State PFML & Paid Leave Developments

The beginning of a new year is an opportune time to provide employers with a summary of recent …
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Medicare Medigap
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January 06, 2026

Medicare Birthday Rule: How State Rules Affect Medigap Plan Changes

Medicare beneficiaries often review their health and prescription drug coverage during the annual …
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Hospitality
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January 05, 2026

Before You Sign: An Insurance Due Diligence Checklist for Hospitality Operators

Editor’s Note An earlier version of this article appeared in the Oregon Restaurant and Lodging …
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Employee Benefits
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January 02, 2026

Compliance Reminder: Upcoming CMS Medicare Part D Disclosure Reporting Deadline

Employers sponsoring group health plans that provide prescription drug coverage to individuals …
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Student Health Insurance
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December 30, 2025

Managing Student Health Insurance Exposure for J-1 Scholars in the U.S.

Managing student health insurance for J-1 scholars is a balancing act between compliance, cost and …
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Employee Benefits
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December 24, 2025

Upcoming Changes to New York City Safe and Sick Leave & Scheduling Laws

Summary: Beginning February 22, 2026, New York City’s Earned Safe and Sick Time Act (ESSTA) and the …
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Employee Benefits
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December 17, 2025

IRS Releases One Big Beautiful Bill Act (OBBBA) Guidance on HSAs

Summary: On December 9, 2025, the Internal Revenue Service (IRS) released Notice 2026-05 ("Notice") …
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Risk Management Services Future of Risk
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December 16, 2025

Systemic Risk in 2025: Key Lessons for Stronger Organizational Resilience

Throughout 2025, the Future of Risk series demonstrated that the era of systemic risk has arrived, …
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Financial & Wealth Services 401k
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December 10, 2025

2026 IRS Catch-Up Contribution Rules: What Employers Need to Know

The Internal Revenue Service (IRS) has released its Final Regulations for significant changes to …
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Private Client Travel & Trip
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December 09, 2025

Travel Insurance Guide for Luxury and Adventure Trips

Luxury and adventure travelers are going farther, staying longer, and choosing experiences where …
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Employee Benefits
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December 08, 2025

CMS Proposes Two Significant Medicare Part D Creditable Coverage Changes for 2027

Summary: On November 28, 2025, the Centers for Medicare and Medicaid Services (CMS), the federal …
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Reinsurance Healthcare
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December 05, 2025

Aggregate Stop-Loss Reinsurance for Specialty Care Carveouts

Specialty care now drives the majority of U.S. healthcare costs. In 2023, patients in six key …
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