Skip Navigation
Better Together | Risk Strategies Joins Brown & Brown
  • Canada
  • Careers
  • Report a Claim
  • Contact Us
Risk Strategies - Part of the Brown & Brown Team

  • Industries

    • Agriculture
    • Architects & Engineers
    • Aviation
    • Cannabis
    • Construction
    • Dental
    • Education
    • Entertainment
    • Financial Services
    • Fine Art
    • Healthcare
    • Law Firms
    • Marine & Yacht
    • Nonprofit & Human Services
    • Private Equity
    • Public Sector
    • Real Estate
    • Relocation
    • Transportation
    • Waste & Recycling
    • Wineries & Vineyards

  • Solutions

      • Captives
      • Casualty
      • Cyber
      • Environmental
      • Executive Risk Solutions
      • International
      • Property
      • Surety
      • Employee Benefits Overview
      • Benefit Administration and Technology
      • Benefits Compliance Support
      • Data & Analytics
      • Human Capital Advisory Services
      • International Benefits
      • Absence Management & Ancillary Programs
      • Medicare
      • Voluntary & Lifestyle Benefits
      • Wellness & Well-Being Solutions
      • Financial & Wealth Overview
      • Retirement Plan Services
      • Executive Benefits
      • Life Insurance
      • Private Client Services Overview
      • Homeowners
      • Flood
      • Collections
      • Umbrella & Excess Liability
      • Auto
      • Collector & Exotic Car
      • Boat & Yacht
      • Travel Medical & Trip Insurance
      • Family Office
      • Cyber Insurance - Family Office
      • Cyber Insurance - Individuals
      • Life Insurance
      • Specialty Coverages
      • Private Client Risk Resource Center
    • Reinsurance
      • Risk Management Services Overview
      • Analytics
      • Claims Management & Advocacy
      • Loss Control
      • Safety Consulting Services
      • Pro Safety Training Courses
      • Workers’ Comp: Premium Review & Recovery

  • Consulting

    • Consulting Overview
    • Actuarial Services
    • Healthcare Claim Audit Services
    • Health and Welfare
    • Mergers and Acquisitions
    • Pharmacy Consulting
    • Retirement Benefits

  • News and Insights

    • All Insights
    • Blog
    • Emergency Resource Centers
    • Employee Benefits Compliance Center
    • Events
    • Media Coverage
    • State of the Market Reports
    • Press Releases
    • Private Client Resources
    • Webinars

  • Company

    • About Us
    • Annual Report
    • Careers
    • Culture and Values
    • Diversity, Equity & Inclusion
    • Environmental, Social, & Governance
    • General Terms of Business
    • Leaders
    • Local Expertise
    • Mergers & Acquisitions
    • Recognition & Awards
    • Risk Strategies Foundation
    • Transparency and Disclosures
  • Join Us
    • Careers
    • Mergers & Acquisitions
  • Industries
    • Agriculture
    • Architects & Engineers
    • Aviation
      • Aviation Business Insurance - Manned Risk
      • Non-Owned Aviation
      • Unmanned Aerial System and Drones
    • Cannabis
    • Construction
      • Alternative Solutions
      • Financing & Pre-Construction
      • Insurance Solutions
      • Risk Management
      • Surety
    • Dental
      • Insurance for Dental Professionals
      • Dental Malpractice Insurance
      • BOP Insurance - Dental Practices & DSOs
      • Dental School Graduates
      • Dental Associates & Hygienists
      • Dental Practice Owners
      • Dental Service Organizations (DSOs)
    • Education
      • Employee Benefits for Education
      • Property, Casualty & Liability for Education
      • Student Health & Wellness
        • Student Health Brokerage and Consulting
        • Student Health Plan Administration
        • Student Health Insurance Plans
        • Solutions for Student Athletes
        • Student Health & Wellness Tools
        • Special Risk Insurance
    • Entertainment
      • Film & Television
      • Advertising Production Wrap Ups
      • Advertising/PR
      • Event Cancellation & Non-Appearance
      • Music & Touring
      • Theatrical Production & Live Performance 
      • Venue Insurance
    • Financial Services
      • Asset Managers
      • Banks & Non-Bank Lending
      • Collections
      • Consumer Financial Services
      • Financial Tech
      • Insurance Companies
    • Fine Art
      • Dealers and Auction Houses
        • Galleries
        • Private Art Dealers
      • Collections
        • Private Collectors
        • Coins, Paper Money & Numismatics Collections
        • Gold, Bullion & Precious Metal Collections
      • Artists
      • Museums and Foundations
        • Museums
      • Fine Art Packers / Shippers / Warehouses
    • Healthcare
      • Employee Benefits - Healthcare
      • Managed Care / Stop Loss
      • Medical Malpractice
      • Property & Casualty - Healthcare
      • Reinsurance
    • Law Firms
    • Marine & Yacht
      • Yacht Insurance For Individuals
        • Mega Yachts
        • Cruiser Insurance - Jackline
        • One-Design Insurance Program
        • Sailors Health Insurance Program
        • US Sailing Insurance Solutions
      • Commercial Marine Insurance
        • Aquaculture
        • Cargo & Transit Insurance Solutions
        • Crew Medical Insurance
        • Hull & Machinery
        • Marine Claims Service
        • Marine Construction
        • Marine Liability
        • Ports & Terminals
        • Protection & Indemnity
        • Recreational Marine Businesses
        • Sailing Organizations – Burgee Program
    • Nonprofit & Human Services
    • Private Equity
      • Crypto Companies
    • Public Sector
      • Public Safety Organizations & Municipalities
    • Real Estate
      • Commercial
      • Community Associations
      • Hospitality
      • Residential / Habitational
      • REITs
      • Retail
      • Specialty Programs
    • Relocation
      • Domestic Household Goods
      • Expat Renters & Living Insurance
      • Relocation Claims Service
      • International Household Goods
      • Supplemental Movers Coverage
      • Temporary Living Insurance
      • Vacant Home
    • Transportation
      • Business Auto Insurance
      • Last Mile Delivery
      • While Under Dispatch Insurance
      • Forwarding & Brokering
      • Workers' Compensation
    • Waste & Recycling
    • Wineries & Vineyards
      • Vineyard Insurance
      • Winery & Hospitality Insurance
      • Personal Lines Insurance - Winery Owners
  • Solutions
    • Commercial Insurance
      • Captives
      • Casualty
        • Analytics
        • Auto Liability & Physical Damage
        • Captives & Alternative Risk Financing
        • Claims Advocacy & Loss Control
        • Excess Liability
        • General Liability
        • Product Recall
        • Workers' Compensation
      • Cyber
        • Cyber Resolute
        • Cyber Risk Assessment and Analytics
        • Cyber Risk Response & Claims Advocacy
        • Cyber Insurance - Family Office
        • Cyber Insurance - Individuals
      • Environmental
        • Contractors Pollution Liability
        • Environmental Excess
        • Environmental Liability Transfer
        • Environmental Liability - Healthcare
        • Environmental Liability - Higher Education
        • Pollution Legal Liability
        • Environmental Liability - Private Equity
        • Professional Environmental Liability Insurance
        • Real Estate Development
        • Remediation Cost Cap
        • Secured Creditor Protection for Lenders
        • Underground Storage Tanks
      • Executive Risk Solutions
        • Executive Risk Solutions - Entertainment
        • Executive Risk Solutions - Financial Institutions
        • Executive Risk Solutions - Healthcare
        • Executive Risk Solutions - Real Estate
      • International
      • Property
        • Builder's Risk
        • Property Claims Services
        • Inland Transit and Ocean Cargo
        • Natural Hazard Catastrophe Modeling
        • Political Violence and Terrorism
        • Property Damage & Business Interruptions Valuations
        • Property Loss Prevention and Control
      • Surety
    • Employee Benefits
      • Employee Benefits Overview
      • Benefit Administration and Technology
      • Benefits Compliance Support
      • Data & Analytics
      • Human Capital Advisory Services
      • International Benefits
      • Absence Management & Ancillary Programs
      • Medicare
      • Voluntary & Lifestyle Benefits
      • Wellness & Well-Being Solutions
    • Financial & Wealth
      • Financial & Wealth Overview
      • Retirement Plan Services
      • Executive Benefits
      • Life Insurance
    • Private Client Services
      • Private Client Services Overview
      • Homeowners
      • Flood
      • Collections
      • Umbrella & Excess Liability
      • Auto
      • Collector & Exotic Car
      • Boat & Yacht
      • Travel Medical & Trip Insurance
      • Family Office
      • Cyber Insurance - Family Office
      • Cyber Insurance - Individuals
      • Life Insurance
      • Specialty Coverages
      • Private Client Risk Resource Center
    • Reinsurance
    • Risk Management Services
      • Risk Management Services Overview
      • Analytics
      • Claims Management & Advocacy
      • Loss Control
      • Safety Consulting Services
      • Pro Safety Training Courses
      • Workers’ Comp: Premium Review & Recovery
  • Consulting
    • Consulting Overview
    • Actuarial Services
    • Healthcare Claim Audit Services
    • Health and Welfare
    • Mergers and Acquisitions
    • Pharmacy Consulting
    • Retirement Benefits
  • News and Insights
    • All Insights
    • Blog
    • Emergency Resource Centers
      • Cybersecurity
      • Earthquake
      • Hurricane
      • Pandemic
      • Riot & Civil Unrest
      • Severe Storms
      • Violence & Active Shooter
      • Wildfire
      • Winter Weather
    • Employee Benefits Compliance Center
    • Events
    • Media Coverage
    • State of the Market Reports
    • Press Releases
    • Private Client Resources
    • Webinars
  • Company
    • About Us
    • Annual Report
    • Careers
    • Culture and Values
    • Diversity, Equity & Inclusion
      • BeHEARD Series
      • DE&I Structure
      • Employee Resource Groups
    • Environmental, Social, & Governance
    • General Terms of Business
    • Leaders
    • Local Expertise
    • Mergers & Acquisitions
    • Recognition & Awards
    • Risk Strategies Foundation
    • Transparency and Disclosures
      • General Terms of Business
      • Conflict of Interest Policy
      • Compensation Disclosure
      • Enterprise Risk Management
  • Join Us
    • Careers
      • Benefits & Wellness
      • Investing in Growth & Leadership
      • Life at Risk Strategies
      • Next Steps
    • Mergers & Acquisitions
      • Partnership Benefits
      • Why Join Us?
      • Onboarding & Integration
  • Canada
  • Careers
  • Report a Claim
  • Contact Us

You are about to leave Risk Strategies website and view the content of an external website.

You are leaving risk-strategies.com

By accessing this link, you will be leaving Risk Strategies website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Risk Strategies website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Risk Strategies.

OK

Blog

Subscribe via Email

Subscribe to our blog to get insights sent directly to your inbox.
  • All
    • AI
    • Architects & Engineers
    • Aviation
    • Boat & Yacht
    • Cannabis
    • Captive Insurance
    • Careers
    • Casualty
    • Civil Unrest
    • Claims Reporting
    • Commercial Auto Insurance
    • Condominium Insurance
    • Construction
    • Consulting
    • Cyber
    • Dental
    • Education
    • Employee Benefits
    • Entertainment
    • Environmental
    • Executive Risk Solutions
    • Family Office
    • Financial & Wealth Services
    • Financial Services
    • Fine Art
    • Flood Insurance
    • Future of Risk
    • Healthcare
    • Hospitality
    • Intermodal
    • Law Firm
    • Life Insurance
    • Liquor Liability Insurance
    • Loss Control
    • Marine Business
    • OSHA
    • Pharmacy
    • Private Client
    • Private Equity
    • Pro Safety
    • Property
    • Real Estate
    • Relocation Services
    • Risk
    • Risk Management
    • Risk Management Services
    • Safety Consulting Services
    • Student Health
    • Student Health Insurance
    • Surety
    • Transportation
    • Travel & Trip
    • Umbrella Insurance
    • Waste & Recycling
    • Water Damage
    • Wildfires
    • Workers' Compensation
Employee Benefits
7 min read
August 23, 2024

San Francisco Health Care Security Ordinance Rates for 2025

The 2025 rates for the San Francisco Health Care Security Ordinance (HCSO) were recently released …
Read article
Cyber Risk
8 min read
August 21, 2024

Cyber Resilience Lessons from the CrowdStrike Outage

Editor's Note: This article originally appeared in Carrier Management. Reprinted with permission, …
Read article
Employee Benefits
5 min read
August 20, 2024

IRS Confirms Unused Qualified Transportation Benefit Funds Cannot Be Refunded

Summary: The Internal Revenue Service (IRS) released an information letter earlier this year in …
Read article
Employee Benefits
3 min read
August 19, 2024

HHS Increases Penalties for 2024

The Department of Health and Human Services (HHS) recently released inflation-adjusted increases …
Read article
Executive Risk Solutions
4 min read
August 14, 2024

The Importance of Management Liability Insurance in the Wake of the FTC Noncompete Rule

The Federal Trade Commission's (FTC) ban on non-compete agreements will upend traditional …
Read article
Employee Benefits
12 min read
August 12, 2024

Michigan Paid Sick Leave Changes Coming in 2025

UPDATE January 8, 2025: The Michigan Department of Labor and Economic Opportunity recently …
Read article
Employee Benefits
6 min read
August 07, 2024

Massachusetts Health Plan Coverage & Reporting Requirements: What Employers Need to Know

Summary: Employers with Massachusetts (MA) resident employees take note of: Certain Massachusetts …
Read article
Risk Management
3 min read
August 06, 2024

OSHA's Top 10 Violations for 2023: A Breakdown

Following the announcement of OSHA’s Top 10 Most Frequently Cited Standards of 2023, Risk …
Read article
Risk Management
7 min read
July 30, 2024

Business Interruption Insurance Essentials

Events outside your control can bring your business to a screeching halt. After one of your best …
Read article
Private Client Flood Insurance
14 min read
July 29, 2024

A Comprehensive Guide to Flood Insurance: Essential Protection for Rising Flood Risks

Flooding is by far the most common, costly, and destructive natural disaster in the United States, …
Read article
Employee Benefits
6 min read
July 25, 2024

Upcoming State Paid Leave and PFML Developments & Reminders

As the summer months roll on, now is a good opportunity to provide employers with a summary of …
Read article
Employee Benefits
9 min read
July 24, 2024

Medicare Part D Creditable Coverage – Changes & Challenges for 2025

Summary: The Inflation Reduction Act of 2022 (IRA), enacted by Congress in August 2022, includes …
Read article
double_arrow Previous Next double_arrow
Risk Strategies - Part of the Brown & Brown Team
  • Report a Claim
  • Contact
  • Terms of Use
  • Cookie Policy
  • Privacy Policy
  • Consumer Health Data Privacy Notice
  • Accessibility
  • Health Plan Transparency Compliance
  • Accessibility
  • Cookie Policy
  • Health Plan Transparency Disclosure
  • Privacy Policy
  • Terms of Use
©2025 Risk Strategies. All rights reserved.

Connect with Us

  • LinkedIn
  • X
  • Instagram
  • Facebook