Employee Benefits

Helping Employee Benefits Clients

Risk Strategies Employee Benefits Practice

Risk Strategies specializes in delivering high quality, cost-effective, compliant employee benefit programs for middle-market employers. Our clients have regional, national and global employees and are in every industry, from nonprofit and home health organizations to hotels and architectural firms. Both innovative and resourceful, our targeted solutions achieve improved health and wellness and greater workforce productivity.

As consultants providing an abiding commitment to advocacy and service, we align you with a dedicated account team that works side-by-side with your HR benefits team to implement benefits solutions that are holistic, proactive, and sustainable.

Industry Insight

Our job is to make sure that your employee benefits programs meet your business and human capital objectives, so you can focus on your business. These are some of today’s challenges:

Rising health costs that affect employers and their workforce
Increasingly complex federal, statutory, and municipal laws and regulations
A growing digital landscape that affects how employees experience work
Addressing the benefits needs of a multi-generational and diverse workforce
The need to build a benefits program resilient to the shifts in organizational culture
Emerging trends in wellness solutions, including physical, mental, behavioral, and financial wellness

Solutions and Capabilities

We create innovative and evidence-based benefits solutions that respond to every employer’s unique demographics and workforce health and wellness needs. This is done with a holistic approach that includes a dedicated account team of benefits specialists who focus on:

Medical plan options, from traditional plans to alternative financing solutions and medical captive programs
12-month approach to underwriting and financial analysis, utilization review, benchmarking, and more
Wellness programs for overall competitiveness while staying compliant
Communications programs with tools for a multi-generational workforce
Technology solutions, including benefit administration platforms with mobile and online enrollment, digital wellness programming, and virtual education
Voluntary and specialty products, from executive benefits to health savings plans
HR consulting and compliance to help navigate complexities and mitigate risks, including a customized compliance dashboard, webinars, and the filing of Form 5500s

Choosing a Partner

When you’re facing the most pressing business challenges, maximizing your success starts with the right partner. At Risk Strategies, you get a dedicated risk management consultant and partner with in-depth industry knowledge and 25 specialty practices. As an extension of your team, we immerse ourselves in understanding your culture—and create customized and competitive solutions that are cost-conscious and attract and retain top talent! You receive:

Proactive and responsive relationship throughout the benefit life cycle built on trust, quantifiable results, and reliability
Dedicated specialty team for support, insights, and solutions that are both regional and national in scope
Advocacy from respected industry professionals with long-standing carrier relationships
Evidence-based and bold solutions that support your overarching risk management portfolio