Dental School Graduates

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Liability Insurance for New Dentists

Congratulations on graduating from dental school. As dental insurance advisors, we understand the risks you may face as a new graduate and on a personal level. The trusted advisors at Risk Strategies help you make informed risk management decisions throughout your career and personal life.

As a new graduate, you’ll want the following two coverages right away:

1. Professional Liability (malpractice)

2. Disability Insurance (personal income replacement)

Professional liability insurance for early-career dentists

For professional liability, you’ll need to make an important choice between “claims-made” and “occurrence” coverage. We can walk you through the differences, pros and cons, so you feel confident in your decision. Also, we’ll connect you with industry-leading professional liability and disability insurance companies.

Choosing an insurance and risk management advisor

While we hope you’ll select Risk Strategies for your insurance needs, we recognize there are other choices. Here are a couple of consumer guidelines to protect your interests:

  1. Beware of anyone who only offers coverage from one company. They may have an agenda.
  2. Avoid buying professional liability insurance from anyone who can’t or won’t explain the difference between “claims-made” and “occurrence” coverage.

Top insurance coverage options for new dentists

  • Professional Liability (Malpractice)
  • Disability Income
  • Home/Auto/Renters
  • Flood/Earthquake
  • Individual/Family Health
  • Life
  • Personal Umbrella

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