--- title: Blog | Employee Benefits (3) description: Employee Benefits | Discover expert insights on risk management and insurance topics at Risk Strategies blog. Dive into our articles to stay informed and empowered. (3) image: https://www.risk-strategies.com/hubfs/Social%20Share%20Graphic-Blogs.png --- - Industries Back to Main [ Industries ](https://www.risk-strategies.com/industries) - [ Agriculture ](https://www.risk-strategies.com/industries/agriculture/) - [ Architects & Engineers ](https://www.risk-strategies.com/industries/architects-engineers) - Aviation Back to Aviation [ Aviation ](https://www.risk-strategies.com/industries/aviation) - [ Aviation Business Insurance - Manned Risk ](https://www.risk-strategies.com/industries/aviation/aviation-business-insurance) - [ Non-Owned Aviation ](https://www.risk-strategies.com/industries/aviation/non-owned-aviation) - [ Unmanned Aerial System and Drones ](https://www.risk-strategies.com/industries/aviation/unmanned-aerial-system-and-drone) - [ Cannabis ](https://www.risk-strategies.com/industries/cannabis) - Construction Back to Construction [ Construction ](https://www.risk-strategies.com/industries/construction) - [ Alternative Solutions ](https://www.risk-strategies.com/construction/alternative-solutions) - [ Financing & Pre-Construction ](https://www.risk-strategies.com/construction/financing-and-pre-construction) - [ Insurance Solutions ](https://www.risk-strategies.com/construction/insurance-solutions) - [ Risk Management ](https://www.risk-strategies.com/construction/risk-management) - [ Surety ](https://www.risk-strategies.com/construction/surety) - Dental Back to Dental [ Dental ](https://www.risk-strategies.com/dental) - [ Insurance for Dental Professionals ](https://www.risk-strategies.com/dental) - [ Dental Malpractice Insurance ](https://www.risk-strategies.com/dental-malpractice-insurance) - [ BOP Insurance - Dental Practices & DSOs ](https://www.risk-strategies.com/bop-insurance-dentists-dsos) - [ Dental School Graduates ](https://www.risk-strategies.com/malpractice-insurance-dental-school-graduates-new-dentists) - [ Dental Associates & Hygienists ](https://www.risk-strategies.com/malpractice-insurance-dental-associates-hygienists) - [ Dental Practice Owners ](https://www.risk-strategies.com/liability-insurance-dental-practice-owners) - [ Dental Service Organizations (DSOs) ](https://www.risk-strategies.com/dental-service-organizations-insurance) - Education Back to Education [ Education ](https://www.risk-strategies.com/industries/education/) - [ Employee Benefits for Education ](https://www.risk-strategies.com/industries/education/employee-benefits) - [ Property, Casualty & Liability for Education ](https://www.risk-strategies.com/industries/education/property-casualty-liability-risk-management) - Student Health & Wellness Back to Student Health & Wellness [ Student Health & Wellness ](https://www.risk-strategies.com/industries/education/student-health) - [ Student Health Brokerage and Consulting ](https://www.risk-strategies.com/industries/education/student-health-wellness-brokerage-consulting-services) - [ Student Health Plan Administration ](https://www.risk-strategies.com/industries/education/student-health-wellness-plan-administration) - [ Student Health Insurance Plans ](https://www.risk-strategies.com/industries/education/student-health-insurance) - [ Solutions for Student Athletes ](https://www.risk-strategies.com/industries/education/student-athletes) - [ Student Health & Wellness Tools ](https://www.risk-strategies.com/industries/education/student-health-wellness-tools-and-programs) - [ Special Risk Insurance ](https://www.risk-strategies.com/industries/education/special-risk-insurance-for-college-students) - Entertainment Back to Entertainment [ Entertainment ](https://www.risk-strategies.com/industries/entertainment/) - [ Film & Television ](https://www.risk-strategies.com/industries/entertainment/film-television) - [ Advertising Production Wrap Ups ](https://www.risk-strategies.com/industries/entertainment/advertising-production-wrap-ups) - [ Advertising/PR ](https://www.risk-strategies.com/industries/entertainment/media-advertising-pr) - [ Event Cancellation & Non-Appearance ](https://www.risk-strategies.com/industries/entertainment/event-cancellation-and-non-appearance) - [ Music & Touring ](https://www.risk-strategies.com/industries/entertainment/music) - [ Theatrical Production & Live Performance  ](https://www.risk-strategies.com/industries/entertainment/theatre-plays) - [ Venue Insurance ](https://www.risk-strategies.com/industries/entertainment/venue-insurance) - Financial Services Back to Financial Services [ Financial Services ](https://www.risk-strategies.com/industries/financial-services/) - [ Asset Managers ](https://www.risk-strategies.com/industries/financial-services/asset-managers) - [ Banks & Non-Bank Lending ](https://www.risk-strategies.com/industries/financial-services/banks-and-non-bank-lending) - [ Collections ](https://www.risk-strategies.com/industries/financial-services/collections) - [ Consumer Financial Services ](https://www.risk-strategies.com/industries/financial-services/consumer-financial-services) - [ Financial Tech ](https://www.risk-strategies.com/industries/financial-services/financial-tech) - [ Insurance Companies ](https://www.risk-strategies.com/industries/financial-services/insurance-companies) - Fine Art Back to Fine Art [ Fine Art ](https://www.risk-strategies.com/industries/fine-art/) - Dealers and Auction Houses Back to Dealers and Auction Houses [ Dealers and Auction Houses ](https://www.risk-strategies.com/industries/fine-art/auction-house) - [ Galleries ](https://www.risk-strategies.com/industries/fine-art/gallery) - [ Private Art Dealers ](https://www.risk-strategies.com/industries/fine-art/private-art-dealers) - Collections Back to Collections [ Collections ](https://www.risk-strategies.com/fine-art/private-collectors) - [ Private Collectors ](https://www.risk-strategies.com/private-client-services/collections/) - [ Coins, Paper Money & Numismatics Collections ](https://www.risk-strategies.com/industries/fine-art/coins-paper-money-numismatics) - [ Gold, Bullion & Precious Metal Collections ](https://www.risk-strategies.com/industries/fine-art/gold-bullion-precious-metals) - [ Artists ](https://www.risk-strategies.com/industries/fine-art/artists) - Museums and Foundations Back to Museums and Foundations [ Museums and Foundations ](https://www.risk-strategies.com/industries/fine-art/artist-endowed-foundation) - [ Museums ](https://www.risk-strategies.com/industries/fine-art/museum-insurance) - [ Fine Art Packers / Shippers / Warehouses ](https://www.risk-strategies.com/industries/fine-art/packer) - Healthcare Back to Healthcare [ Healthcare ](https://www.risk-strategies.com/industries/healthcare/) - [ Employee Benefits - Healthcare ](https://www.risk-strategies.com/industries/healthcare/benefits) - [ Managed Care / Stop Loss ](https://www.risk-strategies.com/industries/healthcare/managed-care) - [ Medical Malpractice ](https://www.risk-strategies.com/industries/healthcare/medical-malpractice) - [ Property & Casualty - Healthcare ](https://www.risk-strategies.com/industries/healthcare/property-and-casualty) - [ Reinsurance ](https://www.risk-strategies.com/industries/healthcare/reinsurance) - [ Law Firms ](https://www.risk-strategies.com/industries/law-firms) - Logistics & Transportation Back to Logistics & Transportation [ Logistics & Transportation ](https://www.risk-strategies.com/industries/logistics-transportation/) - [ Last Mile & Final Mile Delivery Insurance ](https://www.risk-strategies.com/industries/logistics-transportation/last-mile-final-mile-delivery-insurance) - [ Trucking Insurance ](https://www.risk-strategies.com/industries/logistics-transportation/trucking-insurance) - [ Intermodal Insurance ](https://www.risk-strategies.com/industries/logistics-transportation/intermodal-insurance) - [ Freight Forwarder Insurance ](https://www.risk-strategies.com/industries/logistics-transportation/freight-forwarder-insurance) - [ Freight Broker Insurance ](https://www.risk-strategies.com/industries/logistics-transportation/freight-broker-insurance) - [ Livery Insurance ](https://www.risk-strategies.com/industries/logistics-transportation/livery-insurance) - Marine & Yacht Back to Marine & Yacht [ Marine & Yacht ](https://www.risk-strategies.com/industries/marine/marine-insurance) - Yacht Insurance For Individuals Back to Yacht Insurance For Individuals [ Yacht Insurance For Individuals ](https://www.risk-strategies.com/industries/marine-yacht/individuals) - [ Mega Yachts ](https://www.risk-strategies.com/industries/marine-yacht/mega-yachts) - [ Cruiser Insurance - Jackline ](https://www.risk-strategies.com/industries/marine-yacht/jackline-program-cruising) - [ One-Design Insurance Program ](https://www.risk-strategies.com/industries/marine-yacht/one-design-insurance-program) - [ Sailors Health Insurance Program ](https://www.risk-strategies.com/industries/marine-yacht/sailors-health-insurance-program-for-us-sailing-members) - [ US Sailing Insurance Solutions ](https://www.risk-strategies.com/industries/marine-yacht/us-sailing-programs) - Commercial Marine Insurance Back to Commercial Marine Insurance [ Commercial Marine Insurance ](https://www.risk-strategies.com/industries/marine/commerical-marine-insurance) - [ Aquaculture ](https://www.risk-strategies.com/industries/marine-yacht/aquaculture) - [ Cargo & Transit Insurance Solutions ](https://www.risk-strategies.com/industries/marine-yacht/marine-cargo-and-transit-insurance) - [ Crew Medical Insurance ](https://www.risk-strategies.com/industries/marine/crew-medical-insurance) - [ Hull & Machinery ](https://www.risk-strategies.com/industries/marine-yacht/marine-hull-and-machinery-insurance) - [ Marine Claims Service ](https://www.risk-strategies.com/industries/marine-yacht/marine-claims-support) - [ Marine Construction ](https://www.risk-strategies.com/industries/marine-yacht/marine-contractors-insurance) - [ Marine Liability ](https://www.risk-strategies.com/industries/marine-yacht/marine-liability-insurance) - [ Ports & Terminals ](https://www.risk-strategies.com/industries/marine-yacht/marine-ports-and-terminals-insurance) - [ Protection & Indemnity ](https://www.risk-strategies.com/industries/marine-yacht/marine-protection-and-indemnity-insurance) - [ Recreational Marine Businesses ](https://www.risk-strategies.com/industries/marine-yacht/marine-businesses) - [ Sailing Organizations – Burgee Program ](https://www.risk-strategies.com/industries/marine-yacht/sailing-organizations-burgee-program) - [ Nonprofit & Human Services ](https://www.risk-strategies.com/industries/nonprofit/) - Private Equity Back to Private Equity [ Private Equity ](https://www.risk-strategies.com/industries/private-equity) - [ Crypto Companies ](https://www.risk-strategies.com/industries/private-equity/crypto-companies) - Public Sector Back to Public Sector [ Public Sector ](https://www.risk-strategies.com/industries/public-sector) - [ Public Safety Organizations & Municipalities ](https://www.risk-strategies.com/industries/public-sector/public-safety-and-municipalities) - Real Estate Back to Real Estate [ Real Estate ](https://www.risk-strategies.com/industries/real-estate) - [ Commercial ](https://www.risk-strategies.com/industries/real-estate/commercial-real-estate) - [ Community Associations ](https://www.risk-strategies.com/industries/real-estate/community-associations) - [ Hospitality ](https://www.risk-strategies.com/industries/real-estate/hospitality) - [ Residential / Habitational ](https://www.risk-strategies.com/industries/real-estate/residential-habitational) - [ REITs ](https://www.risk-strategies.com/industries/real-estate/reits) - [ Retail ](https://www.risk-strategies.com/industries/real-estate/retail) - [ Specialty Programs ](https://www.risk-strategies.com/industries/real-estate/specialty-programs) - Relocation Back to Relocation [ Relocation ](https://www.risk-strategies.com/industries/relocation) - [ Domestic Household Goods ](https://www.risk-strategies.com/industries/relocation/domestic-household-goods) - [ Expat Renters & Living Insurance ](https://www.risk-strategies.com/industries/relocation/expatriate-renters-liability) - [ Relocation Claims Service ](https://www.risk-strategies.com/industries/relocation/household-goods-claims-administration) - [ International Household Goods ](https://www.risk-strategies.com/industries/relocation/international-household-goods) - [ Supplemental Movers Coverage ](https://www.risk-strategies.com/industries/relocation/supplemental-movers-coverage) - [ Temporary Living Insurance ](https://www.risk-strategies.com/industries/relocation/temporary-renters) - [ Vacant Home ](https://www.risk-strategies.com/industries/relocation/vacant-home) - [ Waste & Recycling ](https://www.risk-strategies.com/industries/waste-and-recycling) - Wineries & Vineyards Back to Wineries & Vineyards [ Wineries & Vineyards ](https://www.risk-strategies.com/industries/wineries-vineyards) - [ Vineyard Insurance ](https://www.risk-strategies.com/industries/wineries-vineyards/vineyard-insurance) - [ Winery & Hospitality Insurance ](https://www.risk-strategies.com/wineries-vineyards/winery-insurance-hospitality) - [ Personal Lines Insurance - Winery Owners ](https://www.risk-strategies.com/industries/wineries-vineyards/personal-lines-insurance-winery-owners) - Solutions Back to Main [ Solutions ](https://www.risk-strategies.com/solutions) - Commercial Insurance Back to Commercial Insurance [ Commercial Insurance ](https://www.risk-strategies.com/business-insurance/) - [ Captives ](https://www.risk-strategies.com/business-insurance/captives) - Casualty Back to Casualty [ Casualty ](https://www.risk-strategies.com/business-insurance/casualty) - [ Analytics ](https://www.risk-strategies.com/business-insurance/casualty/analytics) - [ Auto Liability & Physical Damage ](https://www.risk-strategies.com/business-insurance/casualty/auto-liability-and-physical-damage) - [ Captives & Alternative Risk Financing ](https://www.risk-strategies.com/business-insurance/casualty/captives-and-alternatives-risk-financing) - [ Claims Advocacy & Loss Control ](https://www.risk-strategies.com/business-insurance/casualty/claims-advocacy-and-loss-control) - [ Excess Liability ](https://www.risk-strategies.com/business-insurance/casualty/excess-liability) - [ General Liability ](https://www.risk-strategies.com/business-insurance/casualty/general-liability) - [ Product Recall ](https://www.risk-strategies.com/business-insurance/casualty/product-recall) - [ Workers' Compensation ](https://www.risk-strategies.com/business-insurance/casualty/workers-compensation) - Cyber Back to Cyber [ Cyber ](https://www.risk-strategies.com/business-insurance/cyber-risk) - [ Cyber Resolute ](https://www.risk-strategies.com/cyber-resolute) - [ Cyber Risk Assessment and Analytics ](https://www.risk-strategies.com/cyber-risk-assessment-and-analytics) - [ Cyber Risk Response & Claims Advocacy ](https://www.risk-strategies.com/cyber/dedicated-cyber-risk-response-and-claims-advocacy) - [ Cyber Insurance - Family Office ](https://www.risk-strategies.com/private-client-services/cyber-insurance-family-office) - [ Cyber Insurance - Individuals ](https://www.risk-strategies.com/private-client-services/cyber-insurance-for-individuals-families) - Environmental Back to Environmental [ Environmental ](https://www.risk-strategies.com/business-insurance/environmental) - [ Contractors Pollution Liability ](https://www.risk-strategies.com/environmental/contractors-pollution) - [ Environmental Excess ](https://www.risk-strategies.com/environmental/environmental-excess) - [ Environmental Liability Transfer ](https://www.risk-strategies.com/environmental-liability-transfer) - [ Environmental Liability - Healthcare ](https://www.risk-strategies.com/environmental/healthcare) - [ Environmental Liability - Higher Education ](https://www.risk-strategies.com/environmental/higher-education) - [ Pollution Legal Liability ](https://www.risk-strategies.com/environmental/pollution-legal-liability) - [ Environmental Liability - Private Equity ](https://www.risk-strategies.com/environmental/private-equity) - [ Professional Environmental Liability Insurance ](https://www.risk-strategies.com/environmental/professional-environmental-liability-insurance) - [ Real Estate Development ](https://www.risk-strategies.com/environmental/real-estate-development) - [ Remediation Cost Cap ](https://www.risk-strategies.com/environmental/remediation-cost-cap) - [ Secured Creditor Protection for Lenders ](https://www.risk-strategies.com/environmental/secured-creditor-protection-for-lenders) - [ Underground Storage Tanks ](https://www.risk-strategies.com/environmental/underground-storage-tanks) - Executive Risk Solutions Back to Executive Risk Solutions [ Executive Risk Solutions ](https://www.risk-strategies.com/business-insurance/executive-risk-management-solutions) - [ Executive Risk Solutions - Entertainment ](https://www.risk-strategies.com/business-insurance/management-liability/entertainment-industry) - [ Executive Risk Solutions - Financial Institutions ](https://www.risk-strategies.com/business-insurance/management-liability/financial-institutions) - [ Executive Risk Solutions - Healthcare ](https://www.risk-strategies.com/business-insurance/management-liability/healthcare-industry) - [ Executive Risk Solutions - Real Estate ](https://www.risk-strategies.com/business-insurance/management-liability/real-estate-industry) - [ International ](https://www.risk-strategies.com/business-insurance/international) - Property Back to Property [ Property ](https://www.risk-strategies.com/business-insurance/property) - [ Builder's Risk ](https://www.risk-strategies.com/business-insurance/builders-risk) - [ Property Claims Services ](https://www.risk-strategies.com/business-insurance/property/claims-services) - [ Inland Transit and Ocean Cargo ](https://www.risk-strategies.com/business-insurance/inland-and-ocean-marine) - [ Natural Hazard Catastrophe Modeling ](https://www.risk-strategies.com/business-insurance/property/natural-catastrophe-modelling-and-solutions) - [ Political Violence and Terrorism ](https://www.risk-strategies.com/business-insurance/political-violence-and-terrorism) - [ Property Damage & Business Interruptions Valuations ](https://www.risk-strategies.com/business-insurance/property/property-damage-and-business-interruptions-valuation) - [ Property Loss Prevention and Control ](https://www.risk-strategies.com/business-insurance/property-loss-prevention-and-control-services) - [ Surety ](https://us.bbrown.com/business-insurance/surety) - Employee Benefits Back to Employee Benefits [ Employee Benefits ](https://www.risk-strategies.com/employee-benefits/) - [ Employee Benefits Overview ](https://www.risk-strategies.com/employee-benefits/) - [ Benefit Administration and Technology ](https://www.risk-strategies.com/employee-benefits/benefit-administration-technology) - [ Benefits Compliance Support ](https://www.risk-strategies.com/employee-benefits/benefits-compliance-support) - [ Data & Analytics ](https://www.risk-strategies.com/employee-benefits/data-and-analytics) - [ Human Capital Advisory Services ](https://us.bbrown.com/employee-benefits/human-capital-advisory-services) - [ International Benefits ](https://www.risk-strategies.com/employee-benefits/international-benefits) - [ Absence Management & Ancillary Programs ](https://www.risk-strategies.com/employee-benefits/absence-management-and-ancillary-program) - [ Medicare ](https://www.risk-strategies.com/medicare) - [ Voluntary & Lifestyle Benefits ](https://www.risk-strategies.com/employee-benefits/voluntary-and-lifestyle-benefits) - [ Wellness & Well-Being Solutions ](https://www.risk-strategies.com/employee-benefits/wellness-well-being-solutions) - Financial & Wealth Back to Financial & Wealth [ Financial & Wealth ](https://www.risk-strategies.com/financial-wealth/) - [ Financial & Wealth Overview ](https://www.risk-strategies.com/financial-wealth/) - [ Retirement Plan Services ](https://www.risk-strategies.com/financial-wealth/retirement-plan-services) - [ Executive Benefits ](https://www.risk-strategies.com/financial-wealth/executive-benefits) - [ Life Insurance ](https://www.risk-strategies.com/financial-wealth/life-insurance) - Private Client Services Back to Private Client Services [ Private Client Services ](https://us.bbrown.com/private-client-services) - [ Private Client Services Overview ](https://us.bbrown.com/private-client-services) - [ Homeowners ](https://www.risk-strategies.com/private-client-services/home-estate/) - [ Flood ](https://www.risk-strategies.com/private-client-services/flood-insurance) - [ Collections ](https://www.risk-strategies.com/private-client-services/collections/) - [ Umbrella & Excess Liability ](https://www.risk-strategies.com/private-client-services/umbrella-excess-liability) - [ Auto ](https://www.risk-strategies.com/private-client-services/auto) - [ Collector & Exotic Car ](https://www.risk-strategies.com/collector-car-insurance) - [ Boat & Yacht ](https://www.risk-strategies.com/private-client-services/marine-yacht/individuals) - [ Travel Medical & Trip Insurance ](https://www.risk-strategies.com/travel-medical-and-trip-insurance) - [ Family Office ](https://www.risk-strategies.com/private-client-services/family-office) - [ Cyber Insurance - Family Office ](https://www.risk-strategies.com/private-client-services/cyber-insurance-family-office) - [ Cyber Insurance - Individuals ](https://www.risk-strategies.com/private-client-services/cyber-insurance-for-individuals-families) - [ Life Insurance ](https://www.risk-strategies.com/financial-wealth/life-insurance) - [ Specialty Coverages ](https://www.risk-strategies.com/private-client-services/specialty-coverages/) - [ Private Client Risk Resource Center ](https://www.risk-strategies.com/privateclientresources) - [ Reinsurance ](https://www.risk-strategies.com/industries/healthcare/reinsurance) - Risk Management Services Back to Risk Management Services [ Risk Management Services ](https://us.bbrown.com/risk-management-services/) - [ Risk Management Services Overview ](https://us.bbrown.com/risk-management-services/) - [ Analytics ](https://www.risk-strategies.com/risk-management-services/analytics/) - [ Claims Management & Advocacy ](https://www.risk-strategies.com/risk-management-services/claims/) - [ Loss Control ](https://www.risk-strategies.com/risk-management-services/loss-control/) - [ Safety Consulting Services ](https://www.risk-strategies.com/industries/risk-management/safety-services) - [ Pro Safety Training Courses ](https://www.risk-strategies.com/pro-safety-training-course-catalog) - [ Workers’ Comp: Premium Review & Recovery ](https://www.risk-strategies.com/workers-comp-insurance-premium-review-recovery) - Consulting Back to Main [ Consulting ](https://www.risk-strategies.com/consulting) - [ Consulting Overview ](https://www.risk-strategies.com/consulting) - [ Actuarial Services ](https://www.risk-strategies.com/actuarial-services) - [ Healthcare Claim Audit Services ](https://www.risk-strategies.com/benefit-audit-services) - [ Health and Welfare ](https://www.risk-strategies.com/health-and-welfare-consulting) - [ Mergers and Acquisitions ](https://www.risk-strategies.com/mergers-and-acquisitions-consulting) - [ Pharmacy Consulting ](https://www.risk-strategies.com/pharmacy-consulting) - [ Retirement Benefits ](https://www.risk-strategies.com/retirement-plan-consulting) - News and Insights Back to Main [ News and Insights ](https://www.risk-strategies.com/insights) - [ All Insights ](https://www.risk-strategies.com/insights) - [ Blog ](https://www.risk-strategies.com/blog) - Emergency Resource Centers Back to Emergency Resource Centers [ Emergency Resource Centers ](https://www.risk-strategies.com/insights/emergency-resource-center) - [ Cybersecurity ](https://www.risk-strategies.com/insights/emergency-resource-center/cybersecurity) - [ Earthquake ](https://www.risk-strategies.com/insights/emergency-resource-center/earthquake) - [ Hurricane ](https://www.risk-strategies.com/insights/emergency-resource-center/hurricane) - [ Pandemic ](https://www.risk-strategies.com/insights/emergency-resource-center/pandemic) - [ Riot & Civil Unrest ](https://www.risk-strategies.com/insights/emergency-resource-center/riot-and-civil-unrest) - [ Severe Storms ](https://www.risk-strategies.com/insights/emergency-resource-center/severe-storms) - [ Violence & Active Shooter ](https://www.risk-strategies.com/insights/emergency-resource-center/active-assailant-and-violence) - [ Wildfire ](https://www.risk-strategies.com/insights/emergency-resource-center/wildfire) - [ Winter Weather ](https://www.risk-strategies.com/insights/emergency-resource-center/winter-weather) - [ Employee Benefits Compliance Center ](https://www.risk-strategies.com/employee-benefits-compliance/blog) - [ Events ](https://www.risk-strategies.com/events) - [ Media Coverage ](https://www.risk-strategies.com/media) - [ State of the Market Reports ](https://www.risk-strategies.com/insights/market-outlook) - [ Press Releases ](https://www.risk-strategies.com/press-releases) - [ Private Client Resources ](https://www.risk-strategies.com/privateclientresources) - [ Webinars ](https://www.risk-strategies.com/insights/webinar-resources) - Company Back to Main [ Company ](https://www.risk-strategies.com/about/) - [ About Us ](https://www.risk-strategies.com/about/) - [ Annual Report ](https://www.risk-strategies.com/annual-report) - [ Careers ](https://www.risk-strategies.com/careers/) - [ Culture and Values ](https://www.risk-strategies.com/company/core-values/) - Diversity, Equity & Inclusion Back to Diversity, Equity & Inclusion [ Diversity, Equity & Inclusion ](https://www.risk-strategies.com/company/diversity-equity-and-inclusion) - [ BeHEARD Series ](https://www.risk-strategies.com/company/diversity-equity-and-inclusion/be-heard) - [ DE&I Structure ](https://www.risk-strategies.com/company/diversity-equity-and-inclusion/structure) - [ Employee Resource Groups ](https://www.risk-strategies.com/company/diversity-equity-and-inclusion/employee-resource-groups) - [ Environmental, Social, & Governance ](https://www.risk-strategies.com/company/environmental/) - [ General Terms of Business ](https://www.risk-strategies.com/company/general-terms-of-business) - [ Leaders ](https://www.risk-strategies.com/company/leaders) - [ Local Expertise ](https://www.risk-strategies.com/company/local-expertise) - [ Mergers & Acquisitions ](https://www.risk-strategies.com/mergers-and-acquisitions/) - [ Recognition & Awards ](https://www.risk-strategies.com/company/awards) - [ Risk Strategies Foundation ](https://www.risk-strategies.com/company/risk-strategies-foundation) - Transparency and Disclosures Back to Transparency and Disclosures [ Transparency and Disclosures ](https://www.risk-strategies.com/company/transparency-and-disclosures) - [ General Terms of Business ](https://www.risk-strategies.com/company/general-terms-of-business) - [ Conflict of Interest Policy ](https://www.risk-strategies.com/company/conflict-of-interest-policy) - [ Compensation Disclosure ](https://www.risk-strategies.com/about/transparency-and-disclosures/compensation-disclosure) - [ Enterprise Risk Management ](https://www.risk-strategies.com/about/transparency-and-disclosures/enterprise-risk-management) - Join Us Back to Main [ Join Us ](https://www.risk-strategies.com/careers/) - Careers Back to Careers [ Careers ](https://www.risk-strategies.com/careers/) - [ Benefits & Wellness ](https://www.risk-strategies.com/careers/benefits-wellness) - [ Investing in Growth & Leadership ](https://www.risk-strategies.com/careers/growth-leadership-investment) - [ Life at Risk Strategies ](https://www.risk-strategies.com/careers/life/) - [ Next Steps ](https://www.risk-strategies.com/careers/next-steps) - Mergers & Acquisitions Back to Mergers & Acquisitions [ Mergers & Acquisitions ](https://www.risk-strategies.com/mergers-and-acquisitions/) - [ Partnership Benefits ](https://www.risk-strategies.com/mergers-and-acquisitions/partnership-benefits) - [ Why Join Us? ](https://www.risk-strategies.com/mergers-and-acquisitions/why-join-us) - [ Onboarding & Integration ](https://www.risk-strategies.com/mergers-and-acquisitions/onboarding-and-integration) - [ Careers ](https://www.risk-strategies.com/careers/) - [ Report a Claim ](https://www.risk-strategies.com/report-claim) - [ Contact Us ](https://www.risk-strategies.com/contact-us/) You are about to leave Risk Strategies website and view the content of an external website. You are leaving risk-strategies.com By accessing this link, you will be leaving Risk Strategies website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Risk Strategies website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Risk Strategies. OK Cancel # Employee Benefits ![](https://www.risk-strategies.com/hs-fs/hubfs/Chemotherapy-Treatment-Area-Hospital-1200-667.jpg?width=450&height=250&name=Chemotherapy-Treatment-Area-Hospital-1200-667.jpg) [ Employee Benefits ](https://www.risk-strategies.com/blog/tag/employee-benefits) 3 min read October 15, 2025 ## [ New York Large Group Insured Policies Must Cover Chemotherapy-Related Scalp Cooling Devices in 2026 ](https://www.risk-strategies.com/blog/new-york-large-group-insured-policies-must-cover-chemotherapy-related-scalp-cooling-devices-in-2026) Summary: New York Governor Kathy Hochul signed legislation (Assembly Bill or AB 430) in February … [ Read article ](https://www.risk-strategies.com/blog/new-york-large-group-insured-policies-must-cover-chemotherapy-related-scalp-cooling-devices-in-2026) ![](https://www.risk-strategies.com/hs-fs/hubfs/IRS-Sign-600-400.jpg?width=450&height=250&name=IRS-Sign-600-400.jpg) [ Employee Benefits ](https://www.risk-strategies.com/blog/tag/employee-benefits) 3 min read October 09, 2025 ## [ IRS Releases Health Care FSA, Commuter, and Adoption Assistance Benefit Limits for 2026 ](https://www.risk-strategies.com/blog/irs-releases-health-care-fsa-commuter-and-adoption-assistance-benefit-limits-for-2026) The Internal Revenue Service (IRS) released Revenue Procedure 2025-32 on October 9, 2025, outlining … [ Read article ](https://www.risk-strategies.com/blog/irs-releases-health-care-fsa-commuter-and-adoption-assistance-benefit-limits-for-2026) ![](https://www.risk-strategies.com/hs-fs/hubfs/Businesspeople-Reviewing-Paperwork-in-ConferenceRoom-1200-800.jpg?width=450&height=250&name=Businesspeople-Reviewing-Paperwork-in-ConferenceRoom-1200-800.jpg) [ Employee Benefits ](https://www.risk-strategies.com/blog/tag/employee-benefits) 9 min read October 03, 2025 ## [ One Big Beautiful Bill Act (OBBBA) Refresher for 2026 Benefits Enrollment ](https://www.risk-strategies.com/blog/one-big-beautiful-bill-act-obbba-refresher-for-2026-benefits-enrollment) With the 2026 benefits open enrollment season in full swing, now is a good opportunity for … [ Read article ](https://www.risk-strategies.com/blog/one-big-beautiful-bill-act-obbba-refresher-for-2026-benefits-enrollment) ![](https://www.risk-strategies.com/hs-fs/hubfs/Person-Computer-Paperwork-600-400.jpg?width=450&height=250&name=Person-Computer-Paperwork-600-400.jpg) [ Employee Benefits ](https://www.risk-strategies.com/blog/tag/employee-benefits) 7 min read September 29, 2025 ## [ Compliance Reminder: Upcoming Group Health Plan Gag Clause Attestation Deadline ](https://www.risk-strategies.com/blog/compliance-reminder-upcoming-group-health-plan-gag-clause-attestation-deadline) Summary: Employers sponsoring group health plans are required to submit their annual gag clause … [ Read article ](https://www.risk-strategies.com/blog/compliance-reminder-upcoming-group-health-plan-gag-clause-attestation-deadline) ![](https://www.risk-strategies.com/hs-fs/hubfs/Businesspeople%20standing%20%26%20talking%20on%20staircase%20at%20sunset.jpg?width=450&height=250&name=Businesspeople%20standing%20%26%20talking%20on%20staircase%20at%20sunset.jpg) [ Employee Benefits ](https://www.risk-strategies.com/blog/tag/employee-benefits) 3 min read September 22, 2025 ## [ HCM Systems: How to Move Yours from Fragmented to Optimized ](https://www.risk-strategies.com/blog/hcm-systems-how-to-move-yours-from-fragmented-to-optimized) Most employers can improve their human capital management (HCM) systems by moving from a fragmented … [ Read article ](https://www.risk-strategies.com/blog/hcm-systems-how-to-move-yours-from-fragmented-to-optimized) ![](https://www.risk-strategies.com/hs-fs/hubfs/Health%20savings%20account%20HSA%20form%20on%20a%20clipboard.jpg?width=450&height=250&name=Health%20savings%20account%20HSA%20form%20on%20a%20clipboard.jpg) [ Employee Benefits ](https://www.risk-strategies.com/blog/tag/employee-benefits) 6 min read September 18, 2025 ## [ Navigating Medicare and HSA Contributions: A Practical Guide for Employers and Near-Retirees ](https://www.risk-strategies.com/blog/medicare-hsa-contributions-a-guide-for-employers-and-near-retirees) Health Savings Accounts (HSAs) are powerful tools for employees to save pre-tax dollars for medical … [ Read article ](https://www.risk-strategies.com/blog/medicare-hsa-contributions-a-guide-for-employers-and-near-retirees) ![](https://www.risk-strategies.com/hs-fs/hubfs/Daughter-with-Older-Parent-at-Home-Laptop-1200-800.jpg?width=450&height=250&name=Daughter-with-Older-Parent-at-Home-Laptop-1200-800.jpg) [ Employee Benefits ](https://www.risk-strategies.com/blog/tag/employee-benefits) 5 min read September 11, 2025 ## [ Illinois Insured Policies Must Cover Dependent Parents in 2026 ](https://www.risk-strategies.com/blog/illinois-insured-policies-must-cover-dependent-parents-in-2026) Summary: Beginning after January 1, 2026, fully insured group health plans issued (or renewed) in … [ Read article ](https://www.risk-strategies.com/blog/illinois-insured-policies-must-cover-dependent-parents-in-2026) ![](https://www.risk-strategies.com/hs-fs/hubfs/A%20couple%20holding%20their%20child%20.jpg?width=450&height=250&name=A%20couple%20holding%20their%20child%20.jpg) [ Employee Benefits ](https://www.risk-strategies.com/blog/tag/employee-benefits) 7 min read September 08, 2025 ## [ New York Releases Paid Family Leave Rates for 2026 ](https://www.risk-strategies.com/blog/new-york-releases-paid-family-leave-rates-for-2026) Summary: New York Paid Family Leave (NY PFL) launched in 2018 to provide caregiving benefits to New … [ Read article ](https://www.risk-strategies.com/blog/new-york-releases-paid-family-leave-rates-for-2026) ![](https://www.risk-strategies.com/hs-fs/hubfs/PEP%20Retirement%20blog%20image.png?width=450&height=250&name=PEP%20Retirement%20blog%20image.png) [ Employee Benefits ](https://www.risk-strategies.com/blog/tag/employee-benefits) 6 min read August 20, 2025 ## [ Revolutionizing Retirement: Why 401(k) Sponsors Should Consider Pooled Employer Plans (PEPs) ](https://www.risk-strategies.com/blog/why-401k-sponsors-should-consider-pooled-employer-plans-peps) Navigating the complexities of retirement plan administration can be challenging, particularly when … [ Read article ](https://www.risk-strategies.com/blog/why-401k-sponsors-should-consider-pooled-employer-plans-peps) ![](https://www.risk-strategies.com/hs-fs/hubfs/Illinois-State-Capitol-627.jpg?width=450&height=250&name=Illinois-State-Capitol-627.jpg) [ Employee Benefits ](https://www.risk-strategies.com/blog/tag/employee-benefits) 5 min read August 18, 2025 ## [ New Illinois Mandates for Military Funeral Honors Detail Leave Now & Paid Lactation Breaks in 2026 ](https://www.risk-strategies.com/blog/new-illinois-mandates-for-military-funeral-honors-detail-leave-now-paid-lactation-breaks-in-2026) Summary: Illinois Governor J.B. Pritzker recently signed legislation impacting employers with … [ Read article ](https://www.risk-strategies.com/blog/new-illinois-mandates-for-military-funeral-honors-detail-leave-now-paid-lactation-breaks-in-2026) ![](https://www.risk-strategies.com/hs-fs/hubfs/Employee-Opening-Up-Letter-from-Envelope-Mail-800-533.jpg?width=450&height=250&name=Employee-Opening-Up-Letter-from-Envelope-Mail-800-533.jpg) [ Employee Benefits ](https://www.risk-strategies.com/blog/tag/employee-benefits) 10 min read August 13, 2025 ## [ Upcoming Medicare Part D Creditable Coverage Notice Deadline ](https://www.risk-strategies.com/blog/upcoming-medicare-part-d-creditable-coverage-notice-deadline-updated-for-2025) Summary: The annual Medicare Part D enrollment period, which generally runs from October 15 until … [ Read article ](https://www.risk-strategies.com/blog/upcoming-medicare-part-d-creditable-coverage-notice-deadline-updated-for-2025) ![](https://www.risk-strategies.com/hs-fs/hubfs/People%20at%20business%20meeting.jpg?width=450&height=250&name=People%20at%20business%20meeting.jpg) [ Employee Benefits ](https://www.risk-strategies.com/blog/tag/employee-benefits) 3 min read August 13, 2025 ## [ These 5 Steps Drive Positive Wellness Program Health Outcomes ](https://www.risk-strategies.com/blog/these-5-steps-drive-positive-wellness-program-health-outcomes) A successful wellness program must be aligned with what employees consider important. Implementing … [ Read article ](https://www.risk-strategies.com/blog/these-5-steps-drive-positive-wellness-program-health-outcomes) [ double_arrow Previous ](https://www.risk-strategies.com/blog/tag/employee-benefits/page/2) [Next double_arrow ](https://www.risk-strategies.com/blog/tag/employee-benefits/page/4)