Health Care

Risk Strategies Health Care Practice has the specialized, integrated expertise you need for smarter solutions to address any aspect of health care risk.


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Helping Health Care Industry Clients

Regulations, litigation, changing business models: health care is a high stakes world of complex risk. Risk Strategies’ National Health Care practice is comprised of a dedicated team of 75 skilled professionals with expertise across all lines of insurance and reinsurance for health care organizations.

Our Health Care team understands the risks and pressures faced by our clients. We create smart, cost- effective, comprehensive solutions and programs that address the challenges facing today’s health care industry.

  • Continued transition of the revenue model from fee-for-service to value-based care
  • Rising costs of malpractice and other lines of coverage
  • Surge in ransomware attacks and multi-million-dollar extortion demands
  • Pandemic risks – both financial and operational
  • High cost of care, especially as relates to specialty pharmaceuticals and therapies
  • Balance sheet pressure for both health care providers and health plans

Our Health Care practice serves all organization types involved with the delivery and management of health care. We provide managed care stop loss and reinsurance protection, property and casualty coverage and customized programs for employee benefits plans. We also have dedicated medical malpractice experts to assist physicians with specially tailored risk protection.

Whether you are coming to us for fresh insights on your existing insurance programs or to develop a comprehensive and creative new program, our team has professionals ready to craft a customized strategy that will help you manage your risk and prepare for the unexpected.

  • Customized property and casualty insurance and reinsurance solutions, including medical malpractice for hospitals, physicians, senior living and other health care facilities
  • Extensive captive solutions including feasibility, implementation, reinsurance placement and ongoing management
  • Customized stop loss insurance and reinsurance solutions for health plans and at risk providers, including detailed analytics, actuarial modeling and claims management
  • Risk mapping to identify risks at an enterprise level and evaluate all potential options for managing the risk retained and transferred
  • Online, reverse auction for life and disability insurance

When you’re facing the most pressing business challenges, maximizing your success starts with the right partner. At Risk Strategies, you get a dedicated risk management consultant and partner with in-depth industry knowledge and 25 specialty practices.

Our team focuses exclusively on the health care industry across all lines of insurance and reinsurance. When you choose to work with Risk Strategies you are getting all the benefits and services of a large national brokerage, in addition to:

  • The largest, fully integrated national health care practice in the industry
  • One of the largest accident and health reinsurance teams with in-house actuarial modeling and customized analytics to ensure optimal reinsurance structures
  • Detailed analytics, customized solutions and hands-on claims management
  • Associates with an average 25+ years industry experience
  • Superior customer service
  • Unparalleled market access and leverage

Bob Dubraski, Chief Growth Officer and National Health Care Practice Leader - 

Getting More For Less

Case Study

Getting More For Less

One of the nation’s largest non-profit health care systems needed specific stop-loss coverage for catastrophic medical claims for over 150,000 employees.

Our team had four weeks to deliver a competitive bid, select an insurer and bind coverage. Not only did we secure coverage for less than the client budgeted, but we also obtained enhanced contract provisions and set up a dedicated claims service center. 


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Bob Dubraski

Leadership Profile

Bob Dubraski

National Health Care Practice Leader

With more than 27 years as a consultant and broker, Bob Dubraski has worked with organizations of all types and sizes. He was founder, president and CEO of a national broker specializing in health care, that is now part of Risk Strategies. Bob and his team bring innovative solutions to health care risk management.