Private Client

Business, family, travel, philanthropic and leisure pursuits; your world is multifaceted and your time precious. From art and jewelry, aircraft to yachts, custom homes to vineyards, safeguarding all you’ve gained and reducing possible liability exposures is a complex undertaking.

Risk Strategies Company’s Private Client Group takes a personal approach to simplifying the complexity of protecting your family, assets and activities. A comprehensive review of hard assets and possible liabilities begins to outline your risk exposure. Carefully focused questions fill in the details needed to craft a custom insurance program, For instance:

  • Do you take your rare or exotic car onto a race track for instruction, lap time or car-to-car competition?
  • Do you race your sail boat at your yacht club or in other sanctioned events?
  • Are your homes and support buildings appraised for rebuild replacement value on a regular basis?
  • Do you have the correct contractual language to transfer liability from a contractor or vendor doing work in your home or on your property?
  • Is your staff’s worker's compensation plan in compliance with state law?
  • Has a cyber and identity theft vulnerability assessment been professionally done?

Licensed in all states and experienced with multi-state and multi-country portfolios, Risk Strategies Company offers the reach and resources of a top-ranked national insurance brokerage without the impersonal, cookie-cutter approach offered by behemoth firms. Have a question or a loss over a holiday weekend and you’ll know the name of the person to call and can trust they will be there for you.

Specific Coverages Offered

With access to all major insurance carriers, Risk Strategies Company selects and customizes the most appropriate policy coverages for its clients. We are licensed in all states and regularly work with multi-state and multi-country portfolios.  Risks we address include but are not limited to:  

Homes

  • Homeowners for Primary and Secondary Residences
  • Dwelling Fire Policies for Tenant Occupied Structures
  • Foreign Properties 
  • Earthquake and Flood
  • Farm and Ranch Policies 

Transportation and Recreation

  • Personal Auto Policies 
  • Collector Cars
  • Recreational Vehicles
  • Yacht and Watercraft Policies
  • Aviation Policies for Fixed Wing and Rotorcraft 

Liability and Personal Risk

  • Directors’ and Officers’ Exposures
  • Employment Practices (Wrongful Termination, Sexual Harassment and Discrimination)
  • Kidnap and Ransom
  • Personal Umbrella Protection with limits to $100 million
  • Identity Theft and restoration services
  • Medical Evacuation
  • Life insurance

Other Specialized Coverages 

  • Valuable Articles Policies for Jewelry, Fine Arts, Collectibles, and Wine
  • Family Office and Commercial Policies
  • Winery and Vineyard Exposures
  • Equestrian Policies
  • Workers’ Compensation and Benefits for Domestic Help