Yacht Insurance for Individuals

Your yacht is unique and deserves specialized protection

Whether you own a mega yacht, sportfish boat, classic yacht, high-performance powerboat, or something different, we have the insurance solutions you need.

Our Marine & Yacht Practice incorporates the expertise of industry leaders from Gowrie Group and Atlass Insurance Group to ensure you get custom, comprehensive coverage for all of your yachts and marine interests.

As your marine risk advisors, we understand the complexities of yacht ownership and the need for the highest level of protection and risk management.

As marine specialists, we work with you to gain a full understanding of what makes you and your yacht unique, taking into consideration a wide range of factors including boat type, construction, marine electronics & specialized technologies, your cruising plans and racing schedules, safety equipment, navigation areas, and hurricane zones.

Together we design an insurance solution that provides the highest level of protection for your yachts, passengers, paid crew, and your family’s nautical lifestyle.

Charter Boats
Classic Wooden Yachts
High-Performance Sport Boats
House Boats
Jackline Program for Cruising Boats
Mega Yachts
One Design Boats
Power Boats
Racing Sailboats
Sportfish Boats
Tenders
Trawlers
And More

FAQs

In today’s marine insurance environment, it is critical to work with a marine insurance advisor who knows what makes a risk most attractive to an underwriter. Underwriters scrutinize each risk to determine if the owner and boat are a smart risk. The marine advisors at Risk Strategies work with you to assemble the necessary supplemental materials to ensure your submission is strong and attractive.

Boating Resume - detailing boating experience (owning and operating), licenses, certifications, expertise areas, etc.
Prior Boat Ownership – list of similar-sized vessels with dates of ownership and navigation areas (if no relevant prior ownership, a captain may initially be required)
Paid Captain Resume (if applicable) – detailed experience, including claims history
Paid Crew Resume(s) (if applicable) – detailed experience, including claims history
Accredited NAMS/SAMS Marine Survey (less than 3 years old) - including confirmation of survey recommendation completion
Hurricane/Storm Plan - if the boat will be in areas prone to hurricanes or severe weather patterns
Absentee Owner Plan - if the boat will be left unattended for periods of time
Maintenance Service Records – may be needed in the event of a claim or if an insurance company asks for proof of improvements
Boating Safety & Claims Records – helpful in the underwriting process
Personal Insurance Portfolio (homes, autos, valuables) – can be helpful when considered as part of a packaged submission with your request for marine insurance