Fine Art Insurance

Fine Art risk management is about more than valuations. Risk Strategies DeWitt Stern Fine Art specialists are part of your world. They understand the industry, its challenges and complications. You get custom coverage and a true partner that shares your passion, priorities and concerns.


Download Practice Flyer

Helping Fine Art Clients

Risk Strategies’ DeWitt Stern Fine Art Practice is committed to keeping the arts alive by ensuring you have the right protection for your artwork. Our entire team is deeply invested in the industry with backgrounds in the arts, therefore, we’re uniquely qualified to find the right insurance plan to fit the needs of personal and corporate collections, museums, art dealers, artist-endowed foundations, appraisal firms, fine art warehouses and all of the various coverages associated with art world clients.

Artworks are meaningful assets for everyone from artists, collectors, foundations, historians and museums, to the general public. That’s why our team of experts is dedicated to offering valuable solutions to ensure that each piece and your business is protected from any known or unknown risk, including:

  • Contract issues including loan and consignment agreements
  • Foundation asset protection including consideration for aligning insurance limits with the board’s fiduciary responsibility
  • Protecting museums’ permanent collections and incoming loans, reviewing contracts in an effort to protect the cultural heritage of the items in your care
  • Risk management and insurance considerations for the unexpected challenges of climate change, estate plans, legacy protection and more

Our team offers multinational companies, small businesses and individuals specialized solutions because we understand the importance of proper insurance and simple, hassle-free risk management.

  • Loan and consignment agreement reviews for contract requirements
  • Risk management plans for foundations and museums including catastrophe-prone locations, hazard prevention plans, and other specific assistance
  • Collaboration with colleagues to provide competitive prices for museum and foundation programs including fine art, property and casualty and more – all through one firm
  • Policy valuation that protects the specific client’s needs
  • Holistic in-house claims process
  • Artist coverage options to include the cost of restoration or reprinting, fabrication costs or other valuations tailor-made to the artists’ needs

When you’re facing the most pressing business challenges, maximizing your success starts with the right partner. At Risk Strategies, you get a dedicated risk management consultant and partner with in-depth industry knowledge and 25 specialty practices.

The Risk Strategies DeWitt Stern Fine Art practice has a combined 150 years of experience both as fine art experts and specialty insurance brokers, making us the premier partner to offer sound counsel and strategic risk management.

  • With backgrounds in fine art, we understand your risk beyond the superficial
  • We have access to experts in other areas and aren’t afraid to collaborate with colleagues to ensure we provide a well-rounded program for you
  • We’re in the business of relationship building - not only are we dedicated to understanding what’s important to you, we provide the solutions to protect against all of your unique liabilities
  • We don’t tie ourselves to one carrier since we have full access to all fine arts insurance companies, guaranteeing that we’re after the perfect coverage for the client
  • Our team has an understanding of the fine art world meaning we know how to work with the other parties involved to draft coverage that aligns with your needs while negotiating insurance provisions of any contract
Early Warning Saves Art Inventory

Case Study

Early Warning Saves Art Inventory

Before Superstorm Sandy struck, Risk Strategies’ Fine Art team warned clients in the area to store inventory safely and quickly. A dealer from Lower Manhattan away on business in Europe, forwarded the emergency email to his office staff, who spent hours moving the inventory from the basement to a safe area upstairs. After returning to the US, the dealer discovered the basement was under six feet of water. Thanks to the early warning, the dealer’s staff had moved the entire inventory out of harm’s way.

Speak to one of our representatives about our products and services.

Mary Pontillo

Leadership Profile

Mary Pontillo

National Fine Art Risk Practice Leader

Mary Pontillo manages the national Fine Art Team. She has a degree in art history and is a passionate aficionado. An acknowledged insurance expert in fine art coverages; she has created a Dealer Forum; began a Warehouse Partnership Series for underwriters and loss adjusters, and aided in developing an online-insurance program for book dealers and collectors. With Dewitt Stern since 2006, Mary joined Risk Strategies after it acquired DeWitt in 2014.