Skip Navigation
  • Careers
  • Report a Claim
  • Clients
  • Contact Us
  • Employees
Risk Strategies Logo
  • Industries

    • Architects & Engineers
    • Aviation
    • Cannabis
    • Construction
    • Education
    • Entertainment
    • Financial Services
    • Fine Art
    • Healthcare
    • Law Firms
    • Marine & Yacht
    • Nonprofit & Human Services
    • Private Equity
    • Public Sector
    • Real Estate
    • Relocation
    • Transportation
    • Waste & Recycling
  • Solutions

      • Captives
      • Casualty
      • Cyber
      • Environmental
      • International Liability
      • Management Liability
      • Property
      • Surety
      • Employee Benefits Overview
      • Benefit Administration and Technology
      • Benefits Compliance Support
      • Data & Analytics
      • Human Capital Management
      • International Benefits
      • Absence Management & Ancillary Programs
      • Voluntary & Lifestyle Benefits
      • Financial & Wealth Overview
      • Life Insurance
      • Private Client Services Overview
      • Homeowners
      • Collections
      • Umbrella & Excess Liability
      • Auto
      • Boat & Yacht
      • Family Office
      • Specialty Coverages
    • Reinsurance
      • Risk Management Services Overview
      • Analytics
      • Claims Management & Advocacy
      • Loss Control
      • Safety Consulting Services
  • Consulting

    • Consulting Overview
    • Actuarial Services
    • Healthcare Claim Audit Services
    • Health and Welfare
    • Mergers and Acquisitions
    • Pharmacy
    • Retirement Benefits
  • News and Insights

    • All Insights
    • Blog
    • Emergency Resource Centers
    • Employee Benefits Compliance Center
    • Events
    • Media Coverage
    • State of the Market Reports
    • Press Releases
  • Company

    • About Us
    • Careers
    • Culture and Values
    • Diversity, Equity, and Inclusion
    • Environmental, Social, & Governance
    • General Terms of Business
    • Leaders
    • Local Expertise
    • Mergers & Acquisitions
    • Recognition & Awards
    • Risk Strategies Charitable Foundation
    • Transparency and Disclosures
  • Join Us
    • Careers
    • Mergers & Acquisitions
  • Industries
    • Architects & Engineers
    • Aviation
      • Aviation Business Insurance - Manned Risk
      • Non-Owned Aviation
      • Unmanned Aerial System and Drones
    • Cannabis
    • Construction
      • Alternative Solutions
      • Financing & Pre-Construction
      • Insurance Solutions
      • Risk Management
      • Surety
    • Education
      • Employee Benefits for Education
      • Property, Casualty & Liability for Education
      • Student Health & Wellness
    • Entertainment
      • Film & Television
      • Advertising Wrap-Ups
      • Event Cancellation & Non-Appearance
      • Music & Touring
      • Theatrical Production & Live Performance 
    • Financial Services
      • Asset Managers
      • Banks & Non-Bank Lending
      • Collections
      • Consumer Financial Services
      • Financial Tech
      • Insurance Companies
    • Fine Art
      • Artists
      • Artist Endowed Foundations
      • Auction Houses
      • Fine Art Packers / Shippers / Warehouses
      • Galleries
      • Museums
      • Private Art Dealers / Advisors
      • Private Collectors
    • Healthcare
      • Employee Benefits - Healthcare
      • Managed Care / Stop Loss
      • Medical Malpractice
      • Property & Casualty - Healthcare
      • Reinsurance
    • Law Firms
    • Marine & Yacht
      • Boat & Yacht For Individuals
      • Classic Yachts
      • Commercial & Recreational Marine Businesses
        • Marine Businesses
        • Sailing Organizations - Burgee Program
      • High Performance Boats
      • Jackline Program for Cruising Yachts
      • Mega Yachts
      • One-Design Insurance Program
      • Travel Medical & Trip Insurance
    • Nonprofit & Human Services
    • Private Equity
    • Public Sector
    • Real Estate
      • Commercial
      • Community Associations
      • Hospitality
      • Residential / Habitational
      • REITs
      • Retail
      • Specialty Programs
    • Relocation
      • Domestic Household Goods
      • Expat Renters & Living Insurance
      • Relocation Claims Service
      • International Household Goods
      • Supplemental Movers Coverage
      • Temporary Living Insurance
      • Vacant Home
    • Transportation
      • Business Auto Insurance
      • Last Mile Delivery
      • Forwarding & Brokering
      • Workers' Compensation
    • Waste & Recycling
  • Solutions
    • Business Insurance
      • Captives
      • Casualty
        • Analytics
        • Auto Liability & Physical Damage
        • Captives & Alternative Risk Financing
        • Claims Advocacy & Loss Control
        • Excess Liability
        • General Liability
        • Product Recall
        • Workers' Compensation
      • Cyber
        • Cyber Resolute
        • Cyber Risk Assessment and Analytics
        • Cyber Risk Response & Claims Advocacy
      • Environmental
        • Contractors Pollution Liability
        • Environmental Excess
        • Environmental Liability Transfer
        • Environmental Liability - Healthcare
        • Environmental Liability - Higher Education
        • Pollution Legal Liability
        • Environmental Liability - Private Equity
        • Professional Environmental Liability Insurance
        • Real Estate Development
        • Remediation Cost Cap
        • Secured Creditor Protection for Lenders
        • Underground Storage Tanks
      • International Liability
      • Management Liability
        • Management Liability - Entertainment
        • Management Liability - Financial Institutions
        • Management Liability - Healthcare
        • Management Liability - Real Estate
      • Property
        • Builder's Risk
        • Property Claims Services
        • Inland Transit and Ocean Cargo
        • Natural Hazard Catastrophe Modeling
        • Political Violence and Terrorism
        • Property Damage & Business Interruptions Valuations
        • Property Loss Prevention and Control
      • Surety
    • Employee Benefits
      • Employee Benefits Overview
      • Benefit Administration and Technology
      • Benefits Compliance Support
      • Data & Analytics
      • Human Capital Management
      • International Benefits
      • Absence Management & Ancillary Programs
      • Voluntary & Lifestyle Benefits
    • Financial & Wealth
      • Financial & Wealth Overview
      • Life Insurance
    • Private Client Services
      • Private Client Services Overview
      • Homeowners
      • Collections
      • Umbrella & Excess Liability
      • Auto
      • Boat & Yacht
      • Family Office
      • Specialty Coverages
    • Reinsurance
    • Risk Management Services
      • Risk Management Services Overview
      • Analytics
      • Claims Management & Advocacy
      • Loss Control
      • Safety Consulting Services
  • Consulting
    • Consulting Overview
    • Actuarial Services
    • Healthcare Claim Audit Services
    • Health and Welfare
    • Mergers and Acquisitions
    • Pharmacy
    • Retirement Benefits
  • News and Insights
    • All Insights
    • Blog
    • Emergency Resource Centers
      • Cybersecurity
      • Earthquake
      • Hurricane
      • Pandemic
      • Riot & Civil Unrest
      • Severe Storms
      • Violence & Active Shooter
      • Wildfire
      • Winter Weather
    • Employee Benefits Compliance Center
    • Events
    • Media Coverage
    • State of the Market Reports
    • Press Releases
  • Company
    • About Us
    • Careers
    • Culture and Values
    • Diversity, Equity, and Inclusion
      • BeHEARD Series
      • DE&I Structure
      • Employee Resource Groups
    • Environmental, Social, & Governance
    • General Terms of Business
    • Leaders
    • Local Expertise
    • Mergers & Acquisitions
    • Recognition & Awards
    • Risk Strategies Charitable Foundation
    • Transparency and Disclosures
      • General Terms of Business
      • Conflict of Interest Policy
      • Compensation Disclosure
      • Enterprise Risk Management
  • Join Us
    • Careers
      • Benefits & Wellness
      • Investing in Growth & Leadership
      • Life at Risk Strategies
      • Next Steps
    • Mergers & Acquisitions
      • Partnership Benefits
      • Why Join Us?
      • Onboarding & Integration
  • Careers
  • Report a Claim
  • Clients
  • Contact Us
  • Employees

You are about to leave Risk Strategies website and view the content of an external website.

You are leaving risk-strategies.com

By accessing this link, you will be leaving Risk Strategies website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Risk Strategies website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Risk Strategies.

OK
  • News & Insights
  • Employee Benefits Compliance Blog
December 28, 2021

EEOC Releases Updated Guidance Relating to COVID as a Disability

Employee Benefits
3 min read
Erica Honig, J.D., Compliance Director, Employee Benefits
  • Facebook
  • Twitter
  • LinkedIn
  • Email
EEOC Releases Updated Guidance Relating to COVID as a Disability

On December 14, 2021, the U.S. Equal Employment Opportunity Commission (EEOC) updated its existing COVID-19 guidance by adding a new FAQ section titled “COVID-19 and the Definition of “Disability” Under the ADA/Rehabilitation Act.” These new FAQs focus broadly on COVID-19 in the context of ADA employment protections and the impact for employers under the law.

As a quick refresher, the ADA’s three-part definition of disability applies to COVID-19 in the same manner as any other medical condition, which include:

  • “Actual” disability:  physical or mental impairment that substantially limits a major life activity (such as walking, talking, seeing, hearing, or learning, or operation of a major bodily function);

  • “Record of” a disability:  history or “record of” an actual disability (such as cancer that is in remission); or

  • “Regarded as” an individual with a disability:  subject to an adverse action because of an individual’s impairment or an impairment the employer believes the individual has, whether or not the impairment limits or is perceived to limit a major life activity, unless the impairment is objectively both transitory (lasting or expected to last six months or less) and minor.

The ADA uses a case-by-case, individualized assessment approach to determine if an employee with COVID-19 satisfies any one of the three “disability” definitions listed above. Individuals must meet either the “actual” or “record of” definitions of disability to be eligible for a reasonable accommodation under the ADA.

Examples within the guidance that would not be considered an “actual” disability under the ADA include an individual diagnosed with COVID-19 who is asymptomatic or one with mild symptoms similar to those of a common cold or flu, which fully resolve within several weeks with no further symptoms or effects. On the other hand, the guidance provides several examples of COVID-19-related complications, which can last for several months (even intermittently), and substantially limit an individual’s neurological, respiratory, cardiovascular, circulatory and/or gastrointestinal functions, that all may constitute an “actual” disability under the ADA.

The guidance also clarifies that a COVID-19 diagnosis could cause a new condition or worsen a pre-existing condition that was not previously substantially limiting but now is, such as a heart condition worsened by COVID that substantially limits an individual’s circulatory function. Examples of conditions that are caused and attributed to COVID include the development of heart inflammation, acute ischemic stroke or diabetes. These conditions may all constitute a disability under the ADA.

The FAQs also explain the risks of certain adverse employment actions, which may violate the ADA even if an individual only had COVID-19 in the past (“record of” disability) or is mistakenly believed to have COVID-19 (“regarded as” having a disability).

Finally, employers should be mindful that the ADA’s requirements about disability-related inquiries and medical exams, medical confidentiality, retaliation, and interference apply to all applicants and employees, regardless of whether they have an ADA disability.

This updated EEOC guidance should be considered as employers continue to develop policies with respect to employees’ vaccination status and COVID-19 testing.

The contents of this article are for general informational purposes only and Risk Strategies Company makes no representation or warranty of any kind, express or implied, regarding the accuracy or completeness of any information contained herein. Any recommendations contained herein are intended to provide insight based on currently available information for consideration and should be vetted against applicable legal and business needs before application to a specific client. 

Related Posts

See all posts

Employee Benefits 7 min read IRS Releases ACA Affordability Rate... August 05, 2022
Employee Benefits 6 min read Federal Agencies Release New Contra... August 05, 2022

Subscribe via Email

Risk Strategies Logo
  • Report a Claim
  • Clients
  • Contact
  • Employees
  • Terms of Use
  • Cookie Policy
  • Privacy Policy
  • Accessibility
  • Health Plan Transparency Compliance
©2023 Risk Strategies. All rights reserved.

Connect with Us

  • LinkedIn
  • Twitter
  • Instagram
  • Facebook