Executive risk management and liability insurance
In today’s complex business environment, the decisions made in the boardroom have far-reaching impacts—legally, financially, and reputationally. We understand the challenges that executives, directors and officers face, and provide tailored risk management strategies and liability insurance solutions to protect you.
Our National Executive Risk Solutions Practice team delivers specialized solutions for public and private companies, nonprofits, and partnerships across diverse sectors, including healthcare, entertainment, real estate, and financial institutions. Whether you’re navigating regulatory scrutiny, investor expectations, cyber exposures, or evolving ESG standards, we provide the insights and coverage you need to lead with confidence.
Comprehensive protection for executive exposures
Directors & Officers (D&O) Liability
Your leadership decisions create a lasting impact, but they also come with significant legal and financial exposure. D&O liability insurance is an essential safeguard designed to protect directors and officers from claims or regulatory investigations connected to their role within the organization. This coverage typically includes defense and investigation costs, settlements, and court awards for covered claims.
Each organization’s D&O policy is customized to meet their specific operational risks. It not only protects against direct claims targeting directors and officers but also works to reimburse the organization when it indemnifies them. Whether handling disputes over breaches of fiduciary duty, workplace conduct investigations, or shareholder lawsuits, D&O insurance provides a financial and reputational shield for leadership teams
Employment Practices Liability (EPL)
Employment-related risks can affect organizations of any size or industry. With an increasingly litigious environment, EPL insurance is essential to protect against costly claims stemming from employee-related disputes. This coverage mitigates exposures tied to allegations such as: harassment, discrimination, retaliation, wrongful termination, failure to provide equal employment opportunity, negligent evaluation or promotion decisions, libel, slander, or workplace humiliation and violations of employee civil rights.
These claims not only pose a threat to your bottom line but can also severely damage your organization’s reputation. EPL coverage ensures that your leadership has the financial and legal support needed to handle such situations effectively. Standard HR policies and training are no longer enough; specialized insurance solutions are a critical component in addressing modern employment risks.
We also offer targeted protection against a wide range of risks impacting today’s executives, including:
- Fiduciary liability – Safeguard against claims related to mismanagement of employee benefit plans.
- Cyber liability – Protect against data breaches, ransomware attacks, and digital harassment.
- Crime & fidelity – Coverage for financial losses caused by fraud, embezzlement, or employee dishonesty.
- Representations & warranties insurance – Manage risks associated with mergers, acquisitions, and complex transactions.
- Professional liability (E&O) – Protect professionals from claims of errors, omissions, or negligence in providing services.
- Kidnap, ransom, & crisis management – Ensure financial protection and response planning for high-stakes incidents.
- Transactional risk insurance – Address unique exposures tied to corporate deals and strategic transactions.
Why Risk Strategies?
Risk Strategies delivers expert, customized insurance solutions for Executive Risk Management. We understand the complexities leaders face and provide strategies to protect your leadership, assets, and future
- Decades of experience
With over 30 years in executive risk management, we bring deep expertise to help directors and officers address regulatory challenges, liability claims, and reputational risks.
- Tailored solutions
No two organizations are alike. We design bespoke insurance programs that align with your goals and industry-specific risks, avoiding one-size-fits-all policies.
- Proactive risk mitigation
Our forward-thinking approach identifies vulnerabilities, limits disruptions, and reduces costs, allowing you to focus on opportunities rather than challenges.
- Trusted by leaders
Executives and organizations across industries trust us to safeguard their reputations and assets, thanks to our commitment to delivering reliable protection and peace of mind.
- Strong carrier partnerships
We partner with top-rated insurance carriers to provide competitive, comprehensive coverage that meets your unique needs.
Protect your leadership, secure your future
Partnering with Risk Strategies means gaining a trusted advisor dedicated to managing your risks, so you can lead with confidence and clarity. Connect with us today to create a tailored executive risk management plan.
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