Casualty Insurance

Risk Strategies Casualty Practice specialists provide custom coverage for your evolving risks, experienced claims and loss control specialists, and risk management advisors working daily to protect your business.


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Helping Casualty clients

Our casualty practice specializes in a broad range of insurance products, including workers’ compensation, general and product liability, automobile and excess liability, product recall, captives and alternative risk solutions. We work with middle-market to Fortune 100 companies to help identify trends and potential liabilities, and offer solutions to mitigate risks, prevent loss and reduce the overall cost of risk.

Whether it’s protecting basic business operations through workers’ compensation or crafting policy wording for complex liability exposures, our team of specialists knows the issues that arise when negotiating contracts with carriers. Our long-standing presence in the market gives us the access and expertise to insure your business from costly casualty exposures.

Vulnerabilities for any organization are fluid. The insurance marketplace is constantly adjusting to the shifting landscape of claims, litigation, legislation, workplace trends and current events. The impact of the COVID-19 pandemic alone is raising countless unknowns in how carriers will pay out claims and how much capacity they’ll have to write coverage in the future.

Our specialty industry focus allows us to better quantify and mitigate risks that affect casualty programs. Among today’s biggest challenges are:

  • Rising liability premiums and lower capacity in the hardening market
  • Increased frequency and severity of auto claims
  • Historically large settlements due to social inflation
  • Repercussions of COVID-19 on workers’ compensation
  • Communicable disease exclusions in policies going forward
  • Addressing the dynamics of construction, particularly residential and New York issues
  • Managing the complexities of products liability arising out of new technologies or foreign suppliers

Each insurance program in the casualty practice is tailored to meet the needs and nuances of the particular industry it’s designed for. We offer solutions for clients in nearly every industry: manufacturing, life sciences, real estate, construction, transportation, higher education, health care, and many others. Our offerings range from primary and excess casualty programs to captives and alternative risk financing. We provide:

  • Detailed analytics to determine the most appropriate program structure based on exposures, claim experience and company financials
  • Alignment with the claims and loss control teams to identify and reduce the potential for future claims
  • Specific solutions by industry
  • Detailed benchmarking of program information
  • In-house third-party claim administrators with an industry-leading risk and information

When you’re facing the most pressing business challenges, maximizing your success starts with the right partner. At Risk Strategies, you get a dedicated risk management consultant and partner with in-depth industry knowledge and 25 specialty practices. We have the scale and fully integrated offices on both coasts to service the most complex global entertainment risks around the clock. We are dedicated industry specialists driving innovative insurance program structures, designs and implementation. Each client’s team includes experts from entertainment-specific risks including corporate, production and personal exposures.

  • Unparalleled claims advocacy from a team that was and continues to be front and center in the face of pandemic challenges
  • Fast access around the clock – we provide accurate answers quickly to pressing questions
  • Intellectual bench strength – our team has deeper knowledge from our experience than any other firm
  • Access to all entertainment and media carriers
  • Extensive and up-to-date knowledge of all entertainment insurance products, terms and conditions

Mike Vitulli, National Casualty Practice Leader -

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