At Risk Strategies, the title ‘Consultant’ reflects our commitment to going beyond traditional brokerage. We don’t just deliver renewal pricing — we partner with our clients to solve problems, streamline coverage, and strategically manage risk. By aligning all benefits under a cohesive strategy, we help institutions reduce costs while enhancing support for students. Our strength lies in combining tailored risk management, broad carrier access, and specialized expertise with proactive, client-focused service.
Risk Strategies is ‘The Advocate’ for colleges and universities seeking comprehensive student-athlete insurance solutions. We specialize in safeguarding the wellbeing of student-athletes — vital representatives of your institution’s mission and spirit. Our team delivers best-in-class service through innovation and a CARE-driven philosophy. We offer a full spectrum of solutions, including athletic accident insurance, primary coverage for uninsured athletes, international and domestic student health plans, and specialized programs for cheer, club, and intramural sports.
Athletic Accident Insurance
As the cornerstone of an intercollegiate sports insurance program, Risk Strategies offers comprehensive athletic accident insurance coverage. This secondary insurance serves as a critical safety net, bridging the financial gap between a student-athlete’s primary insurance and the total costs associated with medical care following a sports-related injury.
Catastrophic Insurance
When a serious injury occurs, the student-athlete, their family, and the institution face a complex and emotional journey. Risk Strategies is uniquely positioned to help colleges and universities design and implement a catastrophic insurance program. Our tailored approach ensures that student-athletes receive the necessary care while mitigating the financial impact on both the family and the institution.
Accident Plans for Uninsured Student-Athletes
The best way to reduce expenses associated with an athletic accident insurance program is to maximize student-athlete primary health insurance. Risk Strategies can design and tailor custom accident plans for student-athletes who do not have insurance to cover athletic-related injuries.
StudentCare Plus
StudentCare Plus is an innovative and cost-effective care and wellbeing solution designed to address the challenges faced by students in obtaining comprehensive health coverage. This program offers a wide range of benefits, including accident insurance, dental and vision programs, behavioral health and telehealth services — all at an affordable price point.
Student Accident Programs
Risk Strategies provides tailored accident insurance programs to protect students from unexpected medical expenses due to accidents on and off campus.
International Student Insurance Coverage
International student-athletes are not only a very important segment of the college and university community, they also have unique insurance needs. At Risk Strategies, we design customized, cost-effective insurance programs tailored to meet the unique needs of your international students, ensuring compliance and affordability, including coverage for athletic-related accidents.
Review International Plans and Enroll in Coverage
Domestic Short-Term Medical
Most colleges and universities require domestic student-athletes to maintain primary health insurance coverage that includes benefits for athletic-related injuries before being allowed to participate in intercollegiate athletics.
Review Domestic Plans and Enroll in Coverage
Primary Insurance Verification
How can you confirm a student-athlete’s insurance card is active and valid? Risk Strategies streamlines the process with our Primary Insurance Verification service. Submit a spreadsheet containing your student-athletes’ insurance details, and we’ll promptly deliver precise, reliable verification results, ensuring your institution’s confidence in coverage.
Expanded Activities Insurance
Risk Strategies’ Expanded Activities Insurance bridges potential gaps that exist for cheerleaders, dance/pom teams, and band members during a broader range of school-related events — such as competitions, camps, clinics, pep rallies, fundraisers, or student recruitment functions — where standard athletic insurance may not apply.
Club Sports and Intramural Accident Insurance
Risk Strategies has over 35 years of experience providing exclusive programs for club and intramural activities. In addition to a specialty program for the NIRSA organization, we also have individual programs that can be tailored to meet other risk exposures. Risk Strategies understands that success lies in the unique details and nuances of this coverage.
Prospective Student Athlete (PSA)
NCAA product that covers prospective student-athletes on a campus visit. Coverage is provided during activities/events authorized by, organized by, or directly supervised by an official representative of the policyholder.
Champion Concussion Care
This innovative program helps athletic organizations protect injured youth athletes by covering some of the examination costs for concussions that may not be otherwise covered.
Camp Accident Coverage
Camp Accident coverage is there to help cover medical costs should an accident occur at camp. These policies provide peace of mind to the parents.
Behavioral Health & Telehealth Solutions
The demand for behavioral health resources for students and student-athletes continues to skyrocket. To meet this demand, Risk Strategies has created AcademicLiveCare (ALC) — designed specifically for college and university students. Programs can be designed for all students or just student-athletes.
Domestic & International Travel
When the unexpected occurs, you and your travel party want immediate assistance and valuable insurance coverage to help defray the cost of medical care and other emergency services abroad.
