Executive Liability

Your suit is well tailored. Is your liability coverage?

Every decision made by directors can carry the risk of litigation. That's why having the right protection is smart business.

Helping Executive Liability Clients

The worst time to learn what your policy language really means, is when you have a claim. We decode the fine print to ensure that the right words get you the best coverage.

Related Products & Services

  • Employment Practices Liability
  • Financial Institution Bond
  • Financial Institutions Errors & Omissions Liability
  • General Partnership Liability

An informal regulatory investigation can wreak havoc on your firm’s balance sheet while taking management’s eye off the ball.  Keep the numbers in line with the right regulatory coverage.

Related Products & Services

  • Directors & Officers Liability (D&O)
  • Fiduciary Liability

From cyber extortion and white-collar crime to kidnapping and ransom, being an executive is risky business. We know what makes you a target. We protect you from people who want to take a shot.

Related Products & Services

  • Cyber Risk Consulting
  • Kidnap & Ransom Insurance
  • Crime Insurance


Solving A $5 Million Problem

Our Executive Liability team was engaged by one of our West Coast offices to assist a large financial institution unhappy with its existing broker’s executive liability service. After digging into the client’s policy terms, the team discovered a serious weakness. The previous broker advised that the client had coverage when it came to informal SEC investigations. A careful analysis of the policy language showed this wasn’t true.

Information requests and management interviews wouldn't trigger coverage; a distinction that could leave the insured client with a potential $5 million problem. Our team understands that important problems are often shaded in the fine print. We dig deeper and negotiate the appropriate contract language that ensures our clients have proper coverage for real-world issues, like informal investigations.  


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Leadership Profile

John S. Morahan

Senior Vice President/Co-Leader, National Executive Liability Practice

John co-founded Risk Strategies National Executive Liability Practice more than ten years ago. A specialist in high-level Executive Liability problem solving with a particular emphasis on contract analysis, program structure and performance of policies, he has 20-plus years of industry experience including positions with Aon Financial Services Group, Frank B. Hall & Co., and Alexander & Alexander, Inc.

Leadership Profile

Iyan G. Alfredson

Senior Vice President/Co-Leader, National Executive Liability Practice

Iyan co-founded Risk Strategies’ National Executive Liability Practice. Iyan has more than 20 years' experience in executive liability broking and risk management, including prior positions at Aon Financial Services Group and Great American Insurance Companies. His specialized areas of focus include D&O, EPL, Fiduciary and E&O for Financial Institutions.