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Recent Posts
Employee Benefits
2 min read
Upcoming Changes to New York City Safe and Sick Leave & Scheduling Laws
Summary: Beginning February 22, 2026, New York City’s Earned Safe and Sick Time Act (ESSTA) and the Temporary Schedule Change Act (TSCA) will be updated as a result of recent amendments to both laws by the New York City Council. Both the ESSTA and ...
Employee Benefits
2 min read
IRS Releases One Big Beautiful Bill Act (OBBBA) Guidance on HSAs
Summary: On December 9, 2025, the Internal Revenue Service (IRS) released Notice 2026-05 ("Notice") providing clarifying guidance regarding certain Health Savings Account (HSA) expansion provisions in the One Big Beautiful Bill Act (OBBBA), signed ...
Risk Management Services
2 min read
Systemic Risk in 2025: Key Lessons for Stronger Organizational Resilience
Throughout 2025, the Future of Risk series demonstrated that the era of systemic risk has arrived, and the days of treating risks as isolated incidents are over.
Financial & Wealth Services
2 min read
2026 IRS Catch-Up Contribution Rules: What Employers Need to Know
The Internal Revenue Service (IRS) has released its Final Regulations for significant changes to retirement plan catch-up contributions, as mandated by the SECURE 2.0 Act. These updates introduce a mandatory Roth treatment for high-earning ...
Private Client
2 min read
Travel Insurance Guide for Luxury and Adventure Trips
Luxury and adventure travelers are going farther, staying longer, and choosing experiences where the nearest hospital — or even a paved road — may be hours away. When you’re investing in milestone or adventure travel, the right protection becomes ...
Employee Benefits
2 min read
CMS Proposes Two Significant Medicare Part D Creditable Coverage Changes for 2027
Summary: On November 28, 2025, the Centers for Medicare and Medicaid Services (CMS), the federal agency governing Medicare, released a proposed rule for 2027 impacting the Medicare Part D prescription drug benefit program ("proposed rule"). ...
Reinsurance
2 min read
Aggregate Stop-Loss Reinsurance for Specialty Care Carveouts
Specialty care now drives the majority of U.S. healthcare costs. In 2023, patients in six key specialties — orthopedics, oncology, cardiology, women’s health, behavioral health and nephrology — 68% of commercial and Medicare spending and 38% of ...
Wildfires
2 min read