Auto

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Switching gears: value over price

Auto insurance seems straightforward enough, but the promise of premium savings doesn’t always result in a better deal. Coverage terms and claim service quality can vary broadly. When you own multiple vehicles, the gap between what you need and what you get can widen even further.

Be it practical family transport or exotic showpieces, all vehicles warrant the right degree of protection and the ease of a single policy whenever possible. We diligently consider each make and model when sourcing recommendations, but our primary focus is you: your convenience, your safety, and your peace of mind.

Coverage considerations

When it comes to auto insurance, the most notable differences emerge after a claim.

  • Did depreciation diminish your reimbursement?
  • Can you rent a vehicle of comparable value?
  • Will original parts be used for repairs?

There’s a lot to consider but leave that to us. We allow to bypass these burdens by introducing best-in-class carriers and delivering unyielding support if something goes wrong.

Your broker can help you protect personal autos of every variety:

  • Everyday and luxury vehicles
  • Classic, collector, and exotic cars
  • High-performance cars
  • RV’s and campers
  • Golf carts

Preservation, mitigation, recovery, resilience

Fueled by a deep appreciation for craftsmanship on wheels, Risk Strategies’ auto specialists anticipate scenarios that make vehicles susceptible to damage on or off the road.

Proactive risk mitigation becomes particularly important for collectors. If cars are a part of your legacy, know that we possess the requisite knowledge and, more importantly, share your passion.

Together with your carrier, we can:

  • Assist with safe transport of vehicles to concours events and car shows
  • Assess the vulnerability of your home, garage, or storage facility
  • Evaluate emergency readiness plans if cars must be moved in a hurry

Practice Leadership

National Private Client Services Practice Leader

Alison Murphy

Alison Murphy

National Private Client Services Practice Leader

Alison joined Risk Strategies in 2021, developing and leading the overall national growth strategy for Private Client Services. She focuses on enhancing the client experience for our high net worth clients and delivering tailored solutions that better serve their unique insurance and risk management needs.

With over 25 years of experience in the property & casualty insurance industry, Alison has spent the majority of her career in the high net worth segment. Prior to joining Risk Strategies, she worked for the PURE Group of Insurance Companies where she held various leadership positions including Eastern Zone Executive. Previously, she held various roles focused on business development and underwriting for AIG and The Chubb Corporation.

Alison holds a Bachelor of Arts in English Literature from Franklin & Marshall College and is a graduate of Boston’s Future Leaders Program. She is actively engaged in her community through several organizations including the Greater Boston Chamber of Commerce, Insurance Industry Charitable Foundation, Women’s Lunch Place and the Dana-Farber Cancer Institute’s Falmouth Road Race.
Chief Operating Officer, Personal Lines
Tim deRosa

Tim deRosa

Chief Operating Officer, Personal Lines

Tim joined Risk Strategies in 2022 as the Chief Operating Officer for the Private Client Practice to help develop and implement the strategic vison for the practice and to manage day-to-day practice operations and technologies. His responsibilities include driving operational efficiencies across all offices and regions, enhancing the client experience through the use of technology, standardizing and optimizing workflows and helping to oversee the management of the Private Client Practices' largest carrier relationships.

In addition to his practice leadership role, Tim is also a personal risk advisor and works directly with successful families across the county. He assesses client needs, identifies future risks, and develops customized, comprehensive personal insurance solutions that align with their risk management priorities.

With nearly 25 years of experience in the insurance industry, Tim brings a wide range of experience having spent dedicated time on the retail, wholesale, and carrier sides of the business. He founded and sold Platinum Partners, a successful wholesale business focused exclusively on the private client segment. He also served as Executive Vice President of Orchid Underwriters, a private equity backed specialty MGA which he joined after selling his firm. In addition, Tim spent nearly a decade at Chubb Personal Risk Services where he held several executive level positions in both underwriting and marketing, including leading the New England Region.

Tim earned a Bachelor of Arts degree in Political Science from Drew University. He is a member of PRMA (Private Risk Management Association), a longtime member of the Boston Estate Planning Council, and a former member of the Family Office Exchange.

Lesa Blaser
Private Client Services Leader - Central Region
J.C. Fulse
Private Client Services Leader - Atlantic Region
Charlie Graham
Private Client Services Leader - New England Region
Nick Licursi
Private Client Services Leader - New York Region

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