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What Does Mercury Emission Rollback Mean for Liability?
Read More →Environmental liability is complex and can touch every aspect of your business – from people to property. Risk Strategies is a true specialist with the experienced focus and market access you need to understand and manage your specific environmental risks and liabilities.
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Our environmental practice offers insurance products that help mitigate risks, such as pollution liability coverage that includes remediation, property damage, bodily injury, pre-existing and new contamination, transportation, non-owned disposal sites, emergency response and regulatory changes.
Our team understands the long-tail extent of environmental liabilities, regulatory and compliance requirements, and risks to businesses, contractors and lenders. With Risk Strategies’ strong and historic standing in the market, we have the knowledge and expertise required to help protect your business from costly environmental exposures.
We help clients understand how environmental vulnerabilities impact everything from employee safety to property damage to remediation costs, all of which impact the bottom line. Our specialty focus allows us to take a deep dive into the unique environmental risks your business faces, including: deep dive into the unique environmental risks your business faces, including:
Our offerings within the environmental practice are tailored to meet each client’s specific needs. With solutions that cover nearly every possibility, we can create a plan that protects you from risks like pollution, contamination and more.
When you’re facing the most pressing business challenges, maximizing your success starts with the right partner. At Risk Strategies, you get a dedicated risk management consultant and partner with in-depth industry knowledge and 25 specialty practices. We partner with our clients to develop focused, cost-driven, strategic approaches to managing and reducing environmental risks. Large risks are our specialty, and every risk management advisor is equipped with deep knowledge of your industry, making us better able to provide actionable and solution-oriented approaches to your policy.
Joe Quarantello, National Environmental Practice Leader, SVP - jquarantello@risk-strategies.com
Janet LeBlanc, Environmental Account Manager - jleblanc@risk-strategies.com
A developer wanted to buy a site that had been dormant for over 20 years. Unfortunately, it had lingering groundwater and soil issues. To get project funding, the developer needed to obtain regulatory closure for the known conditions.
Risk Strategies’ Environmental team suggested a unique solution: apply deed restrictions on the problematic areas and modify the development plan to use the building as part of the remedy for cleanup.
One solution would be to use parking lots instead of underground garages. So the soil wouldn't have to be removed, and it would cap the soil in place. After securing “substantial completion” from the contractors, Risk Strategies negotiated with the insurance carrier to meet regulatory closure on soil issues, paving the way for the developer to secure project funding.
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A born problem solver, Joe has over 35 years of environmental and liability insurance experience, much of it solving complex challenges for Fortune 100 Companies. Prior to Risk Strategies, he was Northeast Environmental Practice Leader and Senior Vice President at Marsh & McLennan Companies, a Vice President at Aon Risk Services and a Casualty Underwriter at Sentry Insurance.