Civil Unrest Preparation: Protect Yourself, Family, and Property

In light of recent events and the ongoing potential for civil unrest, it’s essential to take proactive measures to safeguard yourself, your property, and your livelihood. Whether you’re a homeowner or a business owner, or both, preparing in advance can help prevent injury, reduce damage, and maintain peace of mind.

By implementing preventive strategies now, you can better protect your employees and family, secure your assets, and assure continuity of operations during periods of disruption. Below are the key steps you can take to stay prepared and resilient in uncertain times, and help ensure a faster recovery if your home or business is impacted.

What you can do today

• Monitor local developments: Stay informed about your area’s risk for unrest from your local news sources, municipalities, and law enforcement updates.
• Secure premises: Board up vulnerable windows and doors, and remove any exterior items that could be used to cause damage.
• Enhance physical security: Ensure security cameras and alarm systems are fully functional and that security lighting covers key access points.
• Document everything: Take photographs of your property before and after events and keep records of communications with authorities and insurers.
• Implement your response plan: Follow your procedures for notifying employees and family members, securing inventory and equipment, and safeguarding your property.
• Safety: Don’t confront looters or rioters directly—it’s unsafe and could escalate.

Preparation and vigilance are your best defenses in uncertain times.

For more information on steps to take to protect your property from civil unrest, you can access our risk management resource guide on riot protection.

Loss control & claims reporting

The Safety & Loss Control Team at Risk Strategies is on-watch and ready to help.

If you have any questions regarding your insurance policy or preparation steps, please contact your Risk Strategies Account Team member directly, or reach our Safety & Loss Control Team at safety@risk-strategies.com.

How to report a claim

Our claims experts work as your advocate and help you manage the claim process. The most efficient way to start the claim process is for you to report your claim directly to your insurance carrier using the claim reporting contact information found on your policy or the carrier website. You can also visit our claims reporting and carrier contact information center.

If you are in need of remediation or additional claims assistance, please contact the Risk Strategies Claims Team at claims@risk-strategies.com.