Commercial Auto Insurance

Commercial Truck Insurance

On the highway or at the loading dock, commercial auto insurance and commercial truck insurance protects you and your employees against costly auto liabilities. But every business has unique needs and not all policies are equal. That’s why you need Risk Strategies. We dissect your risk and find the most competitive deductible and coverage limits. From repairs and replacement costs to medical bills and liability, we’ve got you covered.

Commercial Auto

Non-Owned & Hired Auto Insurance

In a 24/7 delivery world, where work and personal can blur, Non-Owned & Hired Auto Liability insurance is a critical piece of your courier insurance plan. Sometimes included in a commercial auto insurance policy, but often written as a standalone policy, this coverage provides company protection for accidents caused by owner operators or employee drivers using their personal vehicles for deliveries on your behalf.

Professional & General Liability Insurance

You’ve built your business from the ground up. Safeguard that hard work against outside claims and protect your physical assets to ensure its continued success with a courier insurance package covering all your commercial liabilities. Whether packaged together in a Business Owners Policy (BOP) or purchased separately, General Liability and Property coverage is a valuable asset in your coverage portfolio.

Risk Strategies helps you select the best professional and general liability insurance package to cover your commercial liabilities.

Umbrella (Excess) Liability Insurance

If disaster strikes, umbrella policies keep your savings intact while satisfying your financial obligations. They extend the coverage limits of liability insurance policies such as home insurance and auto insurance by providing $1 million or more in additional coverage, beyond your standard delivery insurance.

Umbrella insurance also provides protection for situations excluded by other policies, such as an accusation of slander or libel, extending the reach of your business’ various liability policies.

Cargo & Bonding Insurance

Working with only top-rated insurers, Risk Strategies helps logistics companies deliver custom courier insurance products with the least amount of hassle and the greatest return. Theft by an employee is specifically excluded under property and other insurance coverage, which is why you need a dishonesty bond. We work with clients to make sure dishonest acts by an employee, independent contractor or owner-operator are covered.

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