Insurance solutions for dental professionals, practices and DSOs
As a dental professional or owner of one or more dental locations, you face unique risks at different points in your career and it’s vital you have an insurance agent who understands your needs.
The specialists at Risk Strategies anticipate potential risks unique to dental professionals and the industry, allowing you to focus on patient care and satisfaction while we handle the complexities of insurance. Partnering with top carriers, we offer customized coverage plans that go beyond what general insurance providers deliver.
At Risk Strategies Dental Practice (formerly Wallace Specialty Insurance Group), we provide insurance solutions tailored exclusively for dentists, dental practice owners, and Dental Service Organizations (DSOs). With over 30 years of industry experience, we understand the unique challenges you face throughout your career—from dental school to practice ownership and beyond.
Why you need specialized insurance
The dental industry faces specific risks that standard insurance often overlooks. Whether you're just starting out, running a practice, or managing multiple locations through a DSO, having tailored coverage is essential to protect your assets, employees, and reputation.
Here’s how we can support you:
- For new dentists & associates: Liability and personal lines coverage as you begin your career.
- For practice owners: Protection for your business, employees, and patient data.
- For DSOs: Scalable coverage to grow with your operations.
We don’t just sell policies. We align your insurance strategy with your career and business goals.
Comprehensive coverage for every need
We offer a wide range of customized insurance solutions to address key risks in the dental industry:
- Cyber & data breach protection: Safeguard patient data, cover legal fees, and recover systems post-attack.
- Employment practices liability: Protection against claims of wrongful termination, discrimination, or harassment.
- Directors & officers (D&O) liability: Coverage for DSO executives and decision-makers.
- Commercial vehicle insurance: Protect business vehicles used for patient transport or deliveries.
- Group health & employee benefits: Attract talent with competitive health and retirement plans.
- 401(k) ERISA bond compliance: Ensure retirement plans meet regulations.
- Key person & buy-sell insurance: Safeguard business continuity during unexpected changes.
- Property & business interruption insurance: Coverage for natural disasters, fires, and disruptions.
- Workers’ compensation: Medical and wage coverage for employee injuries.
- Comprehensive business owners policy (BOP): Combining general liability, property insurance, and business interruption coverage, this cost-effective, all-in-one policy protects dental practices against property damage, lawsuits, and lost income due to disruptions.
We take a personalized approach, assessing your risks to create an insurance portfolio that meets your unique needs.
How our solutions safeguard dental practices
- Ransomware attack recovery: Cyber Liability Insurance can help practices restore patient files and avoid heavy fines after an attack.
- Employment dispute coverage: Employment Practices Liability protects DSO’s from legal and settlement costs during a wrongful termination claim.
- Business continuity after injury: Key Person Disability Insurance ensures a practice can continue operating if the owner becomes suddenly disabled.
When unexpected events happen, we ensure you’re prepared and protected.
Why Risk Strategies?
Risk Strategies delivers unmatched expertise and custom insurance solutions designed specifically for the dental industry. We understand the unique challenges the dental industry faces, and provide coverage that ensures your income, practice, and future are fully protected.
- Decades of dental industry experience:
With 30+ years of focused expertise in dental risk management, we offer a deep understanding of the specific challenges dental professionals encounter daily.
- Customized coverage options:
Every plan is designed to fit your needs with tailored insurance solutions, offering protection that suits your goals, instead of relying on generic one-size-fits-all policies.
- Proactive loss prevention:
We create cost-effective risk management strategies that focus on minimizing exposures, reducing potential disruptions to your practice, and avoiding unnecessary expenses. All steps that ensure every dollar works for you.
- Trusted by dental professionals nationwide:
Our longstanding partnerships with dentists reflect our proven ability to safeguard practices while providing support, knowledge, and peace of mind.
- Strong carrier partnerships:
Enjoy access to top-rated insurance companies that will provide the best coverage at competitive rates.
Partnering with Risk Strategies means more than having an insurance broker. It means gaining a dedicated ally in managing the risks that could impact your career or practice.
Schedule a consultation today to explore our tailored solutions built to protect your life’s work, so you can focus on delivering exceptional patient care with confidence.
