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Financial & Wealth Services 2 min read

2026 IRS Catch-Up Contribution Rules: What Employers Need to Know

The Internal Revenue Service (IRS) has released its Final Regulations for significant changes to retirement plan catch-up contributions, as mandated by the SECURE 2.0 Act. These updates introduce a mandatory Roth treatment for high-earning ...

Private Client 2 min read

Travel Insurance Guide for Luxury and Adventure Trips

Luxury and adventure travelers are going farther, staying longer, and choosing experiences where the nearest hospital — or even a paved road — may be hours away. When you’re investing in milestone or adventure travel, the right protection becomes ...

Employee Benefits 2 min read

CMS Proposes Two Significant Medicare Part D Creditable Coverage Changes for 2027

Summary: On November 28, 2025, the Centers for Medicare and Medicaid Services (CMS), the federal agency governing Medicare, released a proposed rule for 2027 impacting the Medicare Part D prescription drug benefit program ("proposed rule"). ...

Reinsurance 2 min read

Aggregate Stop-Loss Reinsurance for Specialty Care Carveouts

Specialty care now drives the majority of U.S. healthcare costs. In 2023, patients in six key specialties — orthopedics, oncology, cardiology, women’s health, behavioral health and nephrology — 68% of commercial and Medicare spending and 38% of ...

Wildfires 2 min read

Wildfire and Smoke Taint Risks for Wineries: Technology and Strategies for Vineyard and Vintage Protection

Picture your grapes, nearly ready for harvest, suddenly blanketed in smoke drifting in from miles away. The threat goes far beyond flames, smoke taint can ruin an entire vintage year and disrupt contracts with distributors, hospitality groups, and ...

Casualty 2 min read

Social Media Posts Can Affect Your Insurance Rates

Editor's Note: This article about social media and insurance underwriting recently appeared in the Oregon Restaurant and Lodging Association’s blog. Reprinted with permission, this piece includes helpful tips for hospitality, entertainment and other ...

Employee Benefits 2 min read

Reporting Employer-Sponsored Health Coverage on 2025 Form W-2

The February 2, 2026[1] deadline to file (and furnish to employees) 2025 Forms W-2s, Wage and Tax Statements, is quickly approaching.

Executive Benefits 2 min read

How Top Companies Use Non-Qualified Plans to Attract Elite Talent

In the persistent competition for executive talent, standard compensation packages often fall short. To gain a competitive edge, leading organizations are increasingly leveraging Non-Qualified Deferred Compensation (NQDC) plans. These specialized ...

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