Summary: New Jersey recently announced its Temporary Disability Insurance (NJ TDI) and Family Leave Insurance (NJ FLI) program rates for 2026.
The employee contribution rate for both NJ TDI and FLI will decrease in 2026, while the employer contribution for NJ TDI remains the same as prior years. As a reminder, employers do not contribute to NJ FLI.
Read on for more information.
See below for a NJ TDI reference chart with the 2026 information, along with recent historical information:
|
Year |
Maximum Benefit Amount |
Employer Contribution Rate |
Employee Contribution Rate |
Maximum Employee Contribution |
Maximum Taxable Wage Base (Employers) |
Maximum Taxable Wage Base (Employees) |
|---|---|---|---|---|---|---|
|
2026 |
$1,199 |
0.5% |
0.19% |
$325.09 |
$44,800 |
$171,100 |
|
2025 |
$1,081 |
0.5% |
0.23% |
$380.42 |
$43,300 |
$165,400 |
|
2024 |
$1,055 |
0.5% |
0% |
$0.00 |
$42,300 |
$161,400 |
|
2023 |
$1,025 |
0.5% |
0% |
$0.00 |
$41,100 |
$156,800 |
See below for a NJ FLI reference chart with the 2026 information, along with recent historical information:
|
Year |
Maximum Benefit Amount |
Employer Contribution Rate |
Employee Contribution Rate |
Maximum Employee Contribution |
Maximum Taxable Wage Base (Employers) |
Maximum Taxable Wage Base (Employees) |
|---|---|---|---|---|---|---|
|
2026 |
$1,199 |
0% |
0.23% |
$393.53 |
Not applicable |
$171,100 |
|
2025 |
$1,081 |
0% |
0.33% |
$545.82 |
Not applicable |
$165,400 |
|
2024 |
$1,055 |
0% |
0.09% |
$145.26 |
Not applicable |
$161,400 |
|
2023 |
$1,025 |
0% |
0.06% |
$94.08 |
Not applicable |
$156,800 |
NJ TDI provides income replacement cash benefits for up to 26 weeks to employees who cannot work due to pregnancy, childbirth recovery, or a serious physical or mental health condition or other disability unrelated to their job.
NJ FLI provides income replacement cash benefits for workers for up to 12 weeks to bond with a new child (including adopted and foster children), care for a family member with a serious physical or mental health condition, or to handle certain matters related to domestic or sexual violence.
NJ FLI Family Member Definition
The definition of “family member” under NJ FLI is defined broadly and includes the following individuals:
NJ FLI can be taken continuously or intermittently. Intermittent NJ FLI benefits may be received for up to 56 individual days (8 weeks) in a 12-month period.
NJ FLI is funded completely by employee payroll deductions.
NJ TDI and NJ FLI claimants are paid 85% of their average weekly wage, up to the maximum weekly benefit rate set for that calendar year, which is $1,199 for 2026.
Both NJ TDI and NJ FLI do not provide job protection to employees. However, employees may be protected under other federal and state laws, including the federal Family and Medical Leave Act (FMLA) and/or the New Jersey Family Leave Act.
Additionally, if employers retaliate against an employee for taking, or seeking to take, NJ TDI and NJ FLI benefits, the employee has the right to take private legal action.
Employers may participate in the NJ TDI and NJ FLI state plan or choose a private plan offered by an insurance company. All private plans must be approved by the NJ Division of Temporary Disability Insurance, Private Plan Compliance Section, and must offer at least the same benefit amounts, eligibility requirements, and duration of payments as the state plan.
Private plans offered through an insurance carrier for NJ TDI and NJ FLI can provide employers with flexibility and ease for claims administration as well as seamless integration with existing short-term disability and long-term disability policies.
Employers with New Jersey-based employees are advised to take the following steps in advance of January 1, 2026: