Intermodal Trucking Insurance

Tailored protection for intermodal trucking operators

Insuring intermodal operations isn’t a job for generalist brokers. Between specialized equipment, cross-border handoffs, regulatory complexities, and diverse cargo, intermodal carriers face risks that standard trucking insurance often overlooks.

Risk Strategies delivers an exclusive Intermodal Insurance Program, developed by logistics professionals with firsthand experience managing some of the nation’s largest intermodal fleets.

This program offers more than just coverage — it provides a collaborative alliance with knowledgeable teammates who understand how freight moves across modes.

What is intermodal insurance?

Intermodal insurance covers freight moving across multiple transportation modes — truck, rail, and ship. Each transfer point introduces new risks, including:

• Cargo damage or theft during handoffs
• Liability confusion between parties (e.g., port terminals, railroads, motor carriers)
• Damage to containers or chassis not owned by the carrier

Standard trucking policies often exclude these exposures. Intermodal insurance bridges those gaps, ensuring consistent protection from origin to destination.

Why intermodal trucking requires specialized insurance

1. Complex risks across transfers

Moving cargo from ship to rail to truck introduces multiple failure points. From drayage incidents to equipment swaps, you need coverage that adapts with each mode.

2. Gaps in traditional trucking coverage

• Trailer interchange agreements
• Liability disputes at terminals or ports
• Damage to non-owned chassis or containers

3. Rising industry challenges

Intermodal carriers face:

• Higher premiums
• Increasing claims severity
• More stringent compliance requirements (e.g., UIIA standards)

You need more than insurance — you need a partner with the experience to support your risk management goals.

Risk Strategies intermodal insurance program

Comprehensive coverage built for intermodal freight

• Auto liability: Helps protect your business if your truck is involved in an incident causing injury or property damage.
• General liability: Offers protection from third-party claims unrelated to truck operation.
• Trailer interchange: Provides coverage for non-owned trailers or chassis under interchange agreements.
• Motor truck cargo: Helps protect the freight you haul from covered events like theft or fire.
• Physical damage: Covers repair or replacement for owned trucks or equipment.
• Occupational accident: Supports owner-operators or drivers injured on the job with benefits.
• Contingent liability: Acts as a secondary safeguard when contractors’ coverage is insufficient.

Exclusive program features

Industry-leading access

Our program is backed by seasoned insurance professionals with real-world intermodal experience. The team behind Risk Strategies’ Intermodal Insurance Program has worked with operations at some of the most complex intermodal trucking companies in the country.

This gives you access to:

• Specialists who understand containerized freight, port operations, and UIIA compliance
• Hands-on knowledge managing risk in dynamic intermodal environments
• Guidance on identifying coverage gaps
• Operational insights that fit your business model

Flexible billing, built for your business

• Weekly ACH, pay-as-you-go billing
• No long-term contracts
• Simple onboarding/offboarding of owner-operators

Safety-driven culture

As part of the program, you’ll also receive membership in the Independent Carrier Safety Association (ICSA), supporting your commitment to a strong safety culture and reinforcing compliance across your operations.

Who qualifies for the program?

The program supports local and intermediate-radius intermodal carriers across most U.S. states (excluding Alaska, Hawaii, Massachusetts, Montana, and New York).

Ideal for:

• Carriers handling containerized freight
• Operations requiring UIIA compliance
• Port and rail-served regions

Why choose Risk Strategies?

Risk Strategies is your strategic professional in managing intermodal risk. Our intermodal insurance program was built by specialists who’ve been in your shoes, with a deep understanding of the operational and regulatory landscape.

What sets us apart:

• National strength with a local presence
• 30+ specialty practices, including transportation
• Access to major insurance markets
• Built-in UIIA compliance endorsements
• Membership in ICSA to reinforce safety and compliance

Build your intermodal insurance program today

Safeguard your cargo, fleet, and business with a policy tailored to the way you operate. Our brokers understand the complexities of intermodal operations. Let us design a program that protects every part of your business.