Terms and Conditions

Welcome to the Web site of Risk Strategies, which is provided by Risk Strategies ("Risk Strategies"). As used in these Terms and Conditions, the term "Web site" refers to the Web site located at www.Risk-Strategies.com, our E-mail newsletters, our online discussion forums, and any other sites on which a link to these Terms and Conditions appears. Risk Strategies does not control, and is not responsible for, any third-party site to which the Web site links.

The materials contained on the Web site are provided by Risk Strategies as a service to you for your noncommercial, personal use on an "as is, as available" basis and may be used by you for information purposes only. You acknowledge that you are using the Web site at your own risk. Risk Strategies assumes no responsibility for error or omissions in these materials. Risk Strategies makes no commitment to update the information contained herein. Risk Strategies makes no, and expressly disclaims any and all, representations or warranties, express or implied, regarding the Risk Strategies Web site, including without limitation the accuracy, completeness, or reliability of text, graphics, links, products and services, and other items accessed from or via the Web site, or that the Web site will be uninterrupted, error-free, or free of viruses or other harmful components. No advice or information given by Risk Strategies or any other party on the Web site shall create any warranty or liability.

Risk Strategies does not warrant or make any representations regarding the use or the results of the use of the materials at the Web site in terms of their correctness, accuracy, timeliness, reliability, or otherwise. Under no circumstances shall Risk Strategies or any of its parents, subsidiaries, affiliates, or their respective partners, officers, directors, employees, or agents be held liable for any damages, whether direct, incidental, indirect, special, or consequential, and including, without limitation, lost revenues or lost profits, arising from or in connection with your use, reliance on, or performance of the information on the Web site.

Risk Strategies periodically schedules system downtime for maintenance and other purposes. Unplanned outages also may occur. Risk Strategies shall have no liability for the resulting unavailability of the Web site or for any loss of data or transactions caused by planned or unplanned system outages, or any outages of webhost providers or the Internet infrastructure and network external to the Web site.