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IRS Transition Relief for SECURE 2.0 Roth Catch-Up Rule

Employee Benefits 5 min read September 08, 2023 IRS Transition Relief for SECURE 2.0 Roth Catch-Up Rule Summary: On August 25, 2023, the Internal Revenue Service (IRS) issued anticipated, and welcome, …

State & Local Leave Law Developments

Employee Benefits 7 min read September 06, 2023 State & Local Leave Law Developments Summary: This article summarizes recent developments and updates with respect to certain …

This photo shows a side view of two engineering professionals standing at a construction site. Both are wearing yellow safety vests with reflective stripes around the lower rib cage and hips. Both also are wearing blue construction hard hats. The person on the right is pointing up at the construction project while holding a tablet in their left hand. The person on the left is holding a roll of paper that may be architectural drawings. The background includes construction fencing, scaffolding, and in-progress buildings. In any construction project, such as the one shown in this image, an A&E firm can face setbacks — such as workplace injuries or supply chain delays. It’s important to alert your professional liability insurance carrier early about any circumstances with the potential to become a claim.

Architects & Engineers 13 min read September 05, 2023 Does Your A&E Firm See a Potential Insurance Claim? A myth exists that architectural and engineering (A&E) firms should not report seemingly minor …

San Francisco Health Care Security Ordinance Rates for 2024

Employee Benefits 9 min read September 05, 2023 San Francisco Health Care Security Ordinance Rates for 2024 The 2024 rates for the San Francisco Health Care Security Ordinance (HCSO) were recently released …

Risk Management 3 min read September 01, 2023 Aftermath of Hurricane Idalia An understanding of Hurricane Idalia’s true financial impact is still months away, but we can …

Financial & Wealth Services 2 min read August 31, 2023 Is It Time to Unbundle Your 401(k) from Your PEO? While Professional Employer Organizations (PEO) offer convenience, there are several compelling …

This photo shows a tiny white delivery van driving in an industrial area. The van is clean and shiny with no business name on it. Blurred in the background is a building with four loading docks. Businesses that deliver cannabis products use unmarked vehicles like this one to reduce the risk of theft. Because of cannabis banking restrictions, drivers often carry more cash than in other industries, making them a robbery target. This is one of several reasons insurance companies have been slow to develop insurance products to protect cannabis transportation.

Transportation Cannabis 8 min read August 31, 2023 Cannabis Products: Transportation Insurance Challenges As the country slowly embraces the legalization of cannabis, new business opportunities emerge. …

This image is decorative only and conveys a tech/cybersecurity vibe. It features sequences of numbers in various shades of blue interspersed with stylized network diagrams. The lack of clarity in this image mirrors the questions people have about the new SEC cybersecurity rules. Though the SEC cybersecurity rule effective date is 15 December 2023 for most organizations, court cases will clarify definitions such as what constitutes a “material” attack.

Cyber 11 min read August 29, 2023 SEC Cybersecurity Rules: Are You Prepared? Last month, the U.S. Securities and Exchange Commission (SEC) released updated requirements for …

Hurricane Idalia is predicted predicted to hit Florida, Georgia and the Carolinas.

Risk Management 14 min read August 28, 2023 Hurricane Advisory: Florida, Georgia, Carolinas Updated 8:00 am EDT Thursday August 31, 2023 As of 8:00 am EDT on August 31, Idalia was downgraded …

Pharmacy Shelf Displaying Medications: Reflection of Changing Landscape in Healthcare Management and Pharmacy Benefits

Pharmacy 6 min read August 23, 2023 Stuart Piltch on Blue Cross Blue Shield of California's PBM Move On August 17, 2023, Blue Shield of California (BSCA) made a significant announcement that it was …

IRS Releases ACA Affordability Rates for 2024

Employee Benefits 10 min read August 23, 2023 IRS Releases ACA Affordability Rates for 2024 The IRS released Rev Proc. 2023-29 on August 23, 2023, announcing the Affordable Care Act (ACA) …

This mostly black and white photo shows an office with several inches of water covering the floor. Wispy smoke hangs in the air, suggesting a fire not just a flood. In the background is a whiteboard and a window with mini blinds. On a black desk sits a laptop, monitor, telephone, and desk lamp, with power cords in the water. Under the desk, a computer tower is partially submerged. On the right, a black desk chair faces the equipment. Behind the desk chair, on the right wall, is a potted plant and a shelving unit with miscellaneous office equipment and supplies. On the other side of the desk is a simple guest chair with a black metal frame and teal upholstery. When a catastrophic event renders an office unusable, business interruption insurance can help protect the balance sheet. However, it’s important to check what your BI policy does and doesn’t cover — to make sure you have the protection you need.

Risk Management 8 min read August 22, 2023 Business Interruption Insurance Essentials Events outside your control can bring your business to a screeching halt. After one of your best …