--- title: What’s at Risk During COVID-19 for Successful Individuals and Families description: What’s at Risk During COVID-19 for Successful Individuals and Families image: https://www.risk-strategies.com/hubfs/Imported%20sitepage%20images/Cleaning_door_handle.gif --- - Industries Back to Main [ Industries ](https://www.risk-strategies.com/industries) - [ Agriculture ](https://www.risk-strategies.com/industries/agriculture/) - [ Architects & Engineers ](https://www.risk-strategies.com/industries/architects-engineers) - Aviation Back to Aviation [ Aviation ](https://www.risk-strategies.com/industries/aviation) - [ Aviation Business Insurance - Manned Risk ](https://www.risk-strategies.com/industries/aviation/aviation-business-insurance) - [ Non-Owned Aviation ](https://www.risk-strategies.com/industries/aviation/non-owned-aviation) - [ Unmanned Aerial System and Drones ](https://www.risk-strategies.com/industries/aviation/unmanned-aerial-system-and-drone) - [ Cannabis ](https://www.risk-strategies.com/industries/cannabis) - Construction Back to Construction [ Construction ](https://www.risk-strategies.com/industries/construction) - [ Alternative Solutions ](https://www.risk-strategies.com/construction/alternative-solutions) - [ Financing & Pre-Construction ](https://www.risk-strategies.com/construction/financing-and-pre-construction) - [ Insurance Solutions ](https://www.risk-strategies.com/construction/insurance-solutions) - [ Risk Management ](https://www.risk-strategies.com/construction/risk-management) - [ Surety ](https://www.risk-strategies.com/construction/surety) - Dental Back to Dental [ Dental ](https://www.risk-strategies.com/dental) - [ Insurance for Dental Professionals ](https://www.risk-strategies.com/dental) - [ Dental Malpractice Insurance ](https://www.risk-strategies.com/dental-malpractice-insurance) - [ BOP Insurance - Dental Practices & DSOs ](https://www.risk-strategies.com/bop-insurance-dentists-dsos) - [ Dental School Graduates ](https://www.risk-strategies.com/malpractice-insurance-dental-school-graduates-new-dentists) - [ Dental Associates & Hygienists ](https://www.risk-strategies.com/malpractice-insurance-dental-associates-hygienists) - [ Dental Practice Owners ](https://www.risk-strategies.com/liability-insurance-dental-practice-owners) - [ Dental Service Organizations (DSOs) ](https://www.risk-strategies.com/dental-service-organizations-insurance) - Education Back to Education [ Education ](https://www.risk-strategies.com/industries/education/) - [ Employee Benefits for Education ](https://www.risk-strategies.com/industries/education/employee-benefits) - [ Property, Casualty & Liability for Education ](https://www.risk-strategies.com/industries/education/property-casualty-liability-risk-management) - Student Health & Wellness Back to Student Health & Wellness [ Student Health & Wellness ](https://www.risk-strategies.com/industries/education/student-health) - [ Student Health Brokerage and Consulting ](https://www.risk-strategies.com/industries/education/student-health-wellness-brokerage-consulting-services) - [ Student Health Plan Administration ](https://www.risk-strategies.com/industries/education/student-health-wellness-plan-administration) - [ Student Health Insurance Plans ](https://www.risk-strategies.com/industries/education/student-health-insurance) - [ Solutions for Student Athletes ](https://www.risk-strategies.com/industries/education/student-athletes) - [ Student Health & Wellness Tools ](https://www.risk-strategies.com/industries/education/student-health-wellness-tools-and-programs) - [ Special Risk Insurance ](https://www.risk-strategies.com/industries/education/special-risk-insurance-for-college-students) - Entertainment Back to Entertainment [ Entertainment ](https://www.risk-strategies.com/industries/entertainment/) - [ Film & Television ](https://www.risk-strategies.com/industries/entertainment/film-television) - [ Advertising Production Wrap Ups ](https://www.risk-strategies.com/industries/entertainment/advertising-production-wrap-ups) - [ Advertising/PR ](https://www.risk-strategies.com/industries/entertainment/media-advertising-pr) - [ Event Cancellation & Non-Appearance ](https://www.risk-strategies.com/industries/entertainment/event-cancellation-and-non-appearance) - [ Music & Touring ](https://www.risk-strategies.com/industries/entertainment/music) - [ Theatrical Production & Live Performance  ](https://www.risk-strategies.com/industries/entertainment/theatre-plays) - [ Venue Insurance ](https://www.risk-strategies.com/industries/entertainment/venue-insurance) - Financial Services Back to Financial Services [ Financial Services ](https://www.risk-strategies.com/industries/financial-services/) - [ Asset Managers ](https://www.risk-strategies.com/industries/financial-services/asset-managers) - [ Banks & Non-Bank Lending ](https://www.risk-strategies.com/industries/financial-services/banks-and-non-bank-lending) - [ Collections ](https://www.risk-strategies.com/industries/financial-services/collections) - [ Consumer Financial Services ](https://www.risk-strategies.com/industries/financial-services/consumer-financial-services) - [ Financial Tech ](https://www.risk-strategies.com/industries/financial-services/financial-tech) - [ Insurance Companies ](https://www.risk-strategies.com/industries/financial-services/insurance-companies) - Fine Art Back to Fine Art [ Fine Art ](https://www.risk-strategies.com/industries/fine-art/) - Dealers and Auction Houses Back to Dealers and Auction Houses [ Dealers and Auction Houses ](https://www.risk-strategies.com/industries/fine-art/auction-house) - [ Galleries ](https://www.risk-strategies.com/industries/fine-art/gallery) - [ Private Art Dealers ](https://www.risk-strategies.com/industries/fine-art/private-art-dealers) - Collections Back to Collections [ Collections ](https://www.risk-strategies.com/fine-art/private-collectors) - [ Private Collectors ](https://www.risk-strategies.com/private-client-services/collections/) - [ Coins, Paper Money & Numismatics Collections ](https://www.risk-strategies.com/industries/fine-art/coins-paper-money-numismatics) - [ Gold, Bullion & Precious Metal Collections ](https://www.risk-strategies.com/industries/fine-art/gold-bullion-precious-metals) - [ Artists ](https://www.risk-strategies.com/industries/fine-art/artists) - Museums and Foundations Back to Museums and Foundations [ Museums and Foundations ](https://www.risk-strategies.com/industries/fine-art/artist-endowed-foundation) - [ Museums ](https://www.risk-strategies.com/industries/fine-art/museum-insurance) - [ Fine Art Packers / Shippers / Warehouses ](https://www.risk-strategies.com/industries/fine-art/packer) - Healthcare Back to Healthcare [ Healthcare ](https://www.risk-strategies.com/industries/healthcare/) - [ Employee Benefits - Healthcare ](https://www.risk-strategies.com/industries/healthcare/benefits) - [ Managed Care / Stop Loss ](https://www.risk-strategies.com/industries/healthcare/managed-care) - [ Medical Malpractice ](https://www.risk-strategies.com/industries/healthcare/medical-malpractice) - [ Property & Casualty - Healthcare ](https://www.risk-strategies.com/industries/healthcare/property-and-casualty) - [ Reinsurance ](https://www.risk-strategies.com/industries/healthcare/reinsurance) - [ Law Firms ](https://www.risk-strategies.com/industries/law-firms) - Logistics & Transportation Back to Logistics & Transportation [ Logistics & Transportation ](https://www.risk-strategies.com/industries/logistics-transportation/) - [ Last Mile & Final Mile Delivery Insurance ](https://www.risk-strategies.com/industries/logistics-transportation/last-mile-final-mile-delivery-insurance) - [ Trucking Insurance ](https://www.risk-strategies.com/industries/logistics-transportation/trucking-insurance) - [ Intermodal Insurance ](https://www.risk-strategies.com/industries/logistics-transportation/intermodal-insurance) - [ Freight Forwarder Insurance ](https://www.risk-strategies.com/industries/logistics-transportation/freight-forwarder-insurance) - [ Freight Broker Insurance ](https://www.risk-strategies.com/industries/logistics-transportation/freight-broker-insurance) - [ Livery Insurance ](https://www.risk-strategies.com/industries/logistics-transportation/livery-insurance) - Marine & Yacht Back to Marine & Yacht [ Marine & Yacht ](https://www.risk-strategies.com/industries/marine/marine-insurance) - Yacht Insurance For Individuals Back to Yacht Insurance For Individuals [ Yacht Insurance For Individuals ](https://www.risk-strategies.com/industries/marine-yacht/individuals) - [ Mega Yachts ](https://www.risk-strategies.com/industries/marine-yacht/mega-yachts) - [ Cruiser Insurance - Jackline ](https://www.risk-strategies.com/industries/marine-yacht/jackline-program-cruising) - [ One-Design Insurance Program ](https://www.risk-strategies.com/industries/marine-yacht/one-design-insurance-program) - [ Sailors Health Insurance Program ](https://www.risk-strategies.com/industries/marine-yacht/sailors-health-insurance-program-for-us-sailing-members) - [ US Sailing Insurance Solutions ](https://www.risk-strategies.com/industries/marine-yacht/us-sailing-programs) - Commercial Marine Insurance Back to Commercial Marine Insurance [ Commercial Marine Insurance ](https://www.risk-strategies.com/industries/marine/commerical-marine-insurance) - [ Aquaculture ](https://www.risk-strategies.com/industries/marine-yacht/aquaculture) - [ Cargo & Transit Insurance Solutions ](https://www.risk-strategies.com/industries/marine-yacht/marine-cargo-and-transit-insurance) - [ Crew Medical Insurance ](https://www.risk-strategies.com/industries/marine/crew-medical-insurance) - [ Hull & Machinery ](https://www.risk-strategies.com/industries/marine-yacht/marine-hull-and-machinery-insurance) - [ Marine Claims Service ](https://www.risk-strategies.com/industries/marine-yacht/marine-claims-support) - [ Marine Construction ](https://www.risk-strategies.com/industries/marine-yacht/marine-contractors-insurance) - [ Marine Liability ](https://www.risk-strategies.com/industries/marine-yacht/marine-liability-insurance) - [ Ports & Terminals ](https://www.risk-strategies.com/industries/marine-yacht/marine-ports-and-terminals-insurance) - [ Protection & Indemnity ](https://www.risk-strategies.com/industries/marine-yacht/marine-protection-and-indemnity-insurance) - [ Recreational Marine Businesses ](https://www.risk-strategies.com/industries/marine-yacht/marine-businesses) - [ Sailing Organizations – Burgee Program ](https://www.risk-strategies.com/industries/marine-yacht/sailing-organizations-burgee-program) - [ Nonprofit & Human Services ](https://www.risk-strategies.com/industries/nonprofit/) - Private Equity Back to Private Equity [ Private Equity ](https://www.risk-strategies.com/industries/private-equity) - [ Crypto Companies ](https://www.risk-strategies.com/industries/private-equity/crypto-companies) - Public Sector Back to Public Sector [ Public Sector ](https://www.risk-strategies.com/industries/public-sector) - [ Public Safety Organizations & Municipalities ](https://www.risk-strategies.com/industries/public-sector/public-safety-and-municipalities) - Real Estate Back to Real Estate [ Real Estate ](https://www.risk-strategies.com/industries/real-estate) - [ Commercial ](https://www.risk-strategies.com/industries/real-estate/commercial-real-estate) - [ Community Associations ](https://www.risk-strategies.com/industries/real-estate/community-associations) - [ Hospitality ](https://www.risk-strategies.com/industries/real-estate/hospitality) - [ Residential / Habitational ](https://www.risk-strategies.com/industries/real-estate/residential-habitational) - [ REITs ](https://www.risk-strategies.com/industries/real-estate/reits) - [ Retail ](https://www.risk-strategies.com/industries/real-estate/retail) - [ Specialty Programs ](https://www.risk-strategies.com/industries/real-estate/specialty-programs) - Relocation Back to Relocation [ Relocation ](https://www.risk-strategies.com/industries/relocation) - [ Domestic Household Goods ](https://www.risk-strategies.com/industries/relocation/domestic-household-goods) - [ Expat Renters & Living Insurance ](https://www.risk-strategies.com/industries/relocation/expatriate-renters-liability) - [ Relocation Claims Service ](https://www.risk-strategies.com/industries/relocation/household-goods-claims-administration) - [ International Household Goods ](https://www.risk-strategies.com/industries/relocation/international-household-goods) - [ Supplemental Movers Coverage ](https://www.risk-strategies.com/industries/relocation/supplemental-movers-coverage) - [ Temporary Living Insurance ](https://www.risk-strategies.com/industries/relocation/temporary-renters) - [ Vacant Home ](https://www.risk-strategies.com/industries/relocation/vacant-home) - [ Waste & Recycling ](https://www.risk-strategies.com/industries/waste-and-recycling) - Wineries & Vineyards Back to Wineries & Vineyards [ Wineries & Vineyards ](https://www.risk-strategies.com/industries/wineries-vineyards) - [ Vineyard Insurance ](https://www.risk-strategies.com/industries/wineries-vineyards/vineyard-insurance) - [ Winery & Hospitality Insurance ](https://www.risk-strategies.com/wineries-vineyards/winery-insurance-hospitality) - [ Personal Lines Insurance - Winery Owners ](https://www.risk-strategies.com/industries/wineries-vineyards/personal-lines-insurance-winery-owners) - Solutions Back to Main [ Solutions ](https://www.risk-strategies.com/solutions) - Commercial Insurance Back to Commercial Insurance [ Commercial Insurance ](https://www.risk-strategies.com/business-insurance/) - [ Captives ](https://www.risk-strategies.com/business-insurance/captives) - Casualty Back to Casualty [ Casualty ](https://www.risk-strategies.com/business-insurance/casualty) - [ Analytics ](https://www.risk-strategies.com/business-insurance/casualty/analytics) - [ Auto Liability & Physical Damage ](https://www.risk-strategies.com/business-insurance/casualty/auto-liability-and-physical-damage) - [ Captives & Alternative Risk Financing ](https://www.risk-strategies.com/business-insurance/casualty/captives-and-alternatives-risk-financing) - [ Claims Advocacy & Loss Control ](https://www.risk-strategies.com/business-insurance/casualty/claims-advocacy-and-loss-control) - [ Excess Liability ](https://www.risk-strategies.com/business-insurance/casualty/excess-liability) - [ General Liability ](https://www.risk-strategies.com/business-insurance/casualty/general-liability) - [ Product Recall ](https://www.risk-strategies.com/business-insurance/casualty/product-recall) - [ Workers' Compensation ](https://www.risk-strategies.com/business-insurance/casualty/workers-compensation) - Cyber Back to Cyber [ Cyber ](https://www.risk-strategies.com/business-insurance/cyber-risk) - [ Cyber Resolute ](https://www.risk-strategies.com/cyber-resolute) - [ Cyber Risk Assessment and Analytics ](https://www.risk-strategies.com/cyber-risk-assessment-and-analytics) - [ Cyber Risk Response & Claims Advocacy ](https://www.risk-strategies.com/cyber/dedicated-cyber-risk-response-and-claims-advocacy) - [ Cyber Insurance - Family Office ](https://www.risk-strategies.com/private-client-services/cyber-insurance-family-office) - [ Cyber Insurance - Individuals ](https://www.risk-strategies.com/private-client-services/cyber-insurance-for-individuals-families) - Environmental Back to Environmental [ Environmental ](https://www.risk-strategies.com/business-insurance/environmental) - [ Contractors Pollution Liability ](https://www.risk-strategies.com/environmental/contractors-pollution) - [ Environmental Excess ](https://www.risk-strategies.com/environmental/environmental-excess) - [ Environmental Liability Transfer ](https://www.risk-strategies.com/environmental-liability-transfer) - [ Environmental Liability - Healthcare ](https://www.risk-strategies.com/environmental/healthcare) - [ Environmental Liability - Higher Education ](https://www.risk-strategies.com/environmental/higher-education) - [ Pollution Legal Liability ](https://www.risk-strategies.com/environmental/pollution-legal-liability) - [ Environmental Liability - Private Equity ](https://www.risk-strategies.com/environmental/private-equity) - [ Professional Environmental Liability Insurance ](https://www.risk-strategies.com/environmental/professional-environmental-liability-insurance) - [ Real Estate Development ](https://www.risk-strategies.com/environmental/real-estate-development) - [ Remediation Cost Cap ](https://www.risk-strategies.com/environmental/remediation-cost-cap) - [ Secured Creditor Protection for Lenders ](https://www.risk-strategies.com/environmental/secured-creditor-protection-for-lenders) - [ Underground Storage Tanks ](https://www.risk-strategies.com/environmental/underground-storage-tanks) - Executive Risk Solutions Back to Executive Risk Solutions [ Executive Risk Solutions ](https://www.risk-strategies.com/business-insurance/executive-risk-management-solutions) - [ Executive Risk Solutions - Entertainment ](https://www.risk-strategies.com/business-insurance/management-liability/entertainment-industry) - [ Executive Risk Solutions - Financial Institutions ](https://www.risk-strategies.com/business-insurance/management-liability/financial-institutions) - [ Executive Risk Solutions - Healthcare ](https://www.risk-strategies.com/business-insurance/management-liability/healthcare-industry) - [ Executive Risk Solutions - Real Estate ](https://www.risk-strategies.com/business-insurance/management-liability/real-estate-industry) - [ International ](https://www.risk-strategies.com/business-insurance/international) - Property Back to Property [ Property ](https://www.risk-strategies.com/business-insurance/property) - [ Builder's Risk ](https://www.risk-strategies.com/business-insurance/builders-risk) - [ Property Claims Services ](https://www.risk-strategies.com/business-insurance/property/claims-services) - [ Inland Transit and Ocean Cargo ](https://www.risk-strategies.com/business-insurance/inland-and-ocean-marine) - [ Natural Hazard Catastrophe Modeling ](https://www.risk-strategies.com/business-insurance/property/natural-catastrophe-modelling-and-solutions) - [ Political Violence and Terrorism ](https://www.risk-strategies.com/business-insurance/political-violence-and-terrorism) - [ Property Damage & Business Interruptions Valuations ](https://www.risk-strategies.com/business-insurance/property/property-damage-and-business-interruptions-valuation) - [ Property Loss Prevention and Control ](https://www.risk-strategies.com/business-insurance/property-loss-prevention-and-control-services) - [ Surety ](https://us.bbrown.com/business-insurance/surety) - Employee Benefits Back to Employee Benefits [ Employee Benefits ](https://www.risk-strategies.com/employee-benefits/) - [ Employee Benefits Overview ](https://www.risk-strategies.com/employee-benefits/) - [ Benefit Administration and Technology ](https://www.risk-strategies.com/employee-benefits/benefit-administration-technology) - [ Benefits Compliance Support ](https://www.risk-strategies.com/employee-benefits/benefits-compliance-support) - [ Data & Analytics ](https://www.risk-strategies.com/employee-benefits/data-and-analytics) - [ Human Capital Advisory Services ](https://us.bbrown.com/employee-benefits/human-capital-advisory-services) - [ International Benefits ](https://www.risk-strategies.com/employee-benefits/international-benefits) - [ Absence Management & Ancillary Programs ](https://www.risk-strategies.com/employee-benefits/absence-management-and-ancillary-program) - [ Medicare ](https://www.risk-strategies.com/medicare) - [ Voluntary & Lifestyle Benefits ](https://www.risk-strategies.com/employee-benefits/voluntary-and-lifestyle-benefits) - [ Wellness & Well-Being Solutions ](https://www.risk-strategies.com/employee-benefits/wellness-well-being-solutions) - Financial & Wealth Back to Financial & Wealth [ Financial & Wealth ](https://www.risk-strategies.com/financial-wealth/) - [ Financial & Wealth Overview ](https://www.risk-strategies.com/financial-wealth/) - [ Retirement Plan Services ](https://www.risk-strategies.com/financial-wealth/retirement-plan-services) - [ Executive Benefits ](https://www.risk-strategies.com/financial-wealth/executive-benefits) - [ Life Insurance ](https://www.risk-strategies.com/financial-wealth/life-insurance) - Private Client Services Back to Private Client Services [ Private Client Services ](https://us.bbrown.com/private-client-services) - [ Private Client Services Overview ](https://us.bbrown.com/private-client-services) - [ Homeowners ](https://www.risk-strategies.com/private-client-services/home-estate/) - [ Flood ](https://www.risk-strategies.com/private-client-services/flood-insurance) - [ Collections ](https://www.risk-strategies.com/private-client-services/collections/) - [ Umbrella & Excess Liability ](https://www.risk-strategies.com/private-client-services/umbrella-excess-liability) - [ Auto ](https://www.risk-strategies.com/private-client-services/auto) - [ Collector & Exotic Car ](https://www.risk-strategies.com/collector-car-insurance) - [ Boat & Yacht ](https://www.risk-strategies.com/private-client-services/marine-yacht/individuals) - [ Travel Medical & Trip Insurance ](https://www.risk-strategies.com/travel-medical-and-trip-insurance) - [ Family Office ](https://www.risk-strategies.com/private-client-services/family-office) - [ Cyber Insurance - Family Office ](https://www.risk-strategies.com/private-client-services/cyber-insurance-family-office) - [ Cyber Insurance - Individuals ](https://www.risk-strategies.com/private-client-services/cyber-insurance-for-individuals-families) - [ Life Insurance ](https://www.risk-strategies.com/financial-wealth/life-insurance) - [ Specialty Coverages ](https://www.risk-strategies.com/private-client-services/specialty-coverages/) - [ Private Client Risk Resource Center ](https://www.risk-strategies.com/privateclientresources) - [ Reinsurance ](https://www.risk-strategies.com/industries/healthcare/reinsurance) - Risk Management Services Back to Risk Management Services [ Risk Management Services ](https://us.bbrown.com/risk-management-services/) - [ Risk Management Services Overview ](https://us.bbrown.com/risk-management-services/) - [ Analytics ](https://www.risk-strategies.com/risk-management-services/analytics/) - [ Claims Management & Advocacy ](https://www.risk-strategies.com/risk-management-services/claims/) - [ Loss Control ](https://www.risk-strategies.com/risk-management-services/loss-control/) - [ Safety Consulting Services ](https://www.risk-strategies.com/industries/risk-management/safety-services) - [ Pro Safety Training Courses ](https://www.risk-strategies.com/pro-safety-training-course-catalog) - [ Workers’ Comp: Premium Review & Recovery ](https://www.risk-strategies.com/workers-comp-insurance-premium-review-recovery) - Consulting Back to Main [ Consulting ](https://www.risk-strategies.com/consulting) - [ Consulting Overview ](https://www.risk-strategies.com/consulting) - [ Actuarial Services ](https://www.risk-strategies.com/actuarial-services) - [ Healthcare Claim Audit Services ](https://www.risk-strategies.com/benefit-audit-services) - [ Health and Welfare ](https://www.risk-strategies.com/health-and-welfare-consulting) - [ Mergers and Acquisitions ](https://www.risk-strategies.com/mergers-and-acquisitions-consulting) - [ Pharmacy Consulting ](https://www.risk-strategies.com/pharmacy-consulting) - [ Retirement Benefits ](https://www.risk-strategies.com/retirement-plan-consulting) - News and Insights Back to Main [ News and Insights ](https://www.risk-strategies.com/insights) - [ All Insights ](https://www.risk-strategies.com/insights) - [ Blog ](https://www.risk-strategies.com/blog) - Emergency Resource Centers Back to Emergency Resource Centers [ Emergency Resource Centers ](https://www.risk-strategies.com/insights/emergency-resource-center) - [ Cybersecurity ](https://www.risk-strategies.com/insights/emergency-resource-center/cybersecurity) - [ Earthquake ](https://www.risk-strategies.com/insights/emergency-resource-center/earthquake) - [ Hurricane ](https://www.risk-strategies.com/insights/emergency-resource-center/hurricane) - [ Pandemic ](https://www.risk-strategies.com/insights/emergency-resource-center/pandemic) - [ Riot & Civil Unrest ](https://www.risk-strategies.com/insights/emergency-resource-center/riot-and-civil-unrest) - [ Severe Storms ](https://www.risk-strategies.com/insights/emergency-resource-center/severe-storms) - [ Violence & Active Shooter ](https://www.risk-strategies.com/insights/emergency-resource-center/active-assailant-and-violence) - [ Wildfire ](https://www.risk-strategies.com/insights/emergency-resource-center/wildfire) - [ Winter Weather ](https://www.risk-strategies.com/insights/emergency-resource-center/winter-weather) - [ Employee Benefits Compliance Center ](https://www.risk-strategies.com/employee-benefits-compliance/blog) - [ Events ](https://www.risk-strategies.com/events) - [ Media Coverage ](https://www.risk-strategies.com/media) - [ State of the Market Reports ](https://www.risk-strategies.com/insights/market-outlook) - [ Press Releases ](https://www.risk-strategies.com/press-releases) - [ Private Client Resources ](https://www.risk-strategies.com/privateclientresources) - [ Webinars ](https://www.risk-strategies.com/insights/webinar-resources) - Company Back to Main [ Company ](https://www.risk-strategies.com/about/) - [ About Us ](https://www.risk-strategies.com/about/) - [ Annual Report ](https://www.risk-strategies.com/annual-report) - [ Careers ](https://www.risk-strategies.com/careers/) - [ Culture and Values ](https://www.risk-strategies.com/company/core-values/) - Diversity, Equity & Inclusion Back to Diversity, Equity & Inclusion [ Diversity, Equity & Inclusion ](https://www.risk-strategies.com/company/diversity-equity-and-inclusion) - [ BeHEARD Series ](https://www.risk-strategies.com/company/diversity-equity-and-inclusion/be-heard) - [ DE&I Structure ](https://www.risk-strategies.com/company/diversity-equity-and-inclusion/structure) - [ Employee Resource Groups ](https://www.risk-strategies.com/company/diversity-equity-and-inclusion/employee-resource-groups) - [ Environmental, Social, & Governance ](https://www.risk-strategies.com/company/environmental/) - [ General Terms of Business ](https://www.risk-strategies.com/company/general-terms-of-business) - [ Leaders ](https://www.risk-strategies.com/company/leaders) - [ Local Expertise ](https://www.risk-strategies.com/company/local-expertise) - [ Mergers & Acquisitions ](https://www.risk-strategies.com/mergers-and-acquisitions/) - [ Recognition & Awards ](https://www.risk-strategies.com/company/awards) - [ Risk Strategies Foundation ](https://www.risk-strategies.com/company/risk-strategies-foundation) - Transparency and Disclosures Back to Transparency and Disclosures [ Transparency and Disclosures ](https://www.risk-strategies.com/company/transparency-and-disclosures) - [ General Terms of Business ](https://www.risk-strategies.com/company/general-terms-of-business) - [ Conflict of Interest Policy ](https://www.risk-strategies.com/company/conflict-of-interest-policy) - [ Compensation Disclosure ](https://www.risk-strategies.com/about/transparency-and-disclosures/compensation-disclosure) - [ Enterprise Risk Management ](https://www.risk-strategies.com/about/transparency-and-disclosures/enterprise-risk-management) - Join Us Back to Main [ Join Us ](https://www.risk-strategies.com/careers/) - Careers Back to Careers [ Careers ](https://www.risk-strategies.com/careers/) - [ Benefits & Wellness ](https://www.risk-strategies.com/careers/benefits-wellness) - [ Investing in Growth & Leadership ](https://www.risk-strategies.com/careers/growth-leadership-investment) - [ Life at Risk Strategies ](https://www.risk-strategies.com/careers/life/) - [ Next Steps ](https://www.risk-strategies.com/careers/next-steps) - Mergers & Acquisitions Back to Mergers & Acquisitions [ Mergers & Acquisitions ](https://www.risk-strategies.com/mergers-and-acquisitions/) - [ Partnership Benefits ](https://www.risk-strategies.com/mergers-and-acquisitions/partnership-benefits) - [ Why Join Us? ](https://www.risk-strategies.com/mergers-and-acquisitions/why-join-us) - [ Onboarding & Integration ](https://www.risk-strategies.com/mergers-and-acquisitions/onboarding-and-integration) - [ Careers ](https://www.risk-strategies.com/careers/) - [ Report a Claim ](https://www.risk-strategies.com/report-claim) - [ Contact Us ](https://www.risk-strategies.com/contact-us/) You are about to leave Risk Strategies website and view the content of an external website. You are leaving risk-strategies.com By accessing this link, you will be leaving Risk Strategies website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Risk Strategies website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Risk Strategies. OK Cancel [![Connect with Our Team](https://no-cache.hubspot.com/cta/default/20256628/f1d83adb-981f-4b85-93a6-7a46077d7309.png)](https://cta-redirect.hubspot.com/cta/redirect/20256628/f1d83adb-981f-4b85-93a6-7a46077d7309) July 30, 2020 # What’s at Risk During COVID-19 for Successful Individuals and Families [ Personal Lines ](https://www.risk-strategies.com/blog/tag/personal-lines) 4 min read [ Sandy Leon ](https://www.risk-strategies.com/blog/author/sandy-leon) - [Facebook ](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.risk-strategies.com%2Fblog%2Fwhats-at-risk-during-covid-19-for-successful-individuals-and-families) - [X (Twitter) ](https://x.com/intent/post?url=https%3A%2F%2Fwww.risk-strategies.com%2Fblog%2Fwhats-at-risk-during-covid-19-for-successful-individuals-and-families&text=What%E2%80%99s+at+Risk+During+COVID-19+for+Successful+Individuals+and+Families) - [LinkedIn ](https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.risk-strategies.com%2Fblog%2Fwhats-at-risk-during-covid-19-for-successful-individuals-and-families&title=What%E2%80%99s%20at%20Risk%20During%20COVID-19%20for%20Successful%20Individuals%20and%20Families&summary=What%E2%80%99s+at+Risk+During+COVID-19+for+Successful+Individuals+and+Families&source=) - [Email ](mailto:?subject=What%E2%80%99s%20at%20Risk%20During%20COVID-19%20for%20Successful%20Individuals%20and%20Families&body=https%3A%2F%2Fwww.risk-strategies.com%2Fblog%2Fwhats-at-risk-during-covid-19-for-successful-individuals-and-families) ![What’s at Risk During COVID-19 for Successful Individuals and Families](https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/Cleaning_door_handle.gif?width=640&height=300&name=Cleaning_door_handle.gif) - [Facebook ](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.risk-strategies.com%2Fblog%2Fwhats-at-risk-during-covid-19-for-successful-individuals-and-families) - [X (Twitter) ](https://x.com/intent/post?url=https%3A%2F%2Fwww.risk-strategies.com%2Fblog%2Fwhats-at-risk-during-covid-19-for-successful-individuals-and-families&text=What%E2%80%99s+at+Risk+During+COVID-19+for+Successful+Individuals+and+Families) - [LinkedIn ](https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.risk-strategies.com%2Fblog%2Fwhats-at-risk-during-covid-19-for-successful-individuals-and-families&title=What%E2%80%99s%20at%20Risk%20During%20COVID-19%20for%20Successful%20Individuals%20and%20Families&summary=What%E2%80%99s+at+Risk+During+COVID-19+for+Successful+Individuals+and+Families&source=) - [Email ](mailto:?subject=What%E2%80%99s%20at%20Risk%20During%20COVID-19%20for%20Successful%20Individuals%20and%20Families&body=https%3A%2F%2Fwww.risk-strategies.com%2Fblog%2Fwhats-at-risk-during-covid-19-for-successful-individuals-and-families) In this time of pandemic successful individuals and families are adjusting to a new normal largely bereft of frequent travels and lavish gatherings but teeming with new risks. From preserving million-dollar art collections and protecting vacant primary and secondary homes, to creatively insidious cyber attacks, let’s break down some of the risks they are facing today. **The Art of Disaster Planning** During mandatory lockdowns, many families fled primary homes in urban areas, like San Francisco, for a more spread out and quiet countryside settings, like the Napa Valley. In fact, prices on homes listed in rural areas [rose 164%](https://www.barrons.com/articles/the-pandemic-has-changed-what-home-buyers-want-51591987027) in May and June, refinancing, licensure, and renovations of homes ticked up, as well. Additionally, West Coast yacht sale leads are [up 218% YoY](https://www.denisonyachtsales.com/2020/06/boat-sales-rise-amidst-covid-19-pandemic-u-s-yacht-news/) as people sought out safe and secluded vacation experiences. Isolating from the virus in secondary homes and on boats means leaving assets behind, and that can be risky. Now is a good time to look at appraisals on estates and assets to ensure policies reflect current value. Sudden relocations or displacements happen, and we advise our clients have an action plan in place to protect themselves and the things they value. This plan should identify which items take precedence, how to best handle them, and where they are to be shipped for storage. It should also address other key issues: Who will package, transport and store artwork? Do you have a refrigerated truck ready to transfer your wine collection to a temperature-controlled warehouse? Where will collections be stored in the event of an emergency? Is your staff trained to execute the plan? **Cyber Attacks** While cyber attacks have always been a risk, they’re looming even larger now with everyone home for extended periods of time and spending more time on online. App stores remove over [24,000](https://cdn2.hubspot.net/hubfs/5386509/June%203%20Webcast%20CAPstone%20Series%20Computing%20Security%20final.pdf?utm_medium=email&_hsenc=p2ANqtz-9xv2JghNl20K1klPEWl6dvFQacj4pTJ1KA2cza4QUzjUSCl77CSt87nuObg0DCx5k1QOCsHLPFRuoAn9YF6X8oz_OGo7JlG56kmENsTx_rLlcGsuE&_hsmi=88904769&utm_content=88904769&utm_source=hs_email&hsCtaTracking=e483475a-f47a-412e-bd9e-23ff32fee330%7C4c64e9bb-dbbb-4892-9da7-e01bca5d0e95) harmful apps daily and ransomware is up [180%](https://cdn2.hubspot.net/hubfs/5386509/June%203%20Webcast%20CAPstone%20Series%20Computing%20Security%20final.pdf?utm_medium=email&_hsenc=p2ANqtz-9xv2JghNl20K1klPEWl6dvFQacj4pTJ1KA2cza4QUzjUSCl77CSt87nuObg0DCx5k1QOCsHLPFRuoAn9YF6X8oz_OGo7JlG56kmENsTx_rLlcGsuE&_hsmi=88904769&utm_content=88904769&utm_source=hs_email&hsCtaTracking=e483475a-f47a-412e-bd9e-23ff32fee330%7C4c64e9bb-dbbb-4892-9da7-e01bca5d0e95) since 2018. Over [91%](https://cdn2.hubspot.net/hubfs/5386509/June%203%20Webcast%20CAPstone%20Series%20Computing%20Security%20final.pdf?utm_medium=email&_hsenc=p2ANqtz-9xv2JghNl20K1klPEWl6dvFQacj4pTJ1KA2cza4QUzjUSCl77CSt87nuObg0DCx5k1QOCsHLPFRuoAn9YF6X8oz_OGo7JlG56kmENsTx_rLlcGsuE&_hsmi=88904769&utm_content=88904769&utm_source=hs_email&hsCtaTracking=e483475a-f47a-412e-bd9e-23ff32fee330%7C4c64e9bb-dbbb-4892-9da7-e01bca5d0e95) of cyber-attacks start with a phishing email. They’ve become more sophisticated over the years, with nary a Nigerian prince seeking a wire transfer in sight. Today’s phishing emails often look like they’re coming from a trusted source, someone you know and email frequently. It may simply include a link to an article or an attachment claiming to be an invoice. But clicking on the link or opening the document triggers harmful malware that can spread quickly through your technology and steal your sensitive information. Always double check email addresses, be wary of misspellings and grammatical errors, and, when in doubt, call your contact and ask them if they just emailed you. Vigilance is also the watchword on social media, as it can give bad actors a glimpse into the lives of successful individuals and family, especially during the pandemic. Instead of posting photos of one’s travels and gatherings, social media users have created a new niche of content: life during lockdown. However, what you’re posting on your social channels can provide sensitive information about your wealth status, property ownership, investment status and whereabouts to attackers or thieves. If you’re posting frequently about being isolated in your vacation home in the Midwest, it’s possible that someone close to your primary home in New York City may be watching and ready to break in. After all the photos of your expensive jewelry posted online, burglars now know what’s inside your home and that you’re not currently there. Insurance underwriters have taken to checking out your social media pages as part of their risk assessment. In fact, your follower count may serve as a metric for writing risk. Over 100,000 followers on Instagram? That’s a much bigger risk than someone with 1,000 followers. More eyes equal more risk, and more risk equals more liability exposures. During COVID-19, it’s important that successful individuals and families know what their current day risks are and how they can be protected. The world has been shaken by this virus, leaving you potentially more vulnerable than ever before. When was the last time you reviewed your insurance program to ensure your wealth is adequately protected and in sync with your estate planning?   *Want to learn more?* *Find me on LinkedIn, [here](https://www.linkedin.com/in/spencer-macalaster-a029681).* *Connect with the Risk Strategies Private Client team at [privateclient@risk-strategies.com](mailto:privateclient@risk-strategies.com)**.* *Email me directly at [sleon@risk‐strategies.com](mailto:sleon@risk%E2%80%90strategies.com)**.* The contents of this article are for general informational purposes only and Risk Strategies Company makes no representation or warranty of any kind, express or implied, regarding the accuracy or completeness of any information contained herein. Any recommendations contained herein are intended to provide insight based on currently available information for consideration and should be vetted against applicable legal and business needs before application to a specific client.  [Subscribe](https://www.risk-strategies.com/blog/whats-at-risk-during-covid-19-for-successful-individuals-and-families#subscribe) ### Subscribe via Email personal-lines ### Related Posts [See all posts](https://www.risk-strategies.com/blog) ![](https://www.risk-strategies.com/hs-fs/hubfs/Aerial-view-of-the-stunning-Amalfi-coast-with-road-and-the-Atrani-town-with-arched-road-in-Italy.jpg?width=450&height=250&name=Aerial-view-of-the-stunning-Amalfi-coast-with-road-and-the-Atrani-town-with-arched-road-in-Italy.jpg) [ Personal Lines ](https://www.risk-strategies.com/blog/tag/personal-lines) [ Travel & Trip ](https://www.risk-strategies.com/blog/tag/travel-trip) 7 min read December 09, 2025 #### [ Travel Insurance Guide for Luxury and Adventure Trips ](https://www.risk-strategies.com/blog/travel-insurance-guide-for-luxury-and-adventure-trips) Luxury and adventure travelers are going farther, staying longer, and choosing experiences where … [ Read article ](https://www.risk-strategies.com/blog/travel-insurance-guide-for-luxury-and-adventure-trips) ![](https://www.risk-strategies.com/hs-fs/hubfs/Luxury-yacht-moored-in-the-marina-of-Barcelona.jpg?width=450&height=250&name=Luxury-yacht-moored-in-the-marina-of-Barcelona.jpg) [ Personal Lines ](https://www.risk-strategies.com/blog/tag/personal-lines) [ Cyber ](https://www.risk-strategies.com/blog/tag/cyber) 5 min read November 17, 2025 #### [ Cyber at Sea: Securing the Digital Perimeter of Superyachts ](https://www.risk-strategies.com/blog/cyber-at-sea-securing-the-digital-perimeter-of-superyachts) Editor's Note: This article originally appeared in SuperYacht Times . Reprinted with permission. [ Read article ](https://www.risk-strategies.com/blog/cyber-at-sea-securing-the-digital-perimeter-of-superyachts) ![](https://www.risk-strategies.com/hs-fs/hubfs/Property-developer-making-notes-in-empty-living-room.jpg?width=450&height=250&name=Property-developer-making-notes-in-empty-living-room.jpg) [ Personal Lines ](https://www.risk-strategies.com/blog/tag/personal-lines) [ Home Inspection ](https://www.risk-strategies.com/blog/tag/home-inspection) 6 min read November 06, 2025 #### [ High-Value Home Insurance Inspection Guide: What to Expect and How to Prepare  ](https://www.risk-strategies.com/blog/high-value-home-insurance-inspection-expectations-and-how-to-prepare) For high-net-worth homeowners, the insurance home inspection is a key opportunity to help make sure … [ Read article ](https://www.risk-strategies.com/blog/high-value-home-insurance-inspection-expectations-and-how-to-prepare)