Workers' Compensation

You know helping an employee injured or sickened on the job is the right thing to do, but it’s also the law. Making sure that a worker can cover all costs related to a work-related injury or illness is the goal of workers compensation insurance, but getting the right plan in place can be complicated.

Requirements differ by state and each business is unique, and a variety of factors can potentially affect the cost of your workers compensation insurance program. You need someone who knows the regulations and understands your business to weigh the options and design a program that will satisfy the laws and your employee needs when it matters most.

Ranked among the top 25 insurance brokerages in the United States with offices across the country, Risk Strategies has the industry and professional experience to turn the complexity of workers compensation insurance into a turn-key simple experience.

Your Risk Strategies team brings a unique combination of skills to the job. You’ll get an industry-experienced business perspective with a detailed understanding of relevant regulations and expertise from outside the traditional insurance sector.

Here are just some of the ways we can put our unique approach to work for you:

  • Experience modification rate analysis
  • Workers compensation program analysis & design
  • Claims consulting
  • Financial analysis and analytical support
  • Risk Management, loss control, ergonomic, and industrial hygiene services
  • Alternative approaches including:
    • deductible plans
    • captives
    • rent-a-captives
    • group plans