Transportation Insurance

Success in same-day/last mile delivery requires speed and agility. Risk Strategies Transportation is a true specialist offering custom courier insurance and same-day delivery insurance coverages that can keep pace with your business needs.


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Helping Transportation Clients

The transportation industry covers a lot of ground, and with large-scale operations come large-scale risks. Risk Strategies’ Transportation practice knows the many challenges you face from driver safety to compliance and cost management. Whether you have ten drivers or 10,000, we understand these complex needs and leverage our deep expertise and exclusive carrier relationships to protect all areas of your business.

Today’s transportation and logistics industry is being disrupted on all fronts by changing customer expectations, emerging technologies and new laws and regulations. You need a team that can keep up with these ever-changing needs. Some of the top risks we work with clients on include:

  • Auto liability, including being held liable for injury and/or property damage caused by your drivers in the use of their own personal vehicles
  • Cargo loss, such as the damage, loss or theft of freight or goods in your care, custody or control
  • Work-related injuries to drivers or warehouse personnel, whether they’re classified as a W2 employee or independent contractor (IC)
  • Catastrophic liability, including potentially crippling litigation losses in the midst of rising jury verdicts and higher claim settlements
  • Labor misclassification, including navigating the evolving federal and state laws that dictate if your drivers/personnel are labeled as W2 employees or ICs

Our offerings within Risk Strategies’ Transportation practice are tailored to meet each clients’ specific needs. With solutions that cover nearly every risk, we can create a plan that protects you from the many exposures inherent to the industry.

  • Exclusive programs through A-rated carriers nationwide tailored to the needs of the same-day delivery sector, including necessities like auto, cargo, crime, general and excess liability coverage and more
  • Non-owned/hired liability coverage for exposures associated with ICs, short-term vehicle rentals/leases and freight forwarding/brokering of shipments
  • Custom cargo forms written by our principals to specifically handle the needs of the same-day/small-parcel industry
  • Catastrophic coverage through an exclusive carrier relationship that also provides excess/umbrella coverage up to certain limits of capacity
  • Work injury solutions in partnership with top workers’ compensation carriers familiar with W2 employee, IC and combined labor pool models

We don’t just sell insurance, we are an invaluable resource and teammate to have on your side. With over 30 years of experience, our group of dedicated professionals know the industry from top to bottom and have been around to navigate its evolution. This, combined with being part one of the country’s top insurance brokerage and risk management firms, give our clients:

  • Specialty focus on their industry. There are thousands of “truck insurance brokers” in the country but only a few that truly specialize and have resources available within this niche.
  • Full-service, dedicated staff and claims team well versed in the specific needs of transportation and logistics who can handle the fast, furious and complex nature of its risks.
  • Exclusive insurance programs that are holistic and tailored to fit any coverage need. No other agent in the country has access to the type of programs we can offer!
  • Trusted carrier and vendor relationships across the industry from DOT compliance to attorneys and misclassification experts. We have a roster of teammates nationwide to address any business need.
  • Big agency partner with a boutique feel. Our group gives personal, one-on-one service but is backed by a stable of other insurance experts nationwide, spanning all industries.

Bryan Ice, Director of Sales-Transportation -

Brian Jungeberg, Vice President of Transportation -

Bryan Paulozzi, Vice President of Transportation -

Understanding the Problem, When Others Can't

Case Study

Understanding the Problem, When Others Can't

Rather than operate their own fleet, many delivery companies use independent contractors to deliver the goods. Using these owner-operators, however, can cause a problem when it comes time to provide certificates of auto insurance to customers or – even more importantly – to file evidence of public (auto) liability insurance with the Federal Motor Carrier Safety Administration (FMCSA).  Most companies, even those that work within state borders, are engaged in interstate commerce, subjecting them to FMCSA licensing, regulation and oversight.

Most transportation insurance brokers and underwriters will only provide auto insurance, and the accompanying FMCSA ‘filing’ and certificates, if they’re insuring all vehicles used by the business. Putting owner-operator vehicles onto a company’s fleet insurance policy is both expensive and time-intensive. Given turnover and compensation realities, it puts a real squeeze on margins. Because we specialize in the local delivery segment of the transportation industry, Risk Strategies Transportation understands your regulatory requirements and has exclusive access to underwriters who will provide the right coverage and make the necessary filings. We get the problem and can get the coverage when traditional transportation brokers and underwriters can’t.


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Jeff Ice

Leadership Profile

Jeff Ice

National Transportation Practice Leader

A seasoned insurance professional with over 40 years on both the carrier and agent/ broker sides, Jeff joined Risk Strategies through its 2017 acquisition of courier/same day transportation specialty brokerage Brightstone Insurance Services, which he co-founded. His extensive industry experience also includes senior positions with the Chubb Group, Hartford Insurance and Oswald Companies.