Collections Insurance

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There’s a story behind your treasures

Collections carry history. Beyond the provenance of individual pieces, the items you acquire over a lifetime represent unique experiences, achievements, and relationships. Entrust their protection to those who will appreciate their intrinsic value as well as the financial worth.

Whether insuring a few special items or a carefully curated collection, you’ll also want access to a diverse depth of knowledge. There’s a risk management expert for just about every collecting pastime; heeding their insights can extend your story for generations to come.

Coverage considerations

Although a homeowners policy includes coverage for “contents,” it limits the protection afforded to valuables. Your broker, in concert with the Risk Strategies Fine Art Practice, can help you determine when it’s time for standalone collections insurance, even if you don’t consider yourself a collector.

A distinct collections policy is designed for tangible assets including (but certainly not limited to):

  • Fine art
  • Jewelry and watches
  • Wine and spirits
  • Antiques
  • Memorabilia

Coverage responds to scenarios commonly associated with these items, including accidental damage, shipping problems, and fluctuations in market value.

Preservation, mitigation, recovery, resilience

Loss avoidance is a crucial part of collections management, as the majority of insurance claims stem from human error. The carriers we represent employ subject matter experts who supplement our own team in service of you.

For sophisticated collectors, risk expertise complements the advisors and curators who manage your investments. Support may include:

  • Vulnerability assessments of art on display
  • Severe weather preparations
  • Referrals to vetted appraisers, shipping vendors, and restoration specialists
  • Inventory system recommendations

And in the unfortunate event of damage or loss, we know what’s at stake. Your interests will remain our priority as we navigate the claim in lockstep with your carrier.

Practice Leadership

National Private Client Services Practice Leader

Alison Murphy

Alison Murphy

National Private Client Services Practice Leader

Alison joined Risk Strategies in 2021, developing and leading the overall national growth strategy for Private Client Services. She focuses on enhancing the client experience for our high net worth clients and delivering tailored solutions that better serve their unique insurance and risk management needs.

With over 25 years of experience in the property & casualty insurance industry, Alison has spent the majority of her career in the high net worth segment. Prior to joining Risk Strategies, she worked for the PURE Group of Insurance Companies where she held various leadership positions including Eastern Zone Executive. Previously, she held various roles focused on business development and underwriting for AIG and The Chubb Corporation.

Alison holds a Bachelor of Arts in English Literature from Franklin & Marshall College and is a graduate of Boston’s Future Leaders Program. She is actively engaged in her community through several organizations including the Greater Boston Chamber of Commerce, Insurance Industry Charitable Foundation, Women’s Lunch Place and the Dana-Farber Cancer Institute’s Falmouth Road Race.
Chief Operating Officer, Personal Lines
Tim deRosa

Tim deRosa

Chief Operating Officer, Personal Lines

Tim joined Risk Strategies in 2022 as the Chief Operating Officer for the Private Client Practice to help develop and implement the strategic vison for the practice and to manage day-to-day practice operations and technologies. His responsibilities include driving operational efficiencies across all offices and regions, enhancing the client experience through the use of technology, standardizing and optimizing workflows and helping to oversee the management of the Private Client Practices' largest carrier relationships.

In addition to his practice leadership role, Tim is also a personal risk advisor and works directly with successful families across the county. He assesses client needs, identifies future risks, and develops customized, comprehensive personal insurance solutions that align with their risk management priorities.

With nearly 25 years of experience in the insurance industry, Tim brings a wide range of experience having spent dedicated time on the retail, wholesale, and carrier sides of the business. He founded and sold Platinum Partners, a successful wholesale business focused exclusively on the private client segment. He also served as Executive Vice President of Orchid Underwriters, a private equity backed specialty MGA which he joined after selling his firm. In addition, Tim spent nearly a decade at Chubb Personal Risk Services where he held several executive level positions in both underwriting and marketing, including leading the New England Region.

Tim earned a Bachelor of Arts degree in Political Science from Drew University. He is a member of PRMA (Private Risk Management Association), a longtime member of the Boston Estate Planning Council, and a former member of the Family Office Exchange.

Bryan Newman
Private Client Services Leader - West Region
Lesa Blaser
Private Client Services Leader - Central Region
J.C. Fulse
Private Client Services Leader - Atlantic Region
Charlie Graham
Private Client Services Leader - New England Region
Nick Licursi
Private Client Services Leader - New York Region

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