--- title: "Coronavirus: A Turning Point for Higher Education" description: "Coronavirus: A Turning Point for Higher Education" image: https://www.risk-strategies.com/hubfs/Imported%20sitepage%20images/285-blog-img.jpg --- - Industries Back to Main [ Industries ](https://www.risk-strategies.com/industries) - [ Agriculture ](https://www.risk-strategies.com/industries/agriculture/) - [ Architects & Engineers ](https://www.risk-strategies.com/industries/architects-engineers) - Aviation Back to Aviation [ Aviation ](https://www.risk-strategies.com/industries/aviation) - [ Aviation Business Insurance - Manned Risk ](https://www.risk-strategies.com/industries/aviation/aviation-business-insurance) - [ Non-Owned Aviation ](https://www.risk-strategies.com/industries/aviation/non-owned-aviation) - [ Unmanned Aerial System and Drones ](https://www.risk-strategies.com/industries/aviation/unmanned-aerial-system-and-drone) - [ Cannabis ](https://www.risk-strategies.com/industries/cannabis) - Construction Back to Construction [ Construction ](https://www.risk-strategies.com/industries/construction) - [ Alternative Solutions ](https://www.risk-strategies.com/construction/alternative-solutions) - [ Financing & Pre-Construction ](https://www.risk-strategies.com/construction/financing-and-pre-construction) - [ Insurance Solutions ](https://www.risk-strategies.com/construction/insurance-solutions) - [ Risk Management ](https://www.risk-strategies.com/construction/risk-management) - [ Surety ](https://www.risk-strategies.com/construction/surety) - Dental Back to Dental [ Dental ](https://www.risk-strategies.com/dental) - [ Insurance for Dental Professionals ](https://www.risk-strategies.com/dental) - [ Dental Malpractice Insurance ](https://www.risk-strategies.com/dental-malpractice-insurance) - [ BOP Insurance - Dental Practices & DSOs ](https://www.risk-strategies.com/bop-insurance-dentists-dsos) - [ Dental School Graduates ](https://www.risk-strategies.com/malpractice-insurance-dental-school-graduates-new-dentists) - [ Dental Associates & Hygienists ](https://www.risk-strategies.com/malpractice-insurance-dental-associates-hygienists) - [ Dental Practice Owners ](https://www.risk-strategies.com/liability-insurance-dental-practice-owners) - [ Dental Service Organizations (DSOs) ](https://www.risk-strategies.com/dental-service-organizations-insurance) - Education Back to Education [ Education ](https://www.risk-strategies.com/industries/education/) - [ Employee Benefits for Education ](https://www.risk-strategies.com/industries/education/employee-benefits) - [ Property, Casualty & Liability for Education ](https://www.risk-strategies.com/industries/education/property-casualty-liability-risk-management) - Student Health & Wellness Back to Student Health & Wellness [ Student Health & Wellness ](https://www.risk-strategies.com/industries/education/student-health) - [ Student Health Brokerage and Consulting ](https://www.risk-strategies.com/industries/education/student-health-wellness-brokerage-consulting-services) - [ Student Health Plan Administration ](https://www.risk-strategies.com/industries/education/student-health-wellness-plan-administration) - [ Student Health Insurance Plans ](https://www.risk-strategies.com/industries/education/student-health-insurance) - [ Solutions for Student Athletes ](https://www.risk-strategies.com/industries/education/student-athletes) - [ Student Health & Wellness Tools ](https://www.risk-strategies.com/industries/education/student-health-wellness-tools-and-programs) - [ Special Risk Insurance ](https://www.risk-strategies.com/industries/education/special-risk-insurance-for-college-students) - Entertainment Back to Entertainment [ Entertainment ](https://www.risk-strategies.com/industries/entertainment/) - [ Film & Television ](https://www.risk-strategies.com/industries/entertainment/film-television) - [ Advertising Production Wrap Ups ](https://www.risk-strategies.com/industries/entertainment/advertising-production-wrap-ups) - [ Advertising/PR ](https://www.risk-strategies.com/industries/entertainment/media-advertising-pr) - [ Event Cancellation & Non-Appearance ](https://www.risk-strategies.com/industries/entertainment/event-cancellation-and-non-appearance) - [ Music & Touring ](https://www.risk-strategies.com/industries/entertainment/music) - [ Theatrical Production & Live Performance  ](https://www.risk-strategies.com/industries/entertainment/theatre-plays) - [ Venue Insurance ](https://www.risk-strategies.com/industries/entertainment/venue-insurance) - Financial Services Back to Financial Services [ Financial Services ](https://www.risk-strategies.com/industries/financial-services/) - [ Asset Managers ](https://www.risk-strategies.com/industries/financial-services/asset-managers) - [ Banks & Non-Bank Lending ](https://www.risk-strategies.com/industries/financial-services/banks-and-non-bank-lending) - [ Collections ](https://www.risk-strategies.com/industries/financial-services/collections) - [ Consumer Financial Services ](https://www.risk-strategies.com/industries/financial-services/consumer-financial-services) - [ Financial Tech ](https://www.risk-strategies.com/industries/financial-services/financial-tech) - [ Insurance Companies ](https://www.risk-strategies.com/industries/financial-services/insurance-companies) - Fine Art Back to Fine Art [ Fine Art ](https://www.risk-strategies.com/industries/fine-art/) - Dealers and Auction Houses Back to Dealers and Auction Houses [ Dealers and Auction Houses ](https://www.risk-strategies.com/industries/fine-art/auction-house) - [ Galleries ](https://www.risk-strategies.com/industries/fine-art/gallery) - [ Private Art Dealers ](https://www.risk-strategies.com/industries/fine-art/private-art-dealers) - Collections Back to Collections [ Collections ](https://www.risk-strategies.com/fine-art/private-collectors) - [ Private Collectors ](https://www.risk-strategies.com/private-client-services/collections/) - [ Coins, Paper Money & Numismatics Collections ](https://www.risk-strategies.com/industries/fine-art/coins-paper-money-numismatics) - [ Gold, Bullion & Precious Metal Collections ](https://www.risk-strategies.com/industries/fine-art/gold-bullion-precious-metals) - [ Artists ](https://www.risk-strategies.com/industries/fine-art/artists) - Museums and Foundations Back to Museums and Foundations [ Museums and Foundations ](https://www.risk-strategies.com/industries/fine-art/artist-endowed-foundation) - [ Museums ](https://www.risk-strategies.com/industries/fine-art/museum-insurance) - [ Fine Art Packers / Shippers / Warehouses ](https://www.risk-strategies.com/industries/fine-art/packer) - Healthcare Back to Healthcare [ Healthcare ](https://www.risk-strategies.com/industries/healthcare/) - [ Employee Benefits - Healthcare ](https://www.risk-strategies.com/industries/healthcare/benefits) - [ Managed Care / Stop Loss ](https://www.risk-strategies.com/industries/healthcare/managed-care) - [ Medical Malpractice ](https://www.risk-strategies.com/industries/healthcare/medical-malpractice) - [ Property & Casualty - Healthcare ](https://www.risk-strategies.com/industries/healthcare/property-and-casualty) - [ Reinsurance ](https://www.risk-strategies.com/industries/healthcare/reinsurance) - [ Law Firms ](https://www.risk-strategies.com/industries/law-firms) - Logistics & Transportation Back to Logistics & Transportation [ Logistics & Transportation ](https://www.risk-strategies.com/industries/logistics-transportation/) - [ Last Mile & Final Mile Delivery Insurance ](https://www.risk-strategies.com/industries/logistics-transportation/last-mile-final-mile-delivery-insurance) - [ Trucking Insurance ](https://www.risk-strategies.com/industries/logistics-transportation/trucking-insurance) - [ Intermodal Insurance ](https://www.risk-strategies.com/industries/logistics-transportation/intermodal-insurance) - [ Freight Forwarder Insurance ](https://www.risk-strategies.com/industries/logistics-transportation/freight-forwarder-insurance) - [ Freight Broker Insurance ](https://www.risk-strategies.com/industries/logistics-transportation/freight-broker-insurance) - [ Livery Insurance ](https://www.risk-strategies.com/industries/logistics-transportation/livery-insurance) - Marine & Yacht Back to Marine & Yacht [ Marine & Yacht ](https://www.risk-strategies.com/industries/marine/marine-insurance) - Yacht Insurance For Individuals Back to Yacht Insurance For Individuals [ Yacht Insurance For Individuals ](https://www.risk-strategies.com/industries/marine-yacht/individuals) - [ Mega Yachts ](https://www.risk-strategies.com/industries/marine-yacht/mega-yachts) - [ Cruiser Insurance - Jackline ](https://www.risk-strategies.com/industries/marine-yacht/jackline-program-cruising) - [ One-Design Insurance Program ](https://www.risk-strategies.com/industries/marine-yacht/one-design-insurance-program) - [ Sailors Health Insurance Program ](https://www.risk-strategies.com/industries/marine-yacht/sailors-health-insurance-program-for-us-sailing-members) - [ US Sailing Insurance Solutions ](https://www.risk-strategies.com/industries/marine-yacht/us-sailing-programs) - Commercial Marine Insurance Back to Commercial Marine Insurance [ Commercial Marine Insurance ](https://www.risk-strategies.com/industries/marine/commerical-marine-insurance) - [ Aquaculture ](https://www.risk-strategies.com/industries/marine-yacht/aquaculture) - [ Cargo & Transit Insurance Solutions ](https://www.risk-strategies.com/industries/marine-yacht/marine-cargo-and-transit-insurance) - [ Crew Medical Insurance ](https://www.risk-strategies.com/industries/marine/crew-medical-insurance) - [ Hull & Machinery ](https://www.risk-strategies.com/industries/marine-yacht/marine-hull-and-machinery-insurance) - [ Marine Claims Service ](https://www.risk-strategies.com/industries/marine-yacht/marine-claims-support) - [ Marine Construction ](https://www.risk-strategies.com/industries/marine-yacht/marine-contractors-insurance) - [ Marine Liability ](https://www.risk-strategies.com/industries/marine-yacht/marine-liability-insurance) - [ Ports & Terminals ](https://www.risk-strategies.com/industries/marine-yacht/marine-ports-and-terminals-insurance) - [ Protection & Indemnity ](https://www.risk-strategies.com/industries/marine-yacht/marine-protection-and-indemnity-insurance) - [ Recreational Marine Businesses ](https://www.risk-strategies.com/industries/marine-yacht/marine-businesses) - [ Sailing Organizations – Burgee Program ](https://www.risk-strategies.com/industries/marine-yacht/sailing-organizations-burgee-program) - [ Nonprofit & Human Services ](https://www.risk-strategies.com/industries/nonprofit/) - Private Equity Back to Private Equity [ Private Equity ](https://www.risk-strategies.com/industries/private-equity) - [ Crypto Companies ](https://www.risk-strategies.com/industries/private-equity/crypto-companies) - Public Sector Back to Public Sector [ Public Sector ](https://www.risk-strategies.com/industries/public-sector) - [ Public Safety Organizations & Municipalities ](https://www.risk-strategies.com/industries/public-sector/public-safety-and-municipalities) - Real Estate Back to Real Estate [ Real Estate ](https://www.risk-strategies.com/industries/real-estate) - [ Commercial ](https://www.risk-strategies.com/industries/real-estate/commercial-real-estate) - [ Community Associations ](https://www.risk-strategies.com/industries/real-estate/community-associations) - [ Hospitality ](https://www.risk-strategies.com/industries/real-estate/hospitality) - [ Residential / Habitational ](https://www.risk-strategies.com/industries/real-estate/residential-habitational) - [ REITs ](https://www.risk-strategies.com/industries/real-estate/reits) - [ Retail ](https://www.risk-strategies.com/industries/real-estate/retail) - [ Specialty Programs ](https://www.risk-strategies.com/industries/real-estate/specialty-programs) - Relocation Back to Relocation [ Relocation ](https://www.risk-strategies.com/industries/relocation) - [ Domestic Household Goods ](https://www.risk-strategies.com/industries/relocation/domestic-household-goods) - [ Expat Renters & Living Insurance ](https://www.risk-strategies.com/industries/relocation/expatriate-renters-liability) - [ Relocation Claims Service ](https://www.risk-strategies.com/industries/relocation/household-goods-claims-administration) - [ International Household Goods ](https://www.risk-strategies.com/industries/relocation/international-household-goods) - [ Supplemental Movers Coverage ](https://www.risk-strategies.com/industries/relocation/supplemental-movers-coverage) - [ Temporary Living Insurance ](https://www.risk-strategies.com/industries/relocation/temporary-renters) - [ Vacant Home ](https://www.risk-strategies.com/industries/relocation/vacant-home) - [ Waste & Recycling ](https://www.risk-strategies.com/industries/waste-and-recycling) - Wineries & Vineyards Back to Wineries & Vineyards [ Wineries & Vineyards ](https://www.risk-strategies.com/industries/wineries-vineyards) - [ Vineyard Insurance ](https://www.risk-strategies.com/industries/wineries-vineyards/vineyard-insurance) - [ Winery & Hospitality Insurance ](https://www.risk-strategies.com/wineries-vineyards/winery-insurance-hospitality) - [ Personal Lines Insurance - Winery Owners ](https://www.risk-strategies.com/industries/wineries-vineyards/personal-lines-insurance-winery-owners) - Solutions Back to Main [ Solutions ](https://www.risk-strategies.com/solutions) - Commercial Insurance Back to Commercial Insurance [ Commercial Insurance ](https://www.risk-strategies.com/business-insurance/) - [ Captives ](https://www.risk-strategies.com/business-insurance/captives) - Casualty Back to Casualty [ Casualty ](https://www.risk-strategies.com/business-insurance/casualty) - [ Analytics ](https://www.risk-strategies.com/business-insurance/casualty/analytics) - [ Auto Liability & Physical Damage ](https://www.risk-strategies.com/business-insurance/casualty/auto-liability-and-physical-damage) - [ Captives & Alternative Risk Financing ](https://www.risk-strategies.com/business-insurance/casualty/captives-and-alternatives-risk-financing) - [ Claims Advocacy & Loss Control ](https://www.risk-strategies.com/business-insurance/casualty/claims-advocacy-and-loss-control) - [ Excess Liability ](https://www.risk-strategies.com/business-insurance/casualty/excess-liability) - [ General Liability ](https://www.risk-strategies.com/business-insurance/casualty/general-liability) - [ Product Recall ](https://www.risk-strategies.com/business-insurance/casualty/product-recall) - [ Workers' Compensation ](https://www.risk-strategies.com/business-insurance/casualty/workers-compensation) - Cyber Back to Cyber [ Cyber ](https://www.risk-strategies.com/business-insurance/cyber-risk) - [ Cyber Resolute ](https://www.risk-strategies.com/cyber-resolute) - [ Cyber Risk Assessment and Analytics ](https://www.risk-strategies.com/cyber-risk-assessment-and-analytics) - [ Cyber Risk Response & Claims Advocacy ](https://www.risk-strategies.com/cyber/dedicated-cyber-risk-response-and-claims-advocacy) - [ Cyber Insurance - Family Office ](https://www.risk-strategies.com/private-client-services/cyber-insurance-family-office) - [ Cyber Insurance - Individuals ](https://www.risk-strategies.com/private-client-services/cyber-insurance-for-individuals-families) - Environmental Back to Environmental [ Environmental ](https://www.risk-strategies.com/business-insurance/environmental) - [ Contractors Pollution Liability ](https://www.risk-strategies.com/environmental/contractors-pollution) - [ Environmental Excess ](https://www.risk-strategies.com/environmental/environmental-excess) - [ Environmental Liability Transfer ](https://www.risk-strategies.com/environmental-liability-transfer) - [ Environmental Liability - Healthcare ](https://www.risk-strategies.com/environmental/healthcare) - [ Environmental Liability - Higher Education ](https://www.risk-strategies.com/environmental/higher-education) - [ Pollution Legal Liability ](https://www.risk-strategies.com/environmental/pollution-legal-liability) - [ Environmental Liability - Private Equity ](https://www.risk-strategies.com/environmental/private-equity) - [ Professional Environmental Liability Insurance ](https://www.risk-strategies.com/environmental/professional-environmental-liability-insurance) - [ Real Estate Development ](https://www.risk-strategies.com/environmental/real-estate-development) - [ Remediation Cost Cap ](https://www.risk-strategies.com/environmental/remediation-cost-cap) - [ Secured Creditor Protection for Lenders ](https://www.risk-strategies.com/environmental/secured-creditor-protection-for-lenders) - [ Underground Storage Tanks ](https://www.risk-strategies.com/environmental/underground-storage-tanks) - Executive Risk Solutions Back to Executive Risk Solutions [ Executive Risk Solutions ](https://www.risk-strategies.com/business-insurance/executive-risk-management-solutions) - [ Executive Risk Solutions - Entertainment ](https://www.risk-strategies.com/business-insurance/management-liability/entertainment-industry) - [ Executive Risk Solutions - Financial Institutions ](https://www.risk-strategies.com/business-insurance/management-liability/financial-institutions) - [ Executive Risk Solutions - Healthcare ](https://www.risk-strategies.com/business-insurance/management-liability/healthcare-industry) - [ Executive Risk Solutions - Real Estate ](https://www.risk-strategies.com/business-insurance/management-liability/real-estate-industry) - [ International ](https://www.risk-strategies.com/business-insurance/international) - Property Back to Property [ Property ](https://www.risk-strategies.com/business-insurance/property) - [ Builder's Risk ](https://www.risk-strategies.com/business-insurance/builders-risk) - [ Property Claims Services ](https://www.risk-strategies.com/business-insurance/property/claims-services) - [ Inland Transit and Ocean Cargo ](https://www.risk-strategies.com/business-insurance/inland-and-ocean-marine) - [ Natural Hazard Catastrophe Modeling ](https://www.risk-strategies.com/business-insurance/property/natural-catastrophe-modelling-and-solutions) - [ Political Violence and Terrorism ](https://www.risk-strategies.com/business-insurance/political-violence-and-terrorism) - [ Property Damage & Business Interruptions Valuations ](https://www.risk-strategies.com/business-insurance/property/property-damage-and-business-interruptions-valuation) - [ Property Loss Prevention and Control ](https://www.risk-strategies.com/business-insurance/property-loss-prevention-and-control-services) - [ Surety ](https://us.bbrown.com/business-insurance/surety) - Employee Benefits Back to Employee Benefits [ Employee Benefits ](https://www.risk-strategies.com/employee-benefits/) - [ Employee Benefits Overview ](https://www.risk-strategies.com/employee-benefits/) - [ Benefit Administration and Technology ](https://www.risk-strategies.com/employee-benefits/benefit-administration-technology) - [ Benefits Compliance Support ](https://www.risk-strategies.com/employee-benefits/benefits-compliance-support) - [ Data & Analytics ](https://www.risk-strategies.com/employee-benefits/data-and-analytics) - [ Human Capital Advisory Services ](https://us.bbrown.com/employee-benefits/human-capital-advisory-services) - [ International Benefits ](https://www.risk-strategies.com/employee-benefits/international-benefits) - [ Absence Management & Ancillary Programs ](https://www.risk-strategies.com/employee-benefits/absence-management-and-ancillary-program) - [ Medicare ](https://www.risk-strategies.com/medicare) - [ Voluntary & Lifestyle Benefits ](https://www.risk-strategies.com/employee-benefits/voluntary-and-lifestyle-benefits) - [ Wellness & Well-Being Solutions ](https://www.risk-strategies.com/employee-benefits/wellness-well-being-solutions) - Financial & Wealth Back to Financial & Wealth [ Financial & Wealth ](https://www.risk-strategies.com/financial-wealth/) - [ Financial & Wealth Overview ](https://www.risk-strategies.com/financial-wealth/) - [ Retirement Plan Services ](https://www.risk-strategies.com/financial-wealth/retirement-plan-services) - [ Executive Benefits ](https://www.risk-strategies.com/financial-wealth/executive-benefits) - [ Life Insurance ](https://www.risk-strategies.com/financial-wealth/life-insurance) - Private Client Services Back to Private Client Services [ Private Client Services ](https://us.bbrown.com/private-client-services) - [ Private Client Services Overview ](https://us.bbrown.com/private-client-services) - [ Homeowners ](https://www.risk-strategies.com/private-client-services/home-estate/) - [ Flood ](https://www.risk-strategies.com/private-client-services/flood-insurance) - [ Collections ](https://www.risk-strategies.com/private-client-services/collections/) - [ Umbrella & Excess Liability ](https://www.risk-strategies.com/private-client-services/umbrella-excess-liability) - [ Auto ](https://www.risk-strategies.com/private-client-services/auto) - [ Collector & Exotic Car ](https://www.risk-strategies.com/collector-car-insurance) - [ Boat & Yacht ](https://www.risk-strategies.com/private-client-services/marine-yacht/individuals) - [ Travel Medical & Trip Insurance ](https://www.risk-strategies.com/travel-medical-and-trip-insurance) - [ Family Office ](https://www.risk-strategies.com/private-client-services/family-office) - [ Cyber Insurance - Family Office ](https://www.risk-strategies.com/private-client-services/cyber-insurance-family-office) - [ Cyber Insurance - Individuals ](https://www.risk-strategies.com/private-client-services/cyber-insurance-for-individuals-families) - [ Life Insurance ](https://www.risk-strategies.com/financial-wealth/life-insurance) - [ Specialty Coverages ](https://www.risk-strategies.com/private-client-services/specialty-coverages/) - [ Private Client Risk Resource Center ](https://www.risk-strategies.com/privateclientresources) - [ Reinsurance ](https://www.risk-strategies.com/industries/healthcare/reinsurance) - Risk Management Services Back to Risk Management Services [ Risk Management Services ](https://us.bbrown.com/risk-management-services/) - [ Risk Management Services Overview ](https://us.bbrown.com/risk-management-services/) - [ Analytics ](https://www.risk-strategies.com/risk-management-services/analytics/) - [ Claims Management & Advocacy ](https://www.risk-strategies.com/risk-management-services/claims/) - [ Loss Control ](https://www.risk-strategies.com/risk-management-services/loss-control/) - [ Safety Consulting Services ](https://www.risk-strategies.com/industries/risk-management/safety-services) - [ Pro Safety Training Courses ](https://www.risk-strategies.com/pro-safety-training-course-catalog) - [ Workers’ Comp: Premium Review & Recovery ](https://www.risk-strategies.com/workers-comp-insurance-premium-review-recovery) - Consulting Back to Main [ Consulting ](https://www.risk-strategies.com/consulting) - [ Consulting Overview ](https://www.risk-strategies.com/consulting) - [ Actuarial Services ](https://www.risk-strategies.com/actuarial-services) - [ Healthcare Claim Audit Services ](https://www.risk-strategies.com/benefit-audit-services) - [ Health and Welfare ](https://www.risk-strategies.com/health-and-welfare-consulting) - [ Mergers and Acquisitions ](https://www.risk-strategies.com/mergers-and-acquisitions-consulting) - [ Pharmacy Consulting ](https://www.risk-strategies.com/pharmacy-consulting) - [ Retirement Benefits ](https://www.risk-strategies.com/retirement-plan-consulting) - News and Insights Back to Main [ News and Insights ](https://www.risk-strategies.com/insights) - [ All Insights ](https://www.risk-strategies.com/insights) - [ Blog ](https://www.risk-strategies.com/blog) - Emergency Resource Centers Back to Emergency Resource Centers [ Emergency Resource Centers ](https://www.risk-strategies.com/insights/emergency-resource-center) - [ Cybersecurity ](https://www.risk-strategies.com/insights/emergency-resource-center/cybersecurity) - [ Earthquake ](https://www.risk-strategies.com/insights/emergency-resource-center/earthquake) - [ Hurricane ](https://www.risk-strategies.com/insights/emergency-resource-center/hurricane) - [ Pandemic ](https://www.risk-strategies.com/insights/emergency-resource-center/pandemic) - [ Riot & Civil Unrest ](https://www.risk-strategies.com/insights/emergency-resource-center/riot-and-civil-unrest) - [ Severe Storms ](https://www.risk-strategies.com/insights/emergency-resource-center/severe-storms) - [ Violence & Active Shooter ](https://www.risk-strategies.com/insights/emergency-resource-center/active-assailant-and-violence) - [ Wildfire ](https://www.risk-strategies.com/insights/emergency-resource-center/wildfire) - [ Winter Weather ](https://www.risk-strategies.com/insights/emergency-resource-center/winter-weather) - [ Employee Benefits Compliance Center ](https://www.risk-strategies.com/employee-benefits-compliance/blog) - [ Events ](https://www.risk-strategies.com/events) - [ Media Coverage ](https://www.risk-strategies.com/media) - [ State of the Market Reports ](https://www.risk-strategies.com/insights/market-outlook) - [ Press Releases ](https://www.risk-strategies.com/press-releases) - [ Private Client Resources ](https://www.risk-strategies.com/privateclientresources) - [ Webinars ](https://www.risk-strategies.com/insights/webinar-resources) - Company Back to Main [ Company ](https://www.risk-strategies.com/about/) - [ About Us ](https://www.risk-strategies.com/about/) - [ Annual Report ](https://www.risk-strategies.com/annual-report) - [ Careers ](https://www.risk-strategies.com/careers/) - [ Culture and Values ](https://www.risk-strategies.com/company/core-values/) - Diversity, Equity & Inclusion Back to Diversity, Equity & Inclusion [ Diversity, Equity & Inclusion ](https://www.risk-strategies.com/company/diversity-equity-and-inclusion) - [ BeHEARD Series ](https://www.risk-strategies.com/company/diversity-equity-and-inclusion/be-heard) - [ DE&I Structure ](https://www.risk-strategies.com/company/diversity-equity-and-inclusion/structure) - [ Employee Resource Groups ](https://www.risk-strategies.com/company/diversity-equity-and-inclusion/employee-resource-groups) - [ Environmental, Social, & Governance ](https://www.risk-strategies.com/company/environmental/) - [ General Terms of Business ](https://www.risk-strategies.com/company/general-terms-of-business) - [ Leaders ](https://www.risk-strategies.com/company/leaders) - [ Local Expertise ](https://www.risk-strategies.com/company/local-expertise) - [ Mergers & Acquisitions ](https://www.risk-strategies.com/mergers-and-acquisitions/) - [ Recognition & Awards ](https://www.risk-strategies.com/company/awards) - [ Risk Strategies Foundation ](https://www.risk-strategies.com/company/risk-strategies-foundation) - Transparency and Disclosures Back to Transparency and Disclosures [ Transparency and Disclosures ](https://www.risk-strategies.com/company/transparency-and-disclosures) - [ General Terms of Business ](https://www.risk-strategies.com/company/general-terms-of-business) - [ Conflict of Interest Policy ](https://www.risk-strategies.com/company/conflict-of-interest-policy) - [ Compensation Disclosure ](https://www.risk-strategies.com/about/transparency-and-disclosures/compensation-disclosure) - [ Enterprise Risk Management ](https://www.risk-strategies.com/about/transparency-and-disclosures/enterprise-risk-management) - Join Us Back to Main [ Join Us ](https://www.risk-strategies.com/careers/) - Careers Back to Careers [ Careers ](https://www.risk-strategies.com/careers/) - [ Benefits & Wellness ](https://www.risk-strategies.com/careers/benefits-wellness) - [ Investing in Growth & Leadership ](https://www.risk-strategies.com/careers/growth-leadership-investment) - [ Life at Risk Strategies ](https://www.risk-strategies.com/careers/life/) - [ Next Steps ](https://www.risk-strategies.com/careers/next-steps) - Mergers & Acquisitions Back to Mergers & Acquisitions [ Mergers & Acquisitions ](https://www.risk-strategies.com/mergers-and-acquisitions/) - [ Partnership Benefits ](https://www.risk-strategies.com/mergers-and-acquisitions/partnership-benefits) - [ Why Join Us? ](https://www.risk-strategies.com/mergers-and-acquisitions/why-join-us) - [ Onboarding & Integration ](https://www.risk-strategies.com/mergers-and-acquisitions/onboarding-and-integration) - [ Careers ](https://www.risk-strategies.com/careers/) - [ Report a Claim ](https://www.risk-strategies.com/report-claim) - [ Contact Us ](https://www.risk-strategies.com/contact-us/) You are about to leave Risk Strategies website and view the content of an external website. You are leaving risk-strategies.com By accessing this link, you will be leaving Risk Strategies website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Risk Strategies website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Risk Strategies. OK Cancel [![Connect with Our Team](https://no-cache.hubspot.com/cta/default/20256628/f1d83adb-981f-4b85-93a6-7a46077d7309.png)](https://cta-redirect.hubspot.com/cta/redirect/20256628/f1d83adb-981f-4b85-93a6-7a46077d7309) August 27, 2020 # Coronavirus: A Turning Point for Higher Education [ Education ](https://www.risk-strategies.com/blog/tag/education) 3 min read [ Bret Murray ](https://www.risk-strategies.com/blog/author/bret-murray) - [Facebook ](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.risk-strategies.com%2Fblog%2Fcoronavirus-a-turning-point-for-higher-education) - [X (Twitter) ](https://x.com/intent/post?url=https%3A%2F%2Fwww.risk-strategies.com%2Fblog%2Fcoronavirus-a-turning-point-for-higher-education&text=Coronavirus%3A+A+Turning+Point+for+Higher+Education) - [LinkedIn ](https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.risk-strategies.com%2Fblog%2Fcoronavirus-a-turning-point-for-higher-education&title=Coronavirus%3A%20A%20Turning%20Point%20for%20Higher%20Education&summary=Coronavirus%3A+A+Turning+Point+for+Higher+Education&source=) - [Email ](mailto:?subject=Coronavirus%3A%20A%20Turning%20Point%20for%20Higher%20Education&body=https%3A%2F%2Fwww.risk-strategies.com%2Fblog%2Fcoronavirus-a-turning-point-for-higher-education) ![Coronavirus: A Turning Point for Higher Education](https://www.risk-strategies.com/hs-fs/hubfs/Imported%20sitepage%20images/285-blog-img.jpg?width=640&height=300&name=285-blog-img.jpg) - [Facebook ](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.risk-strategies.com%2Fblog%2Fcoronavirus-a-turning-point-for-higher-education) - [X (Twitter) ](https://x.com/intent/post?url=https%3A%2F%2Fwww.risk-strategies.com%2Fblog%2Fcoronavirus-a-turning-point-for-higher-education&text=Coronavirus%3A+A+Turning+Point+for+Higher+Education) - [LinkedIn ](https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.risk-strategies.com%2Fblog%2Fcoronavirus-a-turning-point-for-higher-education&title=Coronavirus%3A%20A%20Turning%20Point%20for%20Higher%20Education&summary=Coronavirus%3A+A+Turning+Point+for+Higher+Education&source=) - [Email ](mailto:?subject=Coronavirus%3A%20A%20Turning%20Point%20for%20Higher%20Education&body=https%3A%2F%2Fwww.risk-strategies.com%2Fblog%2Fcoronavirus-a-turning-point-for-higher-education) The coronavirus has acutely impacted colleges and universities. Schools sent students home mid-year to complete coursework remotely and many are already opting not to hold in-person classes this fall. Necessary decisions for the safety and wellbeing of their students, faculty and staff, will nonetheless have a devastating financial impact. In a recent *Forbes* article, Richard Vedder, Professor of Economics Emeritus at Ohio University, predicts, “…we are going to see more colleges and universities close in the next couple of years or so than any other time in American history.” Instead of a doomsday moment, we need to see this as a turning point in the evolution of American higher education. If colleges are going to survive, they must embrace the COVID-19 impacts and adapt, rather than fighting against them. Leadership should be asking themselves, “What must we do differently to still be here 10 years from now?” Similar to retail giants adapting to ecommerce when it offered consumers unlimited options, schools that continue to do the same thing without innovating will go out of business. Every college and university addressed the immediate impact of COVID-19 with short-term solutions to navigate the current pandemic. Some institutions are continuing with only online classes in the fall, some are opening with smaller class sizes, some are limiting in-person classes to graduate or research students, some will reopen only to close after Thanksgiving break, and some are taking a hybrid approach. To thrive in a post-COVID era, institutions should simultaneously incorporate long-term strategy into their reopening assessment processes. Many schools were already on precarious financial footing, which coronavirus has only accelerated. Declining enrollment, the outpaced rise in tuition and fees, and competition from cheaper online options already posed existential threats. Even for colleges that can weather current financial storm and return to normal, there will be other disruptors in the near future. So what can they do now to adapt now? How can they embrace this moment and potentially make sweeping changes? What are the new risks of doing so? Remote learning options is just one option. Hybrid programs where students do a year of online classes or live at home before moving on campus is another. Flexibility in credit hours and three-year programs are other models. College and university presidents who turn their focus inward to re-evaluate agendas will also have to consider the risks and exposures these new educational models bring. - **Liability from internships/externships:** Offering more options for volunteer and work programs is a practical solution that gives students more real-world experience. Partnering with third parties for hybrid programs also increases their liability footprint. However, schools won’t necessarily be able to vet every work program and indemnify all risks. - **Cyber liability:** Obviously, more online options expose institutions to more cyber risks. Cyber insurance policies will need to be scrutinized to account for third-party IT services and exposure for personal data breaches, beyond basic cyber security. - **Malpractice Liability:** With students and faculty working in more non-traditional academic environments, increases in telemedicine, for instance, will expand and so will the risk exposures to the schools. The post-COVID environment will be a new world for higher education with new risk exposures, and we will have to think differently about how to operate, what to offer and how attract students. Institutions can’t change all on their own. They’ll need the whole ecosystem to work together, including students, parents, accreditation bureaus, government agencies, creditors and funding sources to ensure the survival of colleges and universities.     *Find me on LinkedIn,*[*here*](https://www.linkedin.com/in/bret-murray-9815668)*.* *Connect with the Risk Strategies Higher Education team at *[*highereducation@risk-strategies.com*](mailto:highereducation@risk-strategies.com)*.* *Email me directly at *[*bmurray@risk-strategies.com*](mailto:bmurray@risk-strategies.com)*.* The contents of this article are for general informational purposes only and Risk Strategies Company makes no representation or warranty of any kind, express or implied, regarding the accuracy or completeness of any information contained herein. Any recommendations contained herein are intended to provide insight based on currently available information for consideration and should be vetted against applicable legal and business needs before application to a specific client.  [Subscribe](https://www.risk-strategies.com/blog/coronavirus-a-turning-point-for-higher-education#subscribe) ### Subscribe via Email education