A Smarter Approach to a Complex Challenge
Higher education institutions face ongoing financial pressures as well as significant, complex business challenges and risks. Making capital improvements, adding research and development capabilities, and building out student amenities are significant expenses that become even costlier when contaminated materials, for instance, are unexpectedly identified during construction.
In an age of viral internet memes and media saturation, coverage risks in higher education come with even more potential for damage and costs. Increased environmental regulations, heightened public scrutiny, and broad advancement in research and medical technology, along with more notable exposures such as PCB in construction material and laboratory waste streams that include medical, biological, and infectious waste, present possible problems for both bottom-line and reputation.
Even basic day-to-day facility operations and maintenance can pose significant risks. Indoor air quality, mold, and legionella from pools, ice rinks, atriums, dormitories, and classrooms. Noxious fumes created through the inadvertent mixing of chemical cleaning agents. Any of these issues and activities could present a significant risk, from bodily injury claims and legal expenses to costly remediation activities.
Risk considerations for colleges and universities performing environmental due diligence should include:
- Historical operational risks
- Campus Redevelopment
- Air emissions from ventilation systems
- Inadvertent or inadequate treatment of carcinogenic, pathogenic, and infectious wastewater discharge into municipal waste streams
- Handling of low-level nuclear equipment and waste
- Ammonia leaks from refrigeration compressors (rinks, food refrigeration units, and labs)
- PCB in caulking and construction materials
- Generators and under/aboveground storage tanks
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$150,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390627, createdAt=1744198475052, updatedAt=1744198475052, name='{type=string, value=Cigarette Stamp Deputy Bond}', description='{type=string, value=Required for deputies overseeing cigarette stamp distribution and compliance.}', amount='{type=string, value=$1,000 - $100,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390628, createdAt=1744198475053, updatedAt=1744198475053, name='{type=string, value=City of Maumelle Solicitor Bond}', description='{type=string, value=Necessary for solicitors operating within Maumelle to ensure adherence to local ordinances.}', amount='{type=string, value=$1,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390629, createdAt=1744198475054, updatedAt=1744198475054, name='{type=string, value=City of Texarkana License and Permit Bond}', description='{type=string, value=Required for businesses in Texarkana to guarantee compliance with municipal regulations.}', amount='{type=string, value=$2,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390630, createdAt=1744198475055, updatedAt=1744198475055, name='{type=string, value=CLB Commercial Contractor License Bond}', description='{type=string, value=Mandatory for contractors undertaking commercial projects valued at $50,000 or more.}', amount='{type=string, value=$10,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390631, createdAt=1744198475056, updatedAt=1744198475056, name='{type=string, value=CLB Financial Statement Contractor Bond}', description='{type=string, value=For contractors unable to provide financial statements meeting state net worth criteria.}', amount='{type=string, value=$50,000 - 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$6,000}', premium='{type=string, value=$50}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390635, createdAt=1744198475060, updatedAt=1744198475060, name='{type=string, value=Collection Agency Bond}', description='{type=string, value=Mandatory for entities collecting debts to ensure ethical practices.}', amount='{type=string, value=$10,000 - $25,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390636, createdAt=1744198475061, updatedAt=1744198475061, name='{type=string, value=Combative Sports Bond}', description='{type=string, value=Required for organizers of combative sports events to ensure adherence to regulations.}', amount='{type=string, value=$20,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390637, createdAt=1744198475062, updatedAt=1744198475062, name='{type=string, value=Contractor License Bonds}', description='{type=string, value=Required by the state and some cities for licensed contractors to ensure compliance with building codes.}', amount='{type=string, value=$100 - 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$1,000,000}', premium='{type=string, value=$275}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390641, createdAt=1744198475066, updatedAt=1744198475066, name='{type=string, value=ERISA Bonds}', description='{type=string, value=Protect employee benefit and retirement plans managed by fiduciaries.}', amount='{type=string, value=$10,000 - $10,000,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390642, createdAt=1744198475067, updatedAt=1744198475067, name='{type=string, value=Federal Maritime Commission Bonds}', description='{type=string, value=Required for Ocean Transportation Intermediaries by the FMC.}', amount='{type=string, value=$50,000 - $75,000}', premium='{type=string, value=$625}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390643, createdAt=1744198475068, updatedAt=1744198475068, name='{type=string, value=Fish and Game License Agent Bond}', description='{type=string, value=Necessary for agents selling hunting and fishing licenses to ensure proper handling of funds.}', amount='{type=string, value=$1,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390644, createdAt=1744198475069, updatedAt=1744198475069, name='{type=string, value=Freight Broker Bond (BMC-84)}', description='{type=string, value=Required by the FMCSA for freight brokers and forwarders in the U.S.}', amount='{type=string, value=$75,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390645, createdAt=1744198475070, updatedAt=1744198475070, name='{type=string, value=Fuel Tax Bonds}', description='{type=string, value=Required for fuel sellers to maintain licensing under the IFTA.}', amount='{type=string, value=$1,000 - $800,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390646, createdAt=1744198475071, updatedAt=1744198475071, name='{type=string, value=H-2A Farm Labor Contractor Bonds}', description='{type=string, value=Required for farm labor employers participating in the H-2A program.}', amount='{type=string, value=$5,000 - $150,000}', premium='{type=string, value=$50}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390647, createdAt=1744198475072, updatedAt=1744198475072, name='{type=string, value=Household Pest and Rodent Control Bond}', description='{type=string, value=Ensure pest control companies comply with state regulations.}', amount='{type=string, value=$50,000 - $100,000}', premium='{type=string, value=$375}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390648, createdAt=1744198475073, updatedAt=1744198475073, name='{type=string, value=HUD Manufactured Housing Installer Bonds}', description='{type=string, value=Required for installers of manufactured housing under HUD guidelines.}', amount='{type=string, value=$10,000 - $100,000}', premium='{type=string, value=$250}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390649, createdAt=1744198475074, updatedAt=1744198475074, name='{type=string, value=Janitorial Cleaning Service Bonds}', description='{type=string, value=Protect clients against employee theft for janitorial services.}', amount='{type=string, value=$10,000 - $100,000}', premium='{type=string, value=$125}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390650, createdAt=1744198475075, updatedAt=1744198475075, name='{type=string, value=Lost Instrument Bonds}', description='{type=string, value=Required before issuing duplicates of lost financial certificates.}', amount='{type=string, value=$50 - $10,000,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390651, createdAt=1744198475076, updatedAt=1744198475076, name='{type=string, value=Maintenance Bonds}', description='{type=string, value=Protect project owners from damages due to faulty construction post-completion.}', amount='{type=string, value=Varies}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390652, createdAt=1744198475077, updatedAt=1744198475077, name='{type=string, value=Medallion Signature Guarantee (STAMP) Bonds}', description='{type=string, value=Required for participants in the Securities Transfer Agents Medallion Program.}', amount='{type=string, value=$1,000 - $100,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390653, createdAt=1744198475078, updatedAt=1744198475078, name='{type=string, value=Money Transmitter Bond}', description='{type=string, value=Mandatory for money transmitters to ensure compliance with financial regulations.}', amount='{type=string, value=$50,000 - $300,000}', premium='{type=string, value=$750}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390654, createdAt=1744198475079, updatedAt=1744198475079, name='{type=string, value=Mortgage Broker, Banker, and/or Servicer Bond}', description='{type=string, value=Required for licensed mortgage loan brokers, bankers, or servicers.}', amount='{type=string, value=$100,000 - $200,000}', premium='{type=string, value=$750}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390655, createdAt=1744198475080, updatedAt=1744198475080, name='{type=string, value=New Motor Vehicle Dealer Bond}', description='{type=string, value=Required for dealers selling new vehicles in Arkansas.}', amount='{type=string, value=$25,000 - $50,000}', premium='{type=string, value=$125}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390656, createdAt=1744198475081, updatedAt=1744198475081, name='{type=string, value=New Motorcycle, ATV, Scooter, Utility Vehicle or Lessor Bond}', description='{type=string, value=Required for dealers selling new motorcycles, ATVs, scooters, utility vehicles, or acting as lessors.}', amount='{type=string, value=$25,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390657, createdAt=1744198475082, updatedAt=1744198475082, name='{type=string, value=North Little Rock Contractor Bond}', description='{type=string, value=Mandatory for contractors applying for commercial building permits in North Little Rock.}', amount='{type=string, value=$10,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390658, createdAt=1744198475083, updatedAt=1744198475083, name='{type=string, value=Notary Bond}', description='{type=string, value=Required for individuals who authenticate signatures and administer oaths.}', amount='{type=string, value=$7,500}', premium='{type=string, value=$50}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390659, createdAt=1744198475084, updatedAt=1744198475084, name='{type=string, value=Open-Cut Land Reclamation Bond}', description='{type=string, value=Ensures compliance with land reclamation regulations for open-cut mining operations.}', amount='{type=string, value=$1,000 - $100,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390660, createdAt=1744198475085, updatedAt=1744198475085, name='{type=string, value=Oversize and Overweight Hauling Permit Bond}', description='{type=string, value=Required for entities transporting oversize or overweight loads to ensure adherence to permit conditions.}', amount='{type=string, value=$1,000 - $10,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390661, createdAt=1744198475086, updatedAt=1744198475086, name='{type=string, value=Paid Solicitor Bond}', description='{type=string, value=Necessary for paid solicitors to guarantee ethical fundraising practices.}', amount='{type=string, value=$10,000}', premium='{type=string, value=$150}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390662, createdAt=1744198475087, updatedAt=1744198475087, name='{type=string, value=Payment Bonds}', description='{type=string, value=Ensure contractors pay subcontractors and suppliers, especially on public property projects.}', amount='{type=string, value=Varies}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390663, createdAt=1744198475088, updatedAt=1744198475088, name='{type=string, value=Performance Bonds}', description='{type=string, value=Guarantee completion of contractual obligations, particularly in large public construction projects.}', amount='{type=string, value=Varies}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390664, createdAt=1744198475089, updatedAt=1744198475089, name='{type=string, value=Perpetual Care Cemetery Fidelity Bond}', description='{type=string, value=Ensures proper management of funds for perpetual care cemeteries.}', amount='{type=string, value=$1,000 - $250,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390665, createdAt=1744198475090, updatedAt=1744198475090, name='{type=string, value=Private Career Education School Bond}', description='{type=string, value=Required for private career education schools to ensure compliance with state regulations.}', amount='{type=string, value=$5,000 - $100,000}', premium='{type=string, value=$37}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390666, createdAt=1744198475091, updatedAt=1744198475091, name='{type=string, value=Private Employment Agency Bond}', description='{type=string, value=Ensures private employment agencies adhere to state laws and protect clients.}', amount='{type=string, value=$5,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390667, createdAt=1744198475092, updatedAt=1744198475092, name='{type=string, value=Probate & Estate Bonds}', description='{type=string, value=Required for fiduciaries and estate administrators to ensure fulfillment of legal duties.}', amount='{type=string, value=Varies}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390668, createdAt=1744198475093, updatedAt=1744198475093, name='{type=string, value=Process Server Bond}', description='{type=string, value=Mandatory for individuals serving legal documents to ensure ethical conduct.}', amount='{type=string, value=$10,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390669, createdAt=1744198475094, updatedAt=1744198475094, name='{type=string, value=Professional Employer Organization Bond}', description='{type=string, value=Required for organizations providing employee leasing services to ensure compliance with regulations.}', amount='{type=string, value=$100,000}', premium='{type=string, value=$1,000}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390670, createdAt=1744198475095, updatedAt=1744198475095, name='{type=string, value=Public Official Bonds}', description='{type=string, value=Ensure public officials perform their duties ethically and in accordance with the law.}', amount='{type=string, value=$1,000 - $2,000,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390671, createdAt=1744198475096, updatedAt=1744198475096, name='{type=string, value=Residential Roofing Contractor Bond}', description='{type=string, value=Required for roofing contractors undertaking projects over $2,000 to ensure compliance with standards.}', amount='{type=string, value=$15,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390672, createdAt=1744198475097, updatedAt=1744198475097, name='{type=string, value=Right of Way Bonds}', description='{type=string, value=Necessary before performing construction work on publicly owned right of ways.}', amount='{type=string, value=$1,000 - $500,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390673, createdAt=1744198475098, updatedAt=1744198475098, name='{type=string, value=Scholarship Uniform Lottery Bond}', description='{type=string, value=Required for entities selling lottery tickets or using lottery equipment to ensure proper fund management.}', amount='{type=string, value=$1,000 - $100,000}', premium='{type=string, value=$50}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390674, createdAt=1744198475099, updatedAt=1744198475099, name='{type=string, value=State Highway and Transportation Department Contract Bond}', description='{type=string, value=Ensures contractors fulfill obligations on state highway and transportation projects.}', amount='{type=string, value=$1,000 - $100,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390675, createdAt=1744198475100, updatedAt=1744198475100, name='{type=string, value=Subdivision Bonds}', description='{type=string, value=Required before initiating construction in subdivisions to ensure completion of public infrastructure.}', amount='{type=string, value=$1,000 - $10,000,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390676, createdAt=1744198475101, updatedAt=1744198475101, name='{type=string, value=Summer Food Service Program Bond}', description='{type=string, value=Ensures compliance with regulations for providers of summer food services to children.}', amount='{type=string, value=$1,000 - $200,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390677, createdAt=1744198475102, updatedAt=1744198475102, name='{type=string, value=Supply Bond}', description='{type=string, value=Guarantees suppliers fulfill contracts to provide materials or supplies.}', amount='{type=string, value=$1,000 - $25,000,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390678, createdAt=1744198475103, updatedAt=1744198475103, name='{type=string, value=Surplus Lines Insurance Broker/Producer Bond}', description='{type=string, value=Required for brokers dealing with surplus lines insurance to ensure compliance with state laws.}', amount='{type=string, value=$50,000}', premium='{type=string, value=$250}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390679, createdAt=1744198475104, updatedAt=1744198475104, name='{type=string, value=Third Party Administrator Bond}', description='{type=string, value=Ensures third-party administrators manage funds and claims in accordance with regulations.}', amount='{type=string, value=$25,000}', premium='{type=string, value=$250}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390680, createdAt=1744198475105, updatedAt=1744198475105, name='{type=string, value=Towing and Recovery Bond}', description='{type=string, value=Required for towing and recovery operators to ensure ethical business practices.}', amount='{type=string, value=$50,000}', premium='{type=string, value=$250}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390681, createdAt=1744198475106, updatedAt=1744198475106, name='{type=string, value=TTB Tobacco Bonds}', description='{type=string, value=Mandatory for businesses manufacturing or exporting tobacco products to ensure tax compliance.}', amount='{type=string, value=$100 - $250,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390682, createdAt=1744198475107, updatedAt=1744198475107, name='{type=string, value=Used Tire Transporter Bond}', description='{type=string, value=Required for transporters of used tires to ensure proper disposal and environmental compliance.}', amount='{type=string, value=$10,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390683, createdAt=1744198475108, updatedAt=1744198475108, name='{type=string, value=USTOA Indemnity Bonds}', description='{type=string, value=Required for active members of the USTOA $1 Million Travelers Assistance Program to protect consumers.}', amount='{type=string, value=$1,000,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390684, createdAt=1744198475109, updatedAt=1744198475109, name='{type=string, value=Utility Bond}', description='{type=string, value=Required by utility companies to ensure timely payment of utility bills by customers.}', amount='{type=string, value=$100 - $100,000}', premium='{type=string, value=$40}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}]Blog
Environmental
2 min read
PFAS Liability: How the Latest EPA Ruling Affects Your Business
Environmental
2 min read
Environmental Risks of Electric Vehicles
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specify
[{id=187918185375, createdAt=1743000928060, updatedAt=1743005600094, amount='{type=string, value=Varies}', premium='{type=string, value=Subject to Underwriting}', name='{type=string, value=Sample California Bond}', link='{type=string, value=#}', description='{type=string, value=
specify
[{id=187918185375, createdAt=1743000928060, updatedAt=1743005600094, amount='{type=string, value=Varies}', premium='{type=string, value=Subject to Underwriting}', name='{type=string, value=Sample California Bond}', link='{type=string, value=#}', description='{type=string, value=
Required by the TTB for alcohol-related businesses with annual excise taxes exceeding $50,000.
}', state='{type=option, value={id=1, name='california', order=0, label='California'}}', link_text='{type=string, value=Learn more}'}, {id=187921817602, createdAt=1743001070202, updatedAt=1743005590594, amount='{type=string, value=Varies}', premium='{type=string, value=Subject to Underwriting}', name='{type=string, value=Sample Arkansas Bond}', link='{type=string, value=#}', description='{type=string, value=Required by the TTB for alcohol-related businesses with annual excise taxes exceeding $50,000.
}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}', link_text='{type=string, value=Learn more...}'}, {id=187918692102, createdAt=1743004969903, updatedAt=1743005596878, name='{type=string, value=Sample California Bond 2}', description='{type=string, value=Description goes here and here}', amount='{type=string, value=X}', premium='{type=string, value=Lorem ipsum}', state='{type=option, value={id=1, name='california', order=0, label='California'}}'}, {id=188601390617, createdAt=1744198475042, updatedAt=1744198475042, name='{type=string, value=Alcohol Tax Bonds (Federal/TTB)}', description='{type=string, value=Required by the TTB for alcohol-related businesses with annual excise taxes exceeding $50,000.}', amount='{type=string, value=Varies}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390618, createdAt=1744198475043, updatedAt=1744198475043, name='{type=string, value=Appraisal Management Company Bond}', description='{type=string, value=Necessary for firms overseeing networks of state-licensed appraisers.}', amount='{type=string, value=$20,000}', premium='{type=string, value=$200}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390619, createdAt=1744198475044, updatedAt=1744198475044, name='{type=string, value=Arkansas Motor Vehicle Dealer Bonds}', description='{type=string, value=Mandatory for new and used vehicle dealers and wholesalers.}', amount='{type=string, value=$25,000 - $50,000}', premium='{type=string, value=$125}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390620, createdAt=1744198475045, updatedAt=1744198475045, name='{type=string, value=Barber School Bond}', description='{type=string, value=Ensures barber schools adhere to contractual and professional obligations.}', amount='{type=string, value=$10,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390621, createdAt=1744198475046, updatedAt=1744198475046, name='{type=string, value=Beauty Pageant Bond}', description='{type=string, value=Guarantees that beauty pageant organizers fulfill their contractual commitments.}', amount='{type=string, value=$10,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390622, createdAt=1744198475047, updatedAt=1744198475047, name='{type=string, value=Bid Bonds}', description='{type=string, value=Serve as financial assurance for certain contract bid proposals, especially large-scale projects.}', amount='{type=string, value=Varies}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390623, createdAt=1744198475048, updatedAt=1744198475048, name='{type=string, value=Broker-Dealer, Investment Adviser, or Agent of the Issuer Bond}', description='{type=string, value=Required for professionals in securities to ensure compliance with regulations.}', amount='{type=string, value=$1,000 - $50,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390624, createdAt=1744198475049, updatedAt=1744198475049, name='{type=string, value=Business Service Bonds}', description='{type=string, value=Protect clients against employee theft and misconduct for businesses operating on client premises.}', amount='{type=string, value=$10,000 - $100,000}', premium='{type=string, value=$125}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390625, createdAt=1744198475050, updatedAt=1744198475050, name='{type=string, value=Certificate of Title Bond}', description='{type=string, value=Needed for vehicles lacking titles necessary for registration.}', amount='{type=string, value=$100 - $1,000,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390626, createdAt=1744198475051, updatedAt=1744198475051, name='{type=string, value=Child and Adult Care Food Program (CACFP) Bond}', description='{type=string, value=Ensure compliance with CACFP regulations for meal service providers.}', amount='{type=string, value=$1,000 - $150,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390627, createdAt=1744198475052, updatedAt=1744198475052, name='{type=string, value=Cigarette Stamp Deputy Bond}', description='{type=string, value=Required for deputies overseeing cigarette stamp distribution and compliance.}', amount='{type=string, value=$1,000 - $100,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390628, createdAt=1744198475053, updatedAt=1744198475053, name='{type=string, value=City of Maumelle Solicitor Bond}', description='{type=string, value=Necessary for solicitors operating within Maumelle to ensure adherence to local ordinances.}', amount='{type=string, value=$1,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390629, createdAt=1744198475054, updatedAt=1744198475054, name='{type=string, value=City of Texarkana License and Permit Bond}', description='{type=string, value=Required for businesses in Texarkana to guarantee compliance with municipal regulations.}', amount='{type=string, value=$2,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390630, createdAt=1744198475055, updatedAt=1744198475055, name='{type=string, value=CLB Commercial Contractor License Bond}', description='{type=string, value=Mandatory for contractors undertaking commercial projects valued at $50,000 or more.}', amount='{type=string, value=$10,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390631, createdAt=1744198475056, updatedAt=1744198475056, name='{type=string, value=CLB Financial Statement Contractor Bond}', description='{type=string, value=For contractors unable to provide financial statements meeting state net worth criteria.}', amount='{type=string, value=$50,000 - $500,000}', premium='{type=string, value=$375}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390632, createdAt=1744198475057, updatedAt=1744198475057, name='{type=string, value=CLB Subcontractor License Bond}', description='{type=string, value=Required for subcontractors with contracts of $2,000 or more with unlicensed contractors.}', amount='{type=string, value=$10,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390633, createdAt=1744198475058, updatedAt=1744198475058, name='{type=string, value=Coin Operated Amusement Machine Operator Bond}', description='{type=string, value=Necessary for operators of coin-operated amusement machines.}', amount='{type=string, value=$6,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390634, createdAt=1744198475059, updatedAt=1744198475059, name='{type=string, value=Coin Operated Cigarette Machine Operator’s Bond}', description='{type=string, value=Required for operators of coin-operated cigarette machines to ensure regulatory compliance.}', amount='{type=string, value=$2,000 - $6,000}', premium='{type=string, value=$50}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390635, createdAt=1744198475060, updatedAt=1744198475060, name='{type=string, value=Collection Agency Bond}', description='{type=string, value=Mandatory for entities collecting debts to ensure ethical practices.}', amount='{type=string, value=$10,000 - $25,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390636, createdAt=1744198475061, updatedAt=1744198475061, name='{type=string, value=Combative Sports Bond}', description='{type=string, value=Required for organizers of combative sports events to ensure adherence to regulations.}', amount='{type=string, value=$20,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390637, createdAt=1744198475062, updatedAt=1744198475062, name='{type=string, value=Contractor License Bonds}', description='{type=string, value=Required by the state and some cities for licensed contractors to ensure compliance with building codes.}', amount='{type=string, value=$100 - $500,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390638, createdAt=1744198475063, updatedAt=1744198475063, name='{type=string, value=CPEO Bonds}', description='{type=string, value=Required for Certified Professional Employer Organizations at the federal level.}', amount='{type=string, value=$50,000 - $1,000,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390639, createdAt=1744198475064, updatedAt=1744198475064, name='{type=string, value=Credit Repair Services Organization Bond}', description='{type=string, value=Ensure credit repair companies adhere to state regulations and protect consumers.}', amount='{type=string, value=$10,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390640, createdAt=1744198475065, updatedAt=1744198475065, name='{type=string, value=DMEPOS (Medicare) Bonds}', description='{type=string, value=Required for suppliers of durable medical equipment participating in Medicare.}', amount='{type=string, value=$50,000 - $1,000,000}', premium='{type=string, value=$275}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390641, createdAt=1744198475066, updatedAt=1744198475066, name='{type=string, value=ERISA Bonds}', description='{type=string, value=Protect employee benefit and retirement plans managed by fiduciaries.}', amount='{type=string, value=$10,000 - $10,000,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390642, createdAt=1744198475067, updatedAt=1744198475067, name='{type=string, value=Federal Maritime Commission Bonds}', description='{type=string, value=Required for Ocean Transportation Intermediaries by the FMC.}', amount='{type=string, value=$50,000 - $75,000}', premium='{type=string, value=$625}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390643, createdAt=1744198475068, updatedAt=1744198475068, name='{type=string, value=Fish and Game License Agent Bond}', description='{type=string, value=Necessary for agents selling hunting and fishing licenses to ensure proper handling of funds.}', amount='{type=string, value=$1,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390644, createdAt=1744198475069, updatedAt=1744198475069, name='{type=string, value=Freight Broker Bond (BMC-84)}', description='{type=string, value=Required by the FMCSA for freight brokers and forwarders in the U.S.}', amount='{type=string, value=$75,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390645, createdAt=1744198475070, updatedAt=1744198475070, name='{type=string, value=Fuel Tax Bonds}', description='{type=string, value=Required for fuel sellers to maintain licensing under the IFTA.}', amount='{type=string, value=$1,000 - $800,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390646, createdAt=1744198475071, updatedAt=1744198475071, name='{type=string, value=H-2A Farm Labor Contractor Bonds}', description='{type=string, value=Required for farm labor employers participating in the H-2A program.}', amount='{type=string, value=$5,000 - $150,000}', premium='{type=string, value=$50}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390647, createdAt=1744198475072, updatedAt=1744198475072, name='{type=string, value=Household Pest and Rodent Control Bond}', description='{type=string, value=Ensure pest control companies comply with state regulations.}', amount='{type=string, value=$50,000 - $100,000}', premium='{type=string, value=$375}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390648, createdAt=1744198475073, updatedAt=1744198475073, name='{type=string, value=HUD Manufactured Housing Installer Bonds}', description='{type=string, value=Required for installers of manufactured housing under HUD guidelines.}', amount='{type=string, value=$10,000 - $100,000}', premium='{type=string, value=$250}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390649, createdAt=1744198475074, updatedAt=1744198475074, name='{type=string, value=Janitorial Cleaning Service Bonds}', description='{type=string, value=Protect clients against employee theft for janitorial services.}', amount='{type=string, value=$10,000 - $100,000}', premium='{type=string, value=$125}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390650, createdAt=1744198475075, updatedAt=1744198475075, name='{type=string, value=Lost Instrument Bonds}', description='{type=string, value=Required before issuing duplicates of lost financial certificates.}', amount='{type=string, value=$50 - $10,000,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390651, createdAt=1744198475076, updatedAt=1744198475076, name='{type=string, value=Maintenance Bonds}', description='{type=string, value=Protect project owners from damages due to faulty construction post-completion.}', amount='{type=string, value=Varies}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390652, createdAt=1744198475077, updatedAt=1744198475077, name='{type=string, value=Medallion Signature Guarantee (STAMP) Bonds}', description='{type=string, value=Required for participants in the Securities Transfer Agents Medallion Program.}', amount='{type=string, value=$1,000 - $100,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390653, createdAt=1744198475078, updatedAt=1744198475078, name='{type=string, value=Money Transmitter Bond}', description='{type=string, value=Mandatory for money transmitters to ensure compliance with financial regulations.}', amount='{type=string, value=$50,000 - $300,000}', premium='{type=string, value=$750}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390654, createdAt=1744198475079, updatedAt=1744198475079, name='{type=string, value=Mortgage Broker, Banker, and/or Servicer Bond}', description='{type=string, value=Required for licensed mortgage loan brokers, bankers, or servicers.}', amount='{type=string, value=$100,000 - $200,000}', premium='{type=string, value=$750}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390655, createdAt=1744198475080, updatedAt=1744198475080, name='{type=string, value=New Motor Vehicle Dealer Bond}', description='{type=string, value=Required for dealers selling new vehicles in Arkansas.}', amount='{type=string, value=$25,000 - $50,000}', premium='{type=string, value=$125}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390656, createdAt=1744198475081, updatedAt=1744198475081, name='{type=string, value=New Motorcycle, ATV, Scooter, Utility Vehicle or Lessor Bond}', description='{type=string, value=Required for dealers selling new motorcycles, ATVs, scooters, utility vehicles, or acting as lessors.}', amount='{type=string, value=$25,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390657, createdAt=1744198475082, updatedAt=1744198475082, name='{type=string, value=North Little Rock Contractor Bond}', description='{type=string, value=Mandatory for contractors applying for commercial building permits in North Little Rock.}', amount='{type=string, value=$10,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390658, createdAt=1744198475083, updatedAt=1744198475083, name='{type=string, value=Notary Bond}', description='{type=string, value=Required for individuals who authenticate signatures and administer oaths.}', amount='{type=string, value=$7,500}', premium='{type=string, value=$50}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390659, createdAt=1744198475084, updatedAt=1744198475084, name='{type=string, value=Open-Cut Land Reclamation Bond}', description='{type=string, value=Ensures compliance with land reclamation regulations for open-cut mining operations.}', amount='{type=string, value=$1,000 - $100,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390660, createdAt=1744198475085, updatedAt=1744198475085, name='{type=string, value=Oversize and Overweight Hauling Permit Bond}', description='{type=string, value=Required for entities transporting oversize or overweight loads to ensure adherence to permit conditions.}', amount='{type=string, value=$1,000 - $10,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390661, createdAt=1744198475086, updatedAt=1744198475086, name='{type=string, value=Paid Solicitor Bond}', description='{type=string, value=Necessary for paid solicitors to guarantee ethical fundraising practices.}', amount='{type=string, value=$10,000}', premium='{type=string, value=$150}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390662, createdAt=1744198475087, updatedAt=1744198475087, name='{type=string, value=Payment Bonds}', description='{type=string, value=Ensure contractors pay subcontractors and suppliers, especially on public property projects.}', amount='{type=string, value=Varies}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390663, createdAt=1744198475088, updatedAt=1744198475088, name='{type=string, value=Performance Bonds}', description='{type=string, value=Guarantee completion of contractual obligations, particularly in large public construction projects.}', amount='{type=string, value=Varies}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390664, createdAt=1744198475089, updatedAt=1744198475089, name='{type=string, value=Perpetual Care Cemetery Fidelity Bond}', description='{type=string, value=Ensures proper management of funds for perpetual care cemeteries.}', amount='{type=string, value=$1,000 - $250,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390665, createdAt=1744198475090, updatedAt=1744198475090, name='{type=string, value=Private Career Education School Bond}', description='{type=string, value=Required for private career education schools to ensure compliance with state regulations.}', amount='{type=string, value=$5,000 - $100,000}', premium='{type=string, value=$37}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390666, createdAt=1744198475091, updatedAt=1744198475091, name='{type=string, value=Private Employment Agency Bond}', description='{type=string, value=Ensures private employment agencies adhere to state laws and protect clients.}', amount='{type=string, value=$5,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390667, createdAt=1744198475092, updatedAt=1744198475092, name='{type=string, value=Probate & Estate Bonds}', description='{type=string, value=Required for fiduciaries and estate administrators to ensure fulfillment of legal duties.}', amount='{type=string, value=Varies}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390668, createdAt=1744198475093, updatedAt=1744198475093, name='{type=string, value=Process Server Bond}', description='{type=string, value=Mandatory for individuals serving legal documents to ensure ethical conduct.}', amount='{type=string, value=$10,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390669, createdAt=1744198475094, updatedAt=1744198475094, name='{type=string, value=Professional Employer Organization Bond}', description='{type=string, value=Required for organizations providing employee leasing services to ensure compliance with regulations.}', amount='{type=string, value=$100,000}', premium='{type=string, value=$1,000}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390670, createdAt=1744198475095, updatedAt=1744198475095, name='{type=string, value=Public Official Bonds}', description='{type=string, value=Ensure public officials perform their duties ethically and in accordance with the law.}', amount='{type=string, value=$1,000 - $2,000,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390671, createdAt=1744198475096, updatedAt=1744198475096, name='{type=string, value=Residential Roofing Contractor Bond}', description='{type=string, value=Required for roofing contractors undertaking projects over $2,000 to ensure compliance with standards.}', amount='{type=string, value=$15,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390672, createdAt=1744198475097, updatedAt=1744198475097, name='{type=string, value=Right of Way Bonds}', description='{type=string, value=Necessary before performing construction work on publicly owned right of ways.}', amount='{type=string, value=$1,000 - $500,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390673, createdAt=1744198475098, updatedAt=1744198475098, name='{type=string, value=Scholarship Uniform Lottery Bond}', description='{type=string, value=Required for entities selling lottery tickets or using lottery equipment to ensure proper fund management.}', amount='{type=string, value=$1,000 - $100,000}', premium='{type=string, value=$50}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390674, createdAt=1744198475099, updatedAt=1744198475099, name='{type=string, value=State Highway and Transportation Department Contract Bond}', description='{type=string, value=Ensures contractors fulfill obligations on state highway and transportation projects.}', amount='{type=string, value=$1,000 - $100,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390675, createdAt=1744198475100, updatedAt=1744198475100, name='{type=string, value=Subdivision Bonds}', description='{type=string, value=Required before initiating construction in subdivisions to ensure completion of public infrastructure.}', amount='{type=string, value=$1,000 - $10,000,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390676, createdAt=1744198475101, updatedAt=1744198475101, name='{type=string, value=Summer Food Service Program Bond}', description='{type=string, value=Ensures compliance with regulations for providers of summer food services to children.}', amount='{type=string, value=$1,000 - $200,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390677, createdAt=1744198475102, updatedAt=1744198475102, name='{type=string, value=Supply Bond}', description='{type=string, value=Guarantees suppliers fulfill contracts to provide materials or supplies.}', amount='{type=string, value=$1,000 - $25,000,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390678, createdAt=1744198475103, updatedAt=1744198475103, name='{type=string, value=Surplus Lines Insurance Broker/Producer Bond}', description='{type=string, value=Required for brokers dealing with surplus lines insurance to ensure compliance with state laws.}', amount='{type=string, value=$50,000}', premium='{type=string, value=$250}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390679, createdAt=1744198475104, updatedAt=1744198475104, name='{type=string, value=Third Party Administrator Bond}', description='{type=string, value=Ensures third-party administrators manage funds and claims in accordance with regulations.}', amount='{type=string, value=$25,000}', premium='{type=string, value=$250}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390680, createdAt=1744198475105, updatedAt=1744198475105, name='{type=string, value=Towing and Recovery Bond}', description='{type=string, value=Required for towing and recovery operators to ensure ethical business practices.}', amount='{type=string, value=$50,000}', premium='{type=string, value=$250}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390681, createdAt=1744198475106, updatedAt=1744198475106, name='{type=string, value=TTB Tobacco Bonds}', description='{type=string, value=Mandatory for businesses manufacturing or exporting tobacco products to ensure tax compliance.}', amount='{type=string, value=$100 - $250,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390682, createdAt=1744198475107, updatedAt=1744198475107, name='{type=string, value=Used Tire Transporter Bond}', description='{type=string, value=Required for transporters of used tires to ensure proper disposal and environmental compliance.}', amount='{type=string, value=$10,000}', premium='{type=string, value=$100}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390683, createdAt=1744198475108, updatedAt=1744198475108, name='{type=string, value=USTOA Indemnity Bonds}', description='{type=string, value=Required for active members of the USTOA $1 Million Travelers Assistance Program to protect consumers.}', amount='{type=string, value=$1,000,000}', premium='{type=string, value=Subject to Underwriting}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}, {id=188601390684, createdAt=1744198475109, updatedAt=1744198475109, name='{type=string, value=Utility Bond}', description='{type=string, value=Required by utility companies to ensure timely payment of utility bills by customers.}', amount='{type=string, value=$100 - $100,000}', premium='{type=string, value=$40}', state='{type=option, value={id=2, name='arkansas', order=1, label='Arkansas'}}'}]Resources
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